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Pemanfaatan Financial Technology Dalam Pemberdayaan Ekonomi Masyarakat Pelaku Usaha: Studi Kualitatif di Kota Palopo Sultan Sahrir, Sukmawati; Sari, Ema; Sultan, Fenty Sari; Alfarizy, M. Rifki
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1967

Abstract

Penelitian ini membahas adopsi financial technology (fintech) oleh UMKM di Kota Palopo untuk memahami pengalaman pelaku usaha, faktor pendorong dan penghambat, serta implikasinya terhadap inklusi keuangan lokal. Metode yang digunakan adalah kualitatif deskriptif-eksploratif dengan strategi LNQA melibatkan 144 informan melalui observasi, wawancara, dan dokumentasi. Hasil menunjukkan non-user terhambat oleh literasi dan infrastruktur, sedangkan pengguna aktif memperoleh efisiensi transaksi dan fleksibilitas pembayaran. Implikasinya, peningkatan literasi digital, perlindungan data, perbaikan infrastruktur, dan pengawasan pemerintah diperlukan guna memaksimalkan potensi fintech bagi pemberdayaan UMKM.
Sistem Informasi Manajemen Persediaan Berbasis Web di CV. Makmur Sejahtera Palopo Aqilah, aqilah al afif fadhil; Bustamin, syamsumar; Sultan sahrir, Sukmawati
Jurnal PROCESSOR Vol 18 No 2 (2023): Jurnal Processor
Publisher : LPPM Universitas Dinamika Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33998/processor.2023.18.2.1385

Abstract

This study discusses the application of information technology-based stock management information systems at CV. Makmur Sejahtera is a trading company that focuses on air compressor trading. Currently, the company still uses a manual stock management system, which causes several problems, including delays, inaccurate stock data, and errors in recording. The waterfall method is used as a systematic approach in software development. The steps taken include needs analysis, planning, modeling, construction, and handing over the system to the user. Based on the needs analysis, the interface design is created using the Unified Modeling Language (UML), including Use Case Diagrams and Class Diagrams. The proposed information system has various features, including the management of users with different access rights, tracking stock data in real time, monitoring incoming and outgoing goods, and generating invoices. It is hoped that with the implementation of this system, CV. Makmur Sejahtera can improve efficiency and accuracy in its stock management so that it can compete better in the global market.