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Qoriatun, Istiana
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Astronomy Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Physics

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Determinan Minat Penggunaan Sistem Pembayaran Non Tunai Berbasis Qris Oleh UMKM di Kecamatan Dompu Qoriatun, Istiana; Chaidir, Taufiq; Yudha , I Dewa Ketut
Jurnal sosial dan sains Vol. 5 No. 10 (2025): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v5i10.32516

Abstract

This studyaims to analyze the influence of perceived ease, perceived usefulness, financial literacy, and motivation on the interest of MSMEs in using QRIS.Data was collected through a questionnaire survey of SME operators in Dompu Subdistrict.This study employs a quantitative approach using the Structural Equation Modeling (SEM) method based on Partial Least Squares (PLS). The resultsof the study indicate that motivation has a positive and significant influence on the interest in using QRIS. Meanwhile, perceived ease, perceived benefit, and financial literacy did not show a significant influence on interest in using QRIS. These findings indicate that the motivation factor plays a key role in driving QRIS adoption among SMEs in the study area, while the other factors tested did not have a significant impact.
Co-Authors Chaidir, Taufiq Yudha , I Dewa Ketut