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All Journal Jurnal Energi dan Inovasi Teknologi Alhamdulillah : Jurnal Agama Islam
Alfarizi, Muhammad Alfarizi
Unknown Affiliation
Religion Arts Education Engineering Languange, Linguistic, Communication & Media Mechanical Engineering Other

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Financial Inclusion and Economic Growth: The Role of Islamic Microfinance Wildan, Wildan Nasri; Alfarizi, Muhammad Alfarizi; Isnaini, Muhammad Isnaini
Alhamdulillah : Jurnal Agama Islam Vol. 2 No. 02 (2023): Alhamdulillah : Jurnal Agama Islam
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/alhamdulillah.v2i02.305

Abstract

Financial inclusion is one of the important elements in driving economic growth, especially in developing countries. In Indonesia, the role of Islamic microfinance is increasingly important in increasing public access to fair and sharia-based financial services. This study aims to analyze the contribution of Islamic microfinance to financial inclusion and its impact on economic growth. In this study, the author explores various models of Islamic microfinance, such as mudharabah, musyarakah, and murabahah-based financing, which can provide access to people who are not covered by the conventional banking system. Using qualitative and quantitative approaches, this study finds that Islamic microfinance not only increases financial inclusion but also has a positive impact on poverty alleviation and community economic empowerment. This study concludes that strengthening the Islamic microfinance sector can be an effective strategy in creating inclusive and sustainable economic growth in Indonesia.
Pengaruh Modifikasi Noken As (Camshaft) Pada Sepeda Motor 110 Cc Terhadap Performa alfarizi, Muhammad Alfarizi; Aprizal; Rizal, Yose
ENOTEK : Jurnal Energi dan Inovasi Teknologi Vol. 5 No. 01 (2025): ENOTEK : Jurnal Energi dan Inovasi Teknologi
Publisher : Program Studi Teknik Mesin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30606/enotek.v5i01.3200

Abstract

Modifikasi Noken As merupakan salah satu upaya untuk meningkatkan performa mesin dengan mengatur ulang durasi dan timing buka-tutup katup. Modifikasi Noken As bertujuan untuk meningkatkan performa mesin sepeda motor dengan mengatur durasi dan timing buka-tutup katup. Penelitian ini menggunakan metode eksperimen, membandingkan performa mesin sebelum dan sesudah modifikasi Noken As. Noken As yang dimodifikasi berasal dari Noken As mentah yang dikurangin bubungannya, hingga tinggi bubungan 29,9 mm dan lebar bubungan 24 mm. Pengujian dilakukan menggunakan dynamometer untuk mengukur daya dan torsi. Hasil penelitian menunjukkan peningkatan signifikan: daya meningkat dari 6,2 Hp pada 4298 rpm menjadi 9,9 Hp pada 3532 rpm, dan torsi meningkat dari 21,95 Nm pada 1704 rpm menjadi 29,91 Nm pada 2044 rpm. Kesimpulan dari penelitian ini adalah modifikasi Noken As dapat secara signifikan meningkatkan performa mesin, dengan peningkatan daya maksimal sebesar 3,7 Hp dan torsi maksimal sebesar 7,96 Nm dari standar.
Co-Authors Aprizal Isnaini, Muhammad Isnaini Wildan, Wildan Nasri Yose Rizal