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All Journal Jurnal Ekonomi, Manajemen, Akuntansi AICOS
Mhd Safarudin Alhakim
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Peranan Tabungan Smart iB dan Tabungan Smart iB Wadiah Terhadap Laba Bersih Pada Bank Sumut Kantor Cabang Pembantu Syariah Multatuli Periode 2021-2024 Mhd Safarudin Alhakim; Supaino, Supaino; Nasution, Anriza Witi
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 5 No. 1: November 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v5i1.12195

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh tabungan smart iB dan tabungan smart iB wadiah terhadap laba bersih pada Bank Sumut Kantor Cabang Pembantu Syariah Multatuli periode 2021–2024. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan analisis regresi linear berganda. Hasil analisis menunjukkan bahwa secara parsial tabungan smart iB tidak memberikan pengaruh signifikan terhadap laba bersih, dengan nilai signifikansi 0,053 (> 0,05). Sebaliknya, tabungan smart iB wadiah terbukti berpengaruh signifikan secara parsial terhadap laba bersih, dengan nilai signifikansi 0,045 (< 0,05) dan t hitung 2,059 yang lebih besar dari t tabel 2,014. Temuan ini mengindikasikan bahwa penghimpunan dana melalui akad wadiah memberikan kontribusi nyata terhadap peningkatan laba bersih. Secara simultan, kedua variabel memiliki pengaruh signifikan terhadap laba bersih dengan nilai signifikansi 0,049 (< 0,05). Koefisien determinasi (R²) sebesar 0,253 mengungkapkan bahwa kedua variabel bersama-sama mampu menjelaskan 25,3% variasi laba bersih, sedangkan 74,7% sisanya dipengaruhi oleh faktor lain di luar model. Hasil ini menegaskan pentingnya pengelolaan optimal produk tabungan syariah untuk menunjang kinerja keuangan bank.
MITIGATE THE IMPACT OF SOCIAL MEDIA MISUSE ON JUNIOR SCHOOL TEENAGERS THROUGH SMART, WISE EDUCATION IN SOCIAL MEDIA Alika; Mhd Safarudin Alhakim; Putri Rahmadhani Nasution; Salsabila Zahra Nst; Marlya Fatira; Ermyna Seri; Sri Wahyuni
Asian Journal of Islamic Economic Studies Vol. 2 No. 1 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i1.4651

Abstract

This community service program is carried out to mitigate the negative impacts of excessive social media activity on high school students. The aim is to improve the digital literacy of MTs Amaliyah Sunggal students. This program focuses on preventing the negative impacts of social media, such as cyberbullying and addiction, as well as teaching how to maintain privacy, avoid hoaxes, and maintain mental health. By involving students of the Medan State Polytechnic as facilitators, this activity offers educational seminars and training on digital literacy, provides time for using social media, and the importance of direct social interaction. A supervising lecturer supports the activity and produces scientific publications and educational videos. Through interviews with schools and knowledge transfer in academic seminars, this program provides educational solutions for the wise and safe use of social media. This activity costs IDR 618,000.00 (Six Hundred and Eighteen Thousand Rupiah). The activity results show decreased social media cases among students through interactive learning about internet ethics, risks, and impacts. In addition, students have a better understanding of the positive and negative impacts of social media. This program is expected to be sustainable through collaboration with various campuses in building digital literacy and intelligent and safe social media culture.
Co-Authors Alika Anriza Witi Nasution Ermyna Seri Marlya Fatira AK Putri Rahmadhani Nasution Salsabila Zahra Nst Sri Wahyuni Supaino, Supaino