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.Penerapan BSI Mobile pada Sistem Informasi Manajemen Perbankan Syariah Ningsih, Nur Ainun; Padli Nasution, M. Irwan
Sci-tech Journal Vol. 2 No. 1 (2023): Sci-tech Journal (STJ)
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (159.555 KB) | DOI: 10.56709/stj.v2i1.68

Abstract

The purpose of this study is to inform customers that m-banking is easy to use, especially in Islamic banking, as they do not have to travel just to transfer money. Since there are still many customers who do not know about m-banking, the number of m-banking users is increasing year by year. With the spread of smartphones, it is getting more attention than Internet banking. The survey method is a qualitative method based on data collection through interviews. From Google Forms. As a result, we realized that many customers did not understand how to use m-banking. This is determined by filling out a Google form. From this we can conclude that Islamic banking information systems will certainly become more sophisticated in this digital age, especially for the large number of Islamic banking customers using m-banking. Keywords: Islamic banking, BSI mobile, information management
Meningkatkan Literasi Perbankan Syariah dengan Mengembangkan Aplikasi Edukasi Berbasis Android Sibagariang, Yola Aprilia; Padli Nasution, M. Irwan
Sci-tech Journal Vol. 2 No. 1 (2023): Sci-tech Journal (STJ)
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (934.689 KB) | DOI: 10.56709/stj.v2i1.69

Abstract

The purpose of this research is to be a form of research that wants to know the extent to which the level of use of android applications on the literacy level of respondents is already much better or significantly increased. In conducting this research, the researcher used a qualitative method with independent variables where the object of this research was an employee at the Baitul Yatama Fadlan Foundation which took a period of 2 days. The results that have been achieved in this study are increasing employee literacy at the Baitul Yatama Fadlan Foundation regarding Islamic banking which is quite effective by using an android application. It can be seen from the survey results which show that in the first survey, 47 percent, which then rose to 67 percent who already knew about Islamic banking. An android application that is considered quite significant in improving employee literacy at the Baitul Yatama Fadlan Foundation. Keywords: Islamic Banking Literacy, Consumer Loyalty, Android Application.
Tantangan dan Strategi Perbankan Dalam Menghadapi Perkembangan Transformasi Digitalisasi di Era 4.0 Tambunan, Ria Tifanny; Padli Nasution, M. Irwan
Sci-tech Journal Vol. 2 No. 2 (2023): Sci-tech Journal  (STJ)
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (921.52 KB) | DOI: 10.56709/stj.v2i2.75

Abstract

The purpose of this research is to study the current Industrial Revolution 4.0 which will affect major changes in digital technology. Digitalization can affect the development of various industries very quickly. One of them is the growing business sector more efficiently and effectively. Therefore, technological advances in the business world can encourage the business world to continue to innovate and launch new products so as not to be eroded by time. Digital transformation is not just a transition from traditional banking to a digital world, it is a major shift in how banks and other financial institutions learn, interact and satisfy their customers. Digital transformation begins with understanding digital customer behavior, likes and dislikes, and the shifts that lead to major organizational shifts from product-centric to customer-centric. Banking needs in this digital era are everywhere at any time. Therefore, banking needs innovation, resilience, security, optimization, and drive to meet the demands of tech-savvy customers. If a bank does not meet customer needs, customers are willing to move to another bank that meets their needs. Keywords: Digitalization, Islamic Banking, Revolution 4.0
Mengembangkan Produk pada Layanan Jasa Informasi Perbankan dengan Shariah Governance untuk Pengaplikasian  Keuangan Digital Syariah Hasibuan, Muthia Hafsari; Padli Nasution, M. Irwan
Sci-tech Journal Vol. 2 No. 2 (2023): Sci-tech Journal  (STJ)
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (916.265 KB) | DOI: 10.56709/stj.v2i2.76

Abstract

With the growing development of Islamic banking in Indonesia, there is an increasing need for a development of products and services in Islamic banks. This is done with the aim of meeting market needs by increasing competitiveness in the scope of Islamic banking in the era of the industrial revolution 4.0. Hence the need for a implementation of GCG. By applying GCG principles which have an important role in achieving business continuity (sustainability), namely Islamic banks that still pay attention to common interests. The implementation itself is a manifestation of the responsibility of Islamic banks to the public that Islamic banks must be operated properly, expertly and prudently (prudent). With the development of the times and the advancement of technology, there is an increasing need for an Islamic financial technology in the use of technology-based financial services that are more efficient. Keywords: sharia bank products and services, sharia governance, sharia digital finance