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All Journal At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Journal Of Islamic Social Finance Management
Sitompul, Risna Hairani
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Optimalisasi Agen Pemasaran Untuk Produk Wakaf Tunai Pada Asuransi Wakaf Syariah Sitompul, Risna Hairani; Lubis, Rini Hayati; Jauhari, Muhammad Tantowi
Journal of Islamic Social Finance Management Vol 4, No 1 (2023): JANUARI-JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i1.8236

Abstract

AbstrakKemiskinan dapat dilihat dari tingginya tingkat pengangguran karena pemerintah belum mampu mengatasinya. Gerakan wakaf tunai  dapat mengatasinya akan tetapi belum banyak dikenal oleh masyarakat Indonesia. Agen asuransi wakaf syariah mempermudah menyampaikan kepada masyarakat tetapi banyak perusahaan belum banyak menggunakan aplikasi agen digital pada produk wakaf tunai yang menjadikan ketertarikan untuk mengangkat permasalahan pada wakaf asuransi syariah serta bagaimana penerapannya dalam meningkatkan nasabah asuransi wakaf syariah. Penulis telah memilih jenis penelitian studi literatur mengumpulkan data dengan membaca, mencatat, dan mengelola bahan penelitian Pengembangan wakaf tunai untuk mendorong perbaikan ekonomi di masa depan. Sistem agen asuransi wakaf syariah ini yang diterapkan identik dengan 2 akad  muamalah dalam islam yaitu wakalah bil ujrah  dan Samsara. Persaingan yang semakin ketat di industri asuransi syariah menjadi faktor yang mendorong agen untuk mendapatkan lebih banyak pelanggan serta menunjukan prospek bahwa solusi yang diusulkan adalah solusi yang tepat, efektif, efisien dan menguntungkan prospek (dan keluarga atau bisnisnya).Kata Kunci : Optimalisasi, Wakaf Tunai, Asuransi Abstract Poverty can be seen from the high unemployment rate because the government has not been able to overcome it. The cash waqf movement can overcome this, but it is not widely known by Indonesian people. Islamic waqf insurance agents make it easier to communicate to the public, but many companies have not used digital agent applications for cash waqf products which has made interest in raising issues about Islamic waqf insurance and how it is implemented in increasing Islamic waqf insurance customers. The author has chosen a type of literature study research to collect data by reading, recording, and managing research materials for the development of cash waqf to drive economic improvement in the future. The sharia waqf insurance agent system that is implemented is identical to the 2 muamalah contracts in Islam, namely wakalah bil ujrah and Samsara. The increasingly fierce competition in the sharia insurance industry is a factor that drives agents to get more customers and shows prospects that the proposed solution is the right, effective, efficient and profitable solution for prospects (and their families or business)Keywords : Optimization, Cash Waqf, Insurance
Manajemen Penghimpunan dan Pendistribusian Dana ZIS Di LAZISNU Kota Padangsidimpuan Sitompul, Risna Hairani; Butar-Butar, Ade Awari; Lbs, Wenni Sakinah
Journal of Islamic Social Finance Management Vol 2, No 1 (2021): JANUARI-JUNI
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (861.18 KB) | DOI: 10.24952/jisfim.v2i1.3617

Abstract

Indonesia is the largest Muslim population so Indonesia has the potential for ZIS funds. Funding sources from ZIS funds can be used to strengthen economic empowerment, distribute income and drive the economy. Research objectives to determine the management of fundraising through the KOIN NU movement, social media, payment accounts, and barcodes, to know the distribution of funds raised by LAZISNU under the LAZISNU Padangsidimpuan implementation program. The research method is carried out qualitatively with primary data: conducting direct interviews from sources and secondary data in the form of evidence of recording, bookkeeping, and data regarding research. The results of the research were using the KOIN NU movement, social media, accounts, and payment barcodes. The collection of funds with KOIN NU which is spread across several areas in North Sumatra Province has increased and resulted in higher funds collected than others. Fund management is carried out carefully and is recorded in detailed books regarding the amount and infak received and the distribution of these funds for each activity. Funds are collected twice a week. LAZISNU Padangsidimpuan fund distribution in 5 fields, namely socio-religion, economy, education, renovation, and health. Keywords: Fund, Fundraising, Distribution, LAZISNU, ZIS
Optimalisasi Pemberdayaan Literasi Wakaf Berbasis Kontent Digital Society 5.0 Sitompul, Risna Hairani; Lubis, Rini Hayati
Journal of Islamic Social Finance Management Vol 4, No 2 (2023): DESEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i2.10298

Abstract

Perbedaan antara realisasi dan kemungkinan wakaf uang dalam beberapa tahun terakhir menunjukkan betapa menariknya minat masyarakat untuk wakaf uang. Mengingat besarnya potensi wakaf uang yang ada dan fakta bahwa 87% orang Indonesia beragama Islam, realisasi yang hanya mencapai 1% ini sangat mengecewakan. Adapun dalam memunculkan minat berwakaf dapat dipengaruhi oleh faktor pengetahuan dan tingkat religiusitas yang dimiliki oleh masing-masing individu. Literasi berpengaruh signifikan terhadap minat masyarakat muslim berwakaf uang, artinya jika variabel literasi ditingkatkan maka minat masyarakat muslim berwakaf uang akan meningkat. Adapun tujuan penelitian ini untuk pertama, menjelaskan bagaimana upaya literasi wakaf dapat meningkatkan kesadaran wakif untuk berwakaf melalui konten digital society 5.0. Kedua, menjelaskan kemudahan, pengetahuan dan mampu mengajak wakif untuk berwakaf. Adapun salah satu konsep yang turut mendukung lingkungan kerja Society 5.0adalah co-creation. Apabila tingkat literasi wakaf melalui konten digital di masyarakat menunjukan hal yang positif, maka kesadaran masyarakat dalam berwakaf uang akan semakin meningkat.
The Moderating Effect Of Trust On Intention To Use Digital Bank: Technology Acceptance Model (Tam) Approach Sitompul, Risna Hairani; Lubis, Rini Hayati; Siregar, Rizal Ma'ruf Amidy
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 10, No 1 (2024): JUNI 2024
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v10i1.13640

Abstract

The transition from the traditional world to advanced technology makes banking services easier for digital banks and is supported by an internet network with increasingly easier and broader coverage. The information technology system acceptance model will be used as a Technology or Technology Acceptance Model (TAM).  TAM is an individual's intention and attitude to use technology determined by convenience and usefulness. Trust, convenience, and benefits of digital payments influence consumer behavior, especially for Generations Y and Z. The aim of the research that will be carried out is to determine the effect of convenience on intention to use digital banks, the effect of usability on intention to use digital banks, the effect of trust as moderating the effect of ease on intention to use digital banks, the effect of trust as moderating usability on intention to use digital banks. This research was conducted on all students who entered college at UIN SYAHADA Padangsidimpuan in 2020, totaling 162 students with a sample of 115 students. Data is processed using SMARTPLS, version 4. Outer model analysis can be seen from several indicators: Validity Test, Reliability Test, and Multicollinearity Test. Evaluation of the Inner Model: Estimation for Fath Coefficient, R-Square, and Model Fit. Hypothesis Testing Hypothesis testing can be seen from the t-statistic and probability values. The research results show that convenience significantly affects the intention to use digital banks (4,099 1.96). In contrast, the effect of usability, convenience moderated by trust, and the effect of usability moderated by trust on interest in digital bank users are insignificant.
Co-Authors Butar-Butar, Ade Awari Jauhari, Muhammad Tantowi Lbs, Wenni Sakinah Siregar, Rizal Ma'ruf Amidy