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All Journal Proceeding ISETH (International Summit on Science, Technology, and Humanity) Prosiding University Research Colloquium
Fatahuddin, Amir
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Humanities Computer Science & IT Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Analisis Risiko Kredit Usaha Kecil dan Menengah (UKM) pada Platform Pinjaman Berbasis Daring Fatahuddin, Amir; Sari, Shinta Permata; Subikhi, Alif Akbar
Prosiding University Research Colloquium Proceeding of The 11th University Research Colloquium 2020: Bidang Sosial Humaniora dan Ekonomi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

The development of online-based loans defined as Peer to Peer (P2P) Lending provides an opportunity for Small and Medium Enterprises (SMEs) to obtain funds with an easier process. There are several factors that influence lending decisions by lenders and make their loan applications are being fulfilled. This study aims to analyze the factors that effect lending decisions on the Peer to Peer (P2P) Lending platform by considering credit risk: loan amount, interest rate, term loan, loan purpose, and credit rating. The data obtain through the Investree platform, one of the most developed Peer to Peer (P2P) service providers in Indonesia and licensed by Financial Services Authority (OJK). The sample’s method is judgement sampling and data analyze using logistic regression. The results show that loan amount and credit rating have effect on lending decisions, meanwhile interest rate, loan term, and loan purpose have no effect on lending decision.
Praktik Manajemen Laba dengan Mempertimbangkan Ukuran Perusahaan: Studi pada Sub Klasifikasi Industri Dasar dan Kimia di Bursa Efek Indonesia Subikhi, Alif Akbar; Sari, Shinta Permata; Fatahuddin, Amir
Prosiding University Research Colloquium Proceeding of The 11th University Research Colloquium 2020: Bidang Sosial Humaniora dan Ekonomi
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Earnings management is the effort of a manager to manipulate financial statements in order to get the benefits in accordance with their wishes. This behavior is considered as deviant action due to the fact that managers provide biased information that can mislead financial statements users. This study aims to analyze the effect of firm size measured by total assets and total sales on earnings management practices. The sample use in this study is manufacturing companies in the basic and chemical industrial classification which are listed on the Indonesia Stock Exchange in the 2017-2018 period and collected using purposive sampling methods. The data obtain 30 companies and summarize from company’s annual report. This study uses multiple linear regression to analyze sample’s data. The results show that the firm size measured by total assets and total sales effect earnings management practices.
Online Marketing Strategy in Tourism Village Using Videography Praswati, Aflit Nuryulia; Utami, Ayu Sri; Fatahuddin, Amir; Prijanto, Tulus
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2017: Proceeding ISETH (International Conference on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.2312

Abstract

Online marketing cannot be underestimated in the creative industries. It can be a powerful strategy to introduce and popularize the offered product or service. Moreover, such a strategy can be learned and done easily with the suitable knowledge. However, only as small number of creative industries in Sukoharjo Regency has applied this marketing strategy. The actors in creative industries still use simple methods, such as verbal marketing, direct selling to the market and direct order from customers who come to the production site. Such methods make the products and services are only used by people around Sukoharjo. Limitations of the marketing area result in lessoptimal revenue. To solve some problems in the creative industries in Sukoharjo, the trainings on how to expand the marketing area through Internet or online, and the trainings of online advertising in the form of videographyare required. Videography will provide the information about the offered products or services for the customer or prospect customers. The training was conducted in one of the creative industrial centre in Sukoharjo. As an attempt to expand marketing, videography as an online marketing advertisement is expected to help the actors of creative industries in introducing their products/services to the public and increasing public’s interest to use the products/services that can ultimately increase revenue.
Co-Authors Aflit Nuryulia Praswati Prijanto, Tulus Shinta Permata Sari Subikhi, Alif Akbar Utami, Ayu Sri