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All Journal Jurnal Ilmu Hukum Jurnal Ilmiah Ekonomi Syariah
Danang Permadi
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Law, Crime, Criminology & Criminal Justice

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HUBUNGAN DEBITUR DENGAN KERIDITUR MELAKUKAN UTANG-PIUTANG DENGAN JAMINAN HAK MILIK ORANG LAIN Danang Permadi; Imam Mahmudi
Jurnal Ilmu Hukum Vol. 2 No. 2 (2024)
Publisher : Institut Agama Islam Hasanuddin Pare

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In the reality of implementing credit agreements, it is often found that debtors use collateral in the name of the right holder, not themselves, in this case often referred to as a third party. The involvement of a third party in this credit agreement can be interpreted as meaning that the third party can cover the repayment of the credit by the Debtor, as explained in Article 1820 of the Civil Code which explains that guarantee is an agreement in which a third party, for the benefit of the debtor, binds himself to fulfill the obligation of the debtor. when this person himself does not fulfill it. It would be different if in practice the creditor claimed to be the person who plays a role in collecting funds from the public. By providing a form of loan that is based only on a written agreement. So even if in practice it continues like that, there will be a lot of losses, namely from the customer's side. Or even in the case of debts, creditors provide loans to debtors with large interest, which is paid weekly, not monthly, based on the loan amount given. So this violates Law No. 7 of 1992 concerning banking. If a creditor commits an act of default, there are several legal steps that can be taken, including making and sending a summons. A summons is a warning or warning given by the debtor to the creditor to immediately pay off the debt. Then, if the summons or warning is not implemented by the creditor, the debtor can take other legal action, namely filing a lawsuit for default at the District Court. Then, generally one of the legal steps that can be taken if a party is in default is to report the debtor to the police on charges of committing a criminal act of embezzlement and fraud.
IMPLIKASI HUKUM ATAS PELANGGARAN HAK CIPTA TERHADAP KONTEN CREATOR DI SOSIAL MEDIA Danang Permadi; Hisam Asngari
Jurnal Ilmu Hukum Vol. 3 No. 2 (2025)
Publisher : Institut Agama Islam Hasanuddin Pare

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The digital era has given rise to a new profession: content creators, who utilize social media as a primary platform for their work. However, the ease of access and dissemination of information on social media also opens wide opportunities for copyright infringement. This study aims to examine in-depth the legal implications arising from copyright infringement of content creators' works on social media, as well as to analyze the effectiveness of existing legal protections. The research methods used were literature review and analysis of legislation, specifically Law Number 28 of 2014 concerning Copyright. The results indicate that copyright infringement of content creators is subject to criminal and civil penalties. However, law enforcement is often hampered by several factors, such as the difficulty of providing evidence, cross-border jurisdiction, and low public legal awareness. This study recommends the need for extensive legal education for the public and content creators, as well as optimizing the role of social media platforms in protecting their users' copyright. This will enable the creative industry ecosystem on social media to grow healthily and sustainably.
KEPASTIAN HUKUM PADA CROWDFUNDING SYARIAH BERBASIS AKAD WAKALAH Imam Mahmudi; Danang Permadi; Rizki Hidayat
Jurnal Ilmiah Ekonomi Syariah Vol. 3 No. 1 (2025): Volume 3 No. 1, Juli 2025
Publisher : LPPM INSTITUT AGAMA ISLAM HASANUDDIN PARE

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Perkembangan financial technology mendorong munculnya crowdfunding sebagai alternatif pembiayaan yang semakin diminati, termasuk dalam bentuk crowdfunding syariah. Namun, praktik ini menuntut adanya kepastian hukum agar tetap sejalan dengan prinsip syariah dan ketentuan hukum positif. Penelitian ini bertujuan untuk mengkaji kepastian hukum crowdfunding syariah berbasis akad wakalah di Indonesia dengan menelaah regulasi Otoritas Jasa Keuangan dan Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia. Adapun terkait dengan metode yang digunakan oleh peneliti menggunakan pendekatan kulitatif dengan metode analisi literatur, serta komparasi fatwa ulama mengenai crowdfunding syariah. asil penelitian menunjukkan bahwa kepastian hukum crowdfunding syariah telah ditopang oleh regulasi OJK sebagai landasan hukum formal dan fatwa DSN-MUI sebagai pedoman kepatuhan syariah, khususnya dalam penerapan akad wakalah dan wakalah bil ujrah. Meskipun demikian, masih terdapat tantangan dalam implementasi, terutama terkait konsistensi penerapan akad dan pengawasan kepatuhan syariah. Oleh karena itu, diperlukan harmonisasi regulasi dan penguatan pengawasan syariah guna menjamin praktik crowdfunding syariah yang adil, transparan, dan berkelanjutan.
FENOMENA OPERASIONAL PERBANKAN SYARIAH DI ERA DIGITAL: ANALISIS KUALITATIF BERBASIS LITERATUR TENTANG KUALITAS LAYANAN, MOBILE BANKING, PEMASARAN MEDIA SOSIAL, DAN TATA KELOLA KEPATUHAN SYARIAH Karina Andari; Mochammad Alfuad Febrian; Danang Permadi
Jurnal Ilmiah Ekonomi Syariah Vol. 3 No. 2 (2026): Volume 3 No. 2, Januari 2026
Publisher : LPPM INSTITUT AGAMA ISLAM HASANUDDIN PARE

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Abstract

Digital transformation has reshaped Islamic banking operations, ranging from branch-based service quality to app-based services such as online account opening and mobile banking. At the same time, rapid digital innovation requires stronger sharia compliance governance so that sharia principles are embedded in business processes rather than remaining a mere label. This article synthesizes previous studies through a qualitative thematic review to map key operational phenomena in the digital era that are relevant to user experiences, particularly students and the wider community. The review covers themes on service quality and customer satisfaction/loyalty, digital onboarding, mobile banking adoption and behavioral impacts, social media marketing, and sharia governance (SSB/DPS roles, sharia division, and sharia non-compliance risk). The synthesis indicates that satisfaction and usage intention are driven by system reliability, security, service responsiveness, and educational communication, while trust is reinforced by effective mechanisms of sharia oversight. Implications highlight the need to integrate digital service strategy, educational social media content, and institutional strengthening of sharia compliance structures to support the sustainability of Islamic banking.
Co-Authors Hisam Asngari Imam Mahmudi Karina Andari Mochammad Alfuad Febrian Rizki Hidayat