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All Journal Budimas : Jurnal Pengabdian Masyarakat Multidisciplinary Indonesian Center Journal
Muhammad Zainal Muttaqin
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Religion Humanities Earth & Planetary Sciences Economics, Econometrics & Finance Education Social Sciences Other

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AN ANALYSIS OF THE ROLE OF INSURANCE FROM PT. JASA RAHARJA IN COVERING THE INPATIENT COSTS OF TRAFFIC ACCIDENT VICTIMS IN PEKANBARU CITY Abdul Kudus Zaini; Muhammad Zainal Muttaqin
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 4 (2025): Vol. 2 No. 4 Edisi Oktober 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i4.1336

Abstract

Traffic accidents impose a heavy economic burden, particularly on victims’ medical expenses. PT. Jasa Raharja, a state-owned insurance company, plays a crucial role in providing compensation for hospitalization costs. This study analyzes the impact of PT. Jasa Raharja’s insurance on inpatient expenses for traffic accident victims in Pekanbaru City. The research applies a quantitative approach with descriptive analysis and simple regression. Data came from 120 respondents, consisting of victims and their families who received insurance benefits. The findings show that PT. Jasa Raharja’s insurance claims cover an average of 67% of total hospitalization costs, significantly reducing the victims’ financial burden. However, the coverage ceiling remains limited and does not fully meet medical expenses. This study concludes that PT. Jasa Raharja makes a substantial contribution to financing accident-related hospitalization, although increasing the claim ceiling would better align with current hospital costs.
REVITALIZING GOTONG ROYONG (MUTUAL COOPERATION) THROUGH THE 80TH INDONESIAN INDEPENDENCE DAY GATE DECORATION CONTEST IN RT 02/RW 08, EAST LABUH BARU DISTRICT, PEKANBARU Abdul Kudus Zaini; Cyintia Kumalasari; Muhammad Zainal Muttaqin
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 7 No. 3 (2025): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v7i3.18604

Abstract

We carried out this community service project in RT 02/RW 08 of East Labuh Baru District, Pekanbaru, to celebrate the 80th anniversary of Indonesian Independence in 2025. The program combined a gate decoration contest with various traditional community games (e.g., tug-of-war, sack races, and pole climbing) and special children’s competitions. These activities served as a vital mechanism for promoting social participation and citizen unity. Our main goal was to strengthen the community’s spirit of mutual cooperation (gotong royong), enhance social solidarity, and instill a deeper sense of nationalism. We used a participatory approach for implementation, involving residents in every stage, from initial planning to final evaluation. The results demonstrated significant success: resident participation reached 95%, the neighborhood became noticeably cleaner and more attractive, and the RT 02/RW 08 residents even secured third place in the District-Level Gate Decoration Contest. This project proves that combining art, sport, and mutual cooperation (gotong royong) through community service effectively strengthens social cohesion and actively fosters a more harmonious character among urban residents
Co-Authors Abdul Kudus Zaini Cyintia Kumalasari