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All Journal INASJIF Novara : Nusantara Innovation And Educational Technology
Wibowo, Arista
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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INTEGRASI TEKNOLOGI DAN NILAI SYARIAH: ANALISIS UTAUT2 TERHADAP NIAT PENGGUNAAN MOBILE BANKING DI SAMARINDA Seong, Majiid Ballo; Mainata, Dedy; Wibowo, Arista
Indonesian Scientific Journal of Islamic Finance Vol 4 No 1 (2025): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v4i1.11357

Abstract

Digital transformation in Islamic banking opens significant opportunities to improve efficiency, financial inclusion, and customer satisfaction. However, despite this progress, the adoption of Islamic mobile banking still lags behind that of conventional banks. This study aims to analyze several determinants influencing the intention to adopt Islamic mobile banking in Samarinda using the UTAUT2 theoretical framework. This study employed a quantitative approach, with 165 respondents selected through conventional sampling. Data collection used an online questionnaire, which was then processed using the SEM-PLS technique. Data analysis showed that habit, social influence, enabling conditions, hedonic motivation, price value, effort expectancy, and performance expectancy significantly influenced intention to use. Gender, age, and experience were shown to moderate some of the relationships between variables on intention to use. These findings provide a basis for developing digitalization strategies for Islamic banks that are more adaptive to consumer preferences.
Efektivitas Penggunaan Media Kantong Bilangan Pada Hasil Belajar Matematika Siswa MI Al-Muna Samarinda Wibowo, Arista; Handayani, Dewi Adha; Hamzah, Hilda
NOVARA: Nusantara Innovation and Educational Technology Vol. 1 No. 1 (2024): NOVARA: Nusantara Innovation and Educational Technology, Februari 2024
Publisher : Berkah Smart Academica

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64093/novara.v1i1.234

Abstract

Penelitian ini bertujuan untuk menguji efektivitas penggunaan media kantong bilangan terhadap hasil belajar matematika siswa kelas I di MI Al-Muna Samarinda. Penelitian ini menggunakan desain eksperimen Pre-test Post-test Control Group, dengan populasi siswa kelas I yang dibagi menjadi kelompok eksperimen dan kontrol. Kelompok eksperimen menggunakan media kantong bilangan dalam pembelajaran, sementara kelompok kontrol menggunakan metode ceramah tanpa media. Hasil penelitian menunjukkan adanya peningkatan yang signifikan pada hasil belajar siswa di kelompok eksperimen dengan rata-rata nilai post-test 83,92, dibandingkan kelompok kontrol dengan rata-rata nilai post-test 73,12. Uji hipotesis menunjukkan nilai signifikansi 0,004 < 0,05, yang mengindikasikan bahwa penggunaan media kantong bilangan efektif dalam meningkatkan hasil belajar matematika siswa. Oleh karena itu, dapat disimpulkan bahwa media kantong bilangan merupakan alat pembelajaran yang efektif dalam membantu siswa memahami konsep penjumlahan dan pengurangan bilangan.
Co-Authors Dedy Mainata Hamzah, Hilda Handayani, Dewi Adha Seong, Majiid Ballo