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All Journal International Journal of Community Service Economic Reviews Journal
Nuril Ferdaus, Nadia
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Journal : Economic Reviews Journal

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Analisis Determinan Pertumbuhan Ekonomi: Tingkat Pengangguran, Kemiskinan, dan Indeks Pembangunan Manusia di 34 Provinsi Indonesia Gita Sukmasanti, Ni Komang; Satarudin, Satarudin; Nuril Ferdaus, Nadia
Economic Reviews Journal Vol. 5 No. 2 (2026): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v5i2.1102

Abstract

Economic growth is an important indicator in assessing development success; however, its increase is not always followed by equal welfare distribution across regions. In Indonesia, disparities in unemployment, poverty, and the Human Development Index (HDI) still persist across 34 provinces during the 2020–2024 period. This condition indicates that economic growth has not been fully inclusive, making this study relevant to conduct. This study aims to analyze the effect of unemployment rate, poverty rate, and HDI on economic growth in 34 provinces of Indonesia, both partially and simultaneously. This research employed a quantitative approach using panel data and was analyzed through the fixed effect model. The results show that the unemployment rate and poverty rate have a negative and significant effect on economic growth, while HDI has a negative but insignificant effect. Simultaneously, all three variables have a significant effect on economic growth. These findings emphasize the importance of reducing unemployment and poverty in order to promote inclusive and sustainable economic growth.
Pengaruh Kualitas Pelayanan, Media Digital, Dan Promosi Terhadap Minat Menabung di Bank BTN Syariah Cabang Mataram Indriyati, Jaitun; Fadliyanti, Luluk; Nuril Ferdaus, Nadia
Economic Reviews Journal Vol. 5 No. 2 (2026): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v5i2.1130

Abstract

This study aims to analyze the influence of service quality, digital media, and promotion on customers’ saving interest at Bank BTN Syariah Mataram Branch. This research employed a quantitative approach with an associative research design. The population of this study consisted of 15,496 active customers of Bank BTN Syariah Mataram Branch, while the sample consisted of 100 respondents determined using the Slovin formula and purposive sampling technique. Data were collected through questionnaires, while the analysis techniques included validity test, reliability test, classical assumption test, multiple linear regression, t-test, F-test, and coefficient of determination (R²) using SPSS version 22. The results showed that partially service quality, digital media, and promotion had a positive and significant effect on saving interest. Simultaneously, these three variables also had a significant effect on saving interest. The most dominant variable affecting saving interest was digital media. The coefficient of determination indicated that variations in saving interest could be explained by service quality, digital media, and promotion, while the remaining portion was influenced by other factors outside the research model. Therefore, Bank BTN Syariah Mataram Branch is expected to continuously improve service quality, optimize the use of digital media, and strengthen promotional strategies in order to increase public interest in saving.
Co-Authors Bai’ul Hak, Muhamad bin Hasan Basri, Bakti Diswandi Dzul Fadlli, Muhammad Fadliyanti, Luluk Gita Sukmasanti, Ni Komang Handalusia, Vici Indriyati, Jaitun Jannah, Widyatul Rizky Pratomo, Judandi Roshidah binti Fadzim, Wan Satarudin