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Implementasi Nilai Keadilan Ekonomi Syariah Melalui Edukasi Anti Riba dan Gerakan Menabung dalam Membangun Mentalitas Anak : Studi Kasus di Dusun II Sei Parit, Kecamatan Sei Rampah, Kabupaten Serdang Bedagai Fara Natasya Hamzah Lubis; Nur Rahma Amini
Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat Vol. 2 No. 4 (2025): Oktober: Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/bersama.v2i4.2311

Abstract

This community service program was held at SD Negeri 102028 Dusun II Sei Parit, Sei Rampah District, Serdang Bedagai Regency, with a focus on applying the principles of sharia economic justice. This goal is achieved through education about the prohibition of usury and savings initiatives from an early age. This activity was motivated by the lack of Islamic financial literacy among children, especially related to the risk of usury and the urgency of frugal behavior and financial responsibility. The method chosen is a participatory-educational approach, which includes socialization, simulation and habituation, prioritizing the active involvement of students. The activity is divided into two main phases, namely usury education and saving education, utilizing animated films, educational games and picture stories. The impact of this service shows an increase in students' insight into the concept of riba, discipline in frugality, and the growth of awareness to manage money wisely according to Islamic guidance. Children are now beginning to understand that money is a mandate that must be used correctly and halal. In addition, this program also encourages the formation of the character of responsibility, trust and justice in the participants. Therefore, this program makes a significant contribution in building a children's mentality based on the principles of sharia economic justice and is worthy of being used as a prototype of Islamic financial education at the elementary school level.
Sharia Financial Management Strategies in Improving the Effectiveness of Sharia Investment Management Fara Natasya Hamzah Lubis; Ahmad Afandi Surbakti; Pani Akhiruddin Siregar
Al Urwah : Sharia Economics Journal Vol. 3 No. 2 (2025): Sharia Governance and Sustainable Finance
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v3i2.367

Abstract

Penelitian ini bertujuan untuk mengkaji strategi manajemen keuangan syariah yang berperan dalam meningkatkan efektivitas pengelolaan investasi syariah. Industri keuangan syariah menunjukkan pertumbuhan signifikan dalam beberapa tahun terakhir, terutama pada sektor investasi syariah, yang didorong oleh meningkatnya kesadaran masyarakat terhadap investasi yang beretika, transparan, dan bebas spekulasi, serta inovasi produk dan platform digital. Metode penelitian menggunakan pendekatan kualitatif berbasis studi literatur dengan analisis isi terhadap jurnal ilmiah, buku, laporan industri, dan dokumen resmi lembaga terkait yang diterbitkan dalam lima tahun terakhir. Hasil kajian menunjukkan bahwa penerapan fungsi manajerial yang sistematis, kepatuhan terhadap prinsip syariah, tata kelola syariah yang kuat, serta manajemen risiko berbasis aset riil menjadi faktor kunci dalam membentuk portofolio yang stabil dan berkelanjutan. Selain itu, perkembangan teknologi digital, termasuk fintech syariah dan aplikasi investasi digital, memberikan peluang besar untuk meningkatkan efisiensi, transparansi, dan aksesibilitas investasi. Penelitian ini merekomendasikan penguatan kapasitas pengelola investasi, peningkatan literasi investor, serta integrasi teknologi digital untuk memperkuat efektivitas pengelolaan investasi syariah di era modern.