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All Journal JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB)
Lutfi, Muthar
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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The Role of the Office of Cooperatives, MSMEs, and Labor in Empowering Micro, Small, and Medium Enterprises in Palu City (Evidence from 2022) Yanti, Ulfi; Lutfi, Muthar; Jokolelono, Eko; Mangun, Nudiatulhuda; Achmad, Nuryana Haprin Dj
JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS Vol. 5 No. 1 (2025): NOVEMBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jhssb.v5i1.1930

Abstract

MSMEs are vital to Indonesia's economy, making a substantial contribution to GDP and employment. Nevertheless, a number of MSME players encounter obstacles such restricted capital availability, weak financial management abilities, and a lack of appropriate business mentoring. This study aims to analyze the role of the Cooperative, MSME, and Labor Department of Palu City in empowering Micro, Small, and Medium Enterprise (MSME) actors in 2022. The method used is descriptive with a qualitative approach. Data sources in this study consist of primary and secondary data. Primary data was obtained through direct interviews with staff of the Cooperative, MSME, and Labor Department of Palu City who work in the MSME field. Secondary data was obtained from official documents and archives (RSIP) owned by the department, particularly those related to MSME empowerment programs. Data collection techniques used include interviews, documentation, and collection of related documents from relevant agencies. Research results show that the Cooperative, MSME, and Labor Department of Palu City has implemented various empowerment programs, such as providing equipment and capital assistance, as well as business mentoring. The total business capital funds distributed to 1,101 MSME actors reached Rp2,202,000,000, and equipment assistance was adjusted according to each type of business. This program positively impacts MSME growth and poverty reduction in Palu City, despite challenges like low awareness of training, uneven mentoring, and limited capacity in business management and financial recording. Therefore, more intensive, integrated, and sustainable empowerment strategies are needed to optimally improve MSME capacity and competitiveness.
ANALYSIS OF POVERTY CHARACTERISTICS IN TORETE VILLAGE, BUNGKU PESISIR, MOROWALI REGENCY Mahamidi, Widyawati; Lutfi, Muthar; Taqwa, Edhi; Yunus, Santi; Yunus, Rita
JIMEK : Jurnal Ilmiah Mahasiswa Ekonomi Vol. 8 No. 02 (2025): JIMEK Vol 08 No 02 2025
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/jimek.v8i02.7192

Abstract

This study aims to analyze the vulnerability profile and economic resilience strategies of poor households, particularly those dominated by the elderly and those with low education levels, in Torete Village. A mixed-methods approach was used. The quantitative study results indicate that the majority of respondents are aged 61 years and above (64.3%), with a basic education level (78.6% are elementary school graduates), and are predominantly housewives (46.4%) or farmers (39.3%). Household expenditure patterns are very conservative, with the majority of respondents (75.0%) having no transportation expenses and focusing their expenditures entirely on basic food needs. This group's economic resilience is supported by high home ownership (96.4%) and the elimination of rent. Qualitative findings confirm that the biggest obstacles faced by respondents are internal factors such as old age and health conditions that limit their ability to earn a productive living. The main strategy used to cover the deficit in needs is relying on financial support from children. In addition, structural issues such as land access and demands for transparency in the distribution of social assistance are also highlighted as significant obstacles to escaping poverty. This study concludes that social assistance needs to be complemented by empowerment programs that target the productive generation in poor families and adequate social protection guarantees for the elderly.
Co-Authors Edhi Taqwa Eko Jokolelono Mahamidi, Widyawati Nudiatulhuda Mangun Nuryana Haprin Dj Achmad Rita Yunus Yanti, Ulfi Yunus, Santi