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Determinants of the decision to grant KUR to MSMEs in Malang City in 2022 Feri, Riyanto Dwi; Muhammad, Naufal Dzakwana; Rosyada, Fina
Manajemen dan Bisnis Vol 23, No 1 (2024): March 2024
Publisher : Department of Management - Faculty of Business and Economics. Universitas Surabaya.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/mabis.v23i1.704

Abstract

Provision of People's Business Credit (KUR) to MSMEs facilitates business development. However, in providing KUR, banks must not ignore KUR distribution because banks are very careful in this regard to avoid unwanted things such as default or bad credit. Several factors must be considered by banks when offering KUR. This study aims to identify the determinants of KUR granting to MSMEs in the city of Malang. Respondents in this study were business entities or MSME owners in Malang City. This study uses the variables income, age of business, security, education, financial reports and cultural characteristics. The type of research used is mixed methods. Logistic regression analysis was used to test the hypothesis of this study. Based on the results of the study it is known that income has a positive and significant effect on the decision to grant KUR. Business age has a negative and significant effect on the decision to grant KUR. insurance and education do not affect the decision to grant KUR. Financial statements have a positive and significant effect on the decision to grant KUR. Cultural characteristics have a positive and significant effect on the decision to grant KUR.
PENGARUH KINERJA KEUANGAN, GOOD CORPORATE GOVERNANCE DAN CORPORATE SOCIAL RESPONSIBILITY TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN SUB SEKTOR TELEKOMUNIKASI YANG TERDAFTAR DI BEI PERIODE 2019-2021. Rosyada, Fina; Ika Prajawati, Maretha
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 11 No. 2 (2022): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v11i2.1199

Abstract

This study aims to ascertain how firm value is affected by GCG, CSR, and financial performance.With the increasing interest of investors in the company's shares, this study's findings are anticipated to benefit the business.Telecommunications companies that have been registered on the IDX for the 2019-2021 period make up the population used in this study.A sample of six businesses that meet a number of predetermined criteria is used in this study.The data are processed using SmartPLS 3 software, which includes an analysis of the validity test and a reliability test using an inner model.According to the findings of this study, firm value is negatively impacted by GCG and financial performance, whereas firm value is positively impacted by the CSR variable.