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All Journal The Indonesian Journal of Computer Science
Annisa Sajidah
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Computer Science & IT Electrical & Electronics Engineering Engineering

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English English Annisa Sajidah; Muhammad Rifki Shihab
The Indonesian Journal of Computer Science Vol. 13 No. 3 (2024): The Indonesian Journal of Computer Science (IJCS)
Publisher : AI Society & STMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33022/ijcs.v13i3.3957

Abstract

Current technological developments encourage companies to re-evaluate their organizational business models to take advantage of technological advances. This research explores the impact of information technology in business model transformation at peer-to-peer lending company. PT XYZ is one of a financial technology (fintech) company in Indonesia which was originally engaged in the traditional lending and borrowing business and then transformed into peer-to-peer lending and then developed Supply Chain Financing (SCF) with a Business to Business (B2B) scheme which was previously only done by banks. The IT Impact Map analysis conducted in this study shows this company’s strategic transformation in adopting technology, IT has an impact on company strategy and value through business process reengineering and allows companies to capture new opportunities.
Co-Authors Muhammad Rifki Shihab Muhammad Rifki Shihab