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All Journal Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Ayyusuf, Imanul Achmad Al Amir
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Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Implementasi Akad Murabahah di BNU’26 Magelang Ayyusuf, Imanul Achmad Al Amir; Fitriyani, Yeny; Purwanto, Purwanto; Aini, Qurotul
Shar-E : Jurnal Kajian Ekonomi Hukum Syariah Vol. 10 No. 1 (2024): Shar-E: Jurnal Kajian Ekonomi Hukum Syariah
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/shar-e.v10i1.2703

Abstract

This research focuses on implementing the Murabaha contract in BNU'26 Magelang District, the only community bank in Indonesia. BNU's problems in implementing the concept of pure Sharia are related to the constraints of banking laws prohibiting direct transactions. Therefore, to carry out Murabaha transactions, BNU has to partner with suppliers of goods. The second problem is more customer understanding of the Murabaha contract. This research was conducted at BNU'26 Magelang using a qualitative method. Data was collected through interviews. The results of this study indicate that murabaha financing uses murabaha bil wakalah, where the bank does not provide goods directly. Alternatively, the bank works with other parties to provide goods used as Murabaha financing to customers.
Co-Authors Fitriyani, Yeny Purwanto Purwanto Qurotul Aini