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All Journal AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Indonesian Research Journal on Education
Manggalih, Galuh Ratna
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Religion Arts Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Social Sciences Other

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Divestasi PT Freeport: Dampak Terhadap PDB Serta Implikasinya Bagi Ekonomi Papua Argiyanti, Erlinda; Damayanti, Savira; Putria, Alvioli; Manggalih, Galuh Ratna; Febrianti, Adinda Rizka; Nuraya, Ahmad Setiawan
Indonesian Research Journal on Education Vol. 5 No. 2 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i2.2424

Abstract

Penelitian ini bertujuan untuk menganalisis dampak divestasi PT Freeport Indonesia terhadap perekonomian Indonesia dan Papua serta sektor pertambangan di wilayah tersebut. Divestasi yang dilakukan pada tahun 2018 dimaksudkan untuk meningkatkan partisipasi masyarakat lokal dalam industri pertambangan, namun dampaknya terhadap kesejahteraan masyarakat Papua masih dirasakan minimal. Meskipun sektor pertambangan seharusnya menjadi sumber pendapatan utama, data menunjukkan bahwa tingkat kemiskinan di Papua tetap tinggi, dengan angka mencapai 26,55% pada tahun 2019. Fluktuasi PDRB Papua dan pertumbuhan sektor pertambangan juga menunjukkan tantangan yang dihadapi, dengan pertumbuhan negatif pada tahun 2019, sementara PDB nasional secara keseluruhan menunjukkan tren yang lebih stabil sebelum 2020. Penelitian ini mengkaji kontribusi PT Freeport terhadap PDB Indonesia serta implikasi dari kebijakan divestasi terhadap pertumbuhan ekonomi lokal dan nasional. Hasil penelitian diharapkan dapat memberikan wawasan yang lebih dalam mengenai kesejahteraan masyarakat, serta mendukung pemahaman yang lebih baik mengenai dinamika ekonomi Indonesia dan Papua setelah divestasi.
Analisis Sistem Manajemen Risiko pada Perusahaan Gadai untuk Mendorong Peningkatan Kualitas Pelayanan di Jakarta Tahun 2025 Argiyanti, Erlinda; Hali, Azmal; Manggalih, Galuh Ratna; Sadiah, Halimahtus; Damayanti, Savira; Nuraya, Ahmad Setiawan
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 6 No. 1 (2026): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v6i1.1800

Abstract

The rapid development of Indonesia’s pawnshop industry has increased operational complexity and exposed companies to diverse risks that, if not well managed, may disrupt service quality and business continuity. Although pawnshop institutions are required to adopt structured risk management aligned with Enterprise Risk Management (ERM), many still rely on fragmented practices that depend heavily on managerial judgment. This study aims to analyze the adequacy of the risk management system implemented by a pawnshop company in Jakarta and identify the dominant risks affecting its daily operations. A qualitative descriptive approach was employed, using in-depth interviews with unit leadership, direct observations of service processes, and supporting secondary data such as financial reports and historical collateral trends. Risk identification and assessment were conducted through the ERM framework, using a likelihood impact matrix to classify operational, strategic, financial, and external risks. The results show that several high-risk exposures persist, including counterfeit gold items, appraisal inaccuracies related to digital system errors, cybersecurity threats, credit and auction challenges, and volatility in gold market prices. The findings also reveal that existing mitigation efforts remain partially integrated due to the absence of a dedicated risk management unit. Strengthening internal controls, improving appraisal and digital capabilities, and enhancing cybersecurity preparedness are essential to achieving more consistent service quality and reducing vulnerability to unexpected losses.
Co-Authors Argiyanti, Erlinda Damayanti, Savira Febrianti, Adinda Rizka Hali, Azmal Nuraya, Ahmad Setiawan Putria, Alvioli Sadiah, Halimahtus