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Risiko Pembiayaan Pada Bank Syariah di Indonesia: Tinjauan Atas Pembiayaan Berbasis Bagi Hasil Purwanto, Purwanto; Ramadani, M. Kevin; Fitriyani, Yeny
Al-Mashrafiyah (Jurnal Ekonomi, Keuangan dan Perbankan Syariah) Vol 4, No 2 (2020)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/al-mashrafiyah.v4i2.15439

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This study aims to analyze how the role of profit-sharing based financing in minimizing non-performing financing at Islamic commercial banks in Indonesia. This type of research is a quantitative approach. The type of data used is secondary data in the form of quarterly periods March 2016-December 2018. Data analysis uses panel data regression analysis consisting of 9 Islamic commercial banks. The results of this study indicate that profit-sharing based financing, namely mudharabah, contributes to the decline in Non-Performance Financing. Meanwhile, profit-sharing based financing with a musyarakah contract contributed to the decline in non-performance financing, but not significantly.
Analysis of factor affecting Islamic commercial bank financing for the agricultural sector in Indonesia Satrio Arif Wicaksono; Yeny Fitriyani
Asian Journal of Islamic Management (AJIM) VOLUME 2 ISSUE 2, 2020
Publisher : Faculty of Business & Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ajim.vol2.iss2.art5

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Purpose: This study aims to analyse the factors that influence Islamic commercial bank financing for the agricultural sector in Indonesia from January 2015 to April 2019.Methodology: Variables used in this study are Agricultural Financing, DPK, NPF, Inflation, Exchange Rates, SBIS, and IPI. The method used in this research is the VAR/VECM method with Impulse Response Function (IRF) analysis and Forecast Error Variance Decomposition (FEVD).Findings: The results show that the variables that significantly influence agricultural financing in the long-term are DPK, Exchange Rate, and IPI. Taking a closer detail, IPI variable has a positive effect, while the DPK and Exchange Rate have a negative effect on agricultural financing. Then NPF, inflation, and SBIS have no effect on agricultural financing in the short and long-term. Based on the results of FEVD, the variable that has the greatest contribution to agricultural financing is DPK compared to Exchange Rate and IPI.Practical applications: Islamic bank directors prioritize efforts to increase funding in order to encourage an increase in the portion of financing in the agricultural sector.Originality: This study examines the effect of financial and macroeconomic performance on mudharabah financing in the short and long term in Indonesia.
Model pengembangan ekonomi pesantren Berbasis kearifan lokal: studi kasus Ponpes Sidogiri Siti Nur Azizah; Yeny Fitriyani
Proceeding of Conference on Islamic Management, Accounting, and Economics CIMAE Volume 1, 2018
Publisher : Proceeding of Conference on Islamic Management, Accounting, and Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pondok pesantren telah menjadi kekuatan yang diperhitungkan saat ini oleh banyak pihak, tidak hanya karena jumlah santri yang tidak sekedar banyak, namun lebih dari itu, pondok pesantren telah menjadi kekuatan ekonomi yang dahsyat. Paper ini akan membahas model pengembangan ekonomi pesantren yang berbasis kearifan lokal khususnya dalam upayanya mengoptimalkan potensi pesantren dan masyarakat lokal untuk disinegikan bersama dalam beberapa model usaha produktif yang mampu memberikan dampak ekonomi dan sosial. Paper ini akan dibagi menjadi 4 bagian sebagai berikut: Pertama, pendahuluan yang membahas latar belakang dan tujuan. Kedua, konsep pengembangan ekonomi pesantren berbasis kearifan lokal. Ketiga, praktik pengembangan ekonomi di pondok pesantren sidogiri, Pasuruan. Keempat, peluang dan tantangan yang dihadapi dalam pengembangan ekonomi pesantren. Terakhir, adalah akan ditutup dengan kesimpulan dan saran.  
Role of Islamic Finance Development to Financial Inclusion: Empirical Study in Islamic Banking Countries Priyonggo Suseno; Yeny Fitriyani
Jurnal Ekonomi & Keuangan Islam Volume 4 No. 1, Januari 2018
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol4.iss1.art1

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AbstractThe purpose of this paper is to determine the level of regional financial inclusion in OIC countries which operate Islamic Banking and the link between financial inclusion and Islamic finance development. This is the first study of that investigate the role if Islamic finance to financial inclusion which include Islamic financial development and societal variables as independent variables. Panel data regression has been used to estimate the relationship between Islamic finance development and financial inclusion. EGLS, Estimated Generalize Least Square, is being used to reduce the autocorrelation among residual due to cross-sectional effect. Using Sharma Financial Inclusion Index, this study finds that the average Financial Inclusion Index is 22.2 with the highest index is 62.6 and the lowest index is 2.1.  Based on panel data regression, this study finds that macro-economic factors, level of employment and GDP per capita, have the most significant influences on financial inclusion in Islamic banking countries. Other non-economic societal factors such as information technological advancement and corruption level do not significant influence on financial inclusion.Keywords --Panel regression, Financial Inclusion, Islamic Financial Development 
Intention to Use Financing Products of Muamalat Banks in Polewali Mandar Halipah Halipah; Yeny Fitriyani; Purwanto Purwanto; Milna Wafirah
NUsantara Islamic Economic Journal Vol. 1 No. 1 (2022): 2022 January
Publisher : Department of Islamic Economic, Faculty of Economic and Business, Nahdlatul Ulama Islamic University (UNISNU) Jepara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (576.425 KB) | DOI: 10.34001/nuiej.v1i1.54

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This study aims to examine the effect of attitudes, subjective norms, and knowledge of the intention to use Muamalat bank financial products in Kabupaten Polewali Mandar. Data collection and information needed in this study are primarily data where data obtained directly from the research subjects in the form of questionnaires. This study uses the Theory of Planned Behavior (TPB) and linear regression analysis. This study's results indicate the influence simultaneously and partially on the variable attitude, subjective norms, and knowledge of the intention to use Muamalat bank financial products.
Assegaf, M. I. F., Juliani, H., & Sa’adah, N. (2019). Pelaksanaan Online Single Submission (OSS) Dalam Rangka Percepatan Perizinan Berusaha Di Dinas Penanaman Modal Dan Pelayanan Terpadu Satu Pintu (DPMPTSP) Jawa Tengah. Jurnal Hukum Diponegoro, 8(2), 1328–1342. Aula Izatul Aini, Muhammad Imam Khaudli, & Ribut Suprapto. (1970). Pemberdayaan Ekonomi Masyarakat melalui Pemasaran Wisata Kuliner Jajanan Tradisoional di Desa Cantuk Kabupaten Banyuwangi. Engagement : Jurnal Pengabdian Kepada Masyaraka Rizqi Istiqomah; Yeny Fitriyani
Khidmatan Vol. 2 No. 1 (2022): Khidmatan
Publisher : Sekolah Tinggi Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/khid.v2i1.15

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Several countries, especially Indonesia, are still feeling the Covid-19 pandemic. The Covid-19 pandemic has impacted the health, politics, and education sectors. In addition, the impact felt by the Indonesian state is the economic sector. The Indonesian economy experienced a slump; the government intensified Micro, Small, and Medium Enterprises to improve quality. Because MSMEs are increasingly visible and widely owned by Indonesian citizens, the government provides a policy that every MSME must have legality. This legality is called the Business Permit Number or NIB, formerly known as SIUP. Using the PAR approach, the facilitator conducts a mentoring program for making NIB using the Online Single Submission System so that MSME actors immediately have legality. Moreover, during the making of the NIB, MSME actors access the OSS page and already have a legality called NIB.
PENDAMPINGAN PEMBUATAN NOMOR INDUK BERUSAHA PADA PELAKU UMKM DI DESA NGABLAK Ihsan Rafifalah; Yeny Fitriyani; Achmad Nur Alfianto
RESWARA: Jurnal Pengabdian Kepada Masyarakat Vol 4, No 2 (2023)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v4i2.3220

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Terhambatnya perkembangan UMKM yang berperan penting dalam memajukan perekonomian indonesia menjadi penyebab utama ditandai dengan masih banyaknya pelaku usaha yang tidak memiliki legalitas usaha. Oleh karena itu diperlukan kegiatan pengabdian kepada masyarakat tentang pendampingan pembuatan Nomor Induk Berusaha (NIB) kepada pelaku UMKM sebagai langkah awal mengembangkan usahanya. Kegiatan pendampingan ini bertujuan untuk membantu pelaku UMKM menerbitkan ijin usaha melalui sistem online serta memberi pemahaman betapa pentingnya Nomor Induk Usaha (NIB) sebagai legalitas usaha. Legalitas usaha adalah standarisasi yang harus dipenuhi oleh pelaku usaha. Kegiatan pendampingan dilaksanakan kepada pelaku UMKM yang berada di Desa Ngablak, Kecamatan Srumbung, Kabupaten Magelang. Metode yang digunakan dalam pendampingan ini adalah metode ABCD (Asset Bassed Community Development). Hasil dari kegiatan pendampingan ini adalah pelaku UMKM memiliki legalitas usaha dengan diterbitkannya sertifikat NIB setelah usahanya didaftarkan secara online sebanyak 27 UMKM Dari 28 UMKM yang mengikuti pelatihan. Dari kegiatan pendampingan yang dilakukan dari total 28 UMKM sebanyak 27 UMKM berhasil didaftarkan NIB nya melalui OSS serta mendapatkan sertifikat NIB. Hal tersebut menunjukkan bahwa antusias pelaku UMKM di desa Ngablak cukup tinggi. Adanya legalitas usaha maupun perizinan yang telah dimiliki, diharapkan para pelaku UMKM dapat mengembangkan usahanya menjadi lebih baik.
PENGELOLAAN ZIS DI UPZIS NU CARE-LAZISNU KECAMATAN SECANG KABUPATEN MAGELANG Yeny Fitriyani; M Pudail; Tajun Yuhsinun; Ahmad Fauzan
Wahana Islamika: Jurnal Studi Keislaman Vol. 7 No. 2 (2021): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/kanmcg24

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UPZIS NU Care-LAZISNU is a zakat managementinstitution formed by a community organization, Nahdlatul 'Ulama(NU), at the 31st Nahdlatul 'Ulama (NU) Muktamar in Boyolali in2004. This research aims to determine how the management systemzakat, infaq, and sadaqah funds use all organizational resources atUPZIS NU Care-LAZISNU. This study uses a qualitative method thatbegins by reviewing existing phenomena related to the managementof zakat, infaq, and sadaqah funds at UPZIS NU Care LAZISNU. Thetheory used in this study is the management theory put forward byA.F Stoner, who has described a theory of management. The results ofthis study indicate that the management of zakat, alms, and infaqfunds through comprehensive stages, starting from the fundraisingstage (fundraising), utilization and distribution, and reporting at UPZISNU Care-LAZISNU Secang District, has been going well.
PENGARUH VARIABEL MAKRO TERHADAP NILAI AKTIVA BERSIH (NAB) REKSADANA SAHAM SYARIAH Yeny Fitriyani; Mariana Ratih Ratnani; Natiq Al Aksar
Wahana Islamika: Jurnal Studi Keislaman Vol. 6 No. 1 (2020): Wahana Islamika: Jurnal Studi Keislaman
Publisher : STAI Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/4arczf56

Abstract

This study aims to analyze the effect of macro variables (Islamic Indonesian bank certificates, inflation rates, rupiah exchange rates, the amount of money in circulation, and the composite stock price index) on the net asset value (NAV) of Islamic stock mutual funds. The population in this study consisted of five Sharia stock mutual fund products with the most complete total NAV, namely Trim Syariah Shares, CIMB-Principal Islamic Equity Growth Sharia, Mandiri Investa Syariah Attractive, Cipta Syariah Equity, and Manulife Syariah Sectoral Amanah during 2013 to 2016. Analysis tools The panel data analysis method of Fixed Effect (FEM) is used. The results showed that the inflation rate, the exchange rate of the rupiah, the Jakarta Composite Index (JCI) and the money supply significantly influenced the NAV of Islamic mutual fund shares. The variable that has no significant effect on the NAV of Islamic mutual funds is SBIS.
Accompaniment of Houswives' Role in Increasing Family Income Through Utilizing Potato Harvest Remains in Dieng Village: Accompaniment of Housewives' Role in Increasing Family Income Through Utilizing Potato Harvest Remains in Dieng Village, Banjarnegara Jinggo Aldino; Yeny Fitriyani; Ali Rochmat
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 6 No. 4 (2023): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/abdimas.v6i4.4072

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The role of housewives is very important in the family and society in general. A housewife is responsible for running the household and supporting the family's welfare. The assistance aims to help housewives, especially those who work as farm labourers in Dieng Village, utilize the remaining potato harvest into processed products with a higher selling value. Mentoring was provided to 10 homemakers working as agricultural labourers for 14 days, 14-30 September 2023. The problems were a need for more knowledge and skills in processing potatoes into processed products and challenges in marketing these products. In response to this problem, we designed a series of assistance on potato processing and marketing strategies via social media. The approach taken in this service activity uses Participatory Action Research (PAR). The PAR approach includes research by identifying problems that occur. Action assists in managing potato waste and marketing via Instagram. Participatory activities supported by homemakers can realize results and increase productivity and the family economy. Potatoes have many uses and can be processed into various foods. This assistance has shown positive results, and housewives have been able to innovate in processing leftover potatoes and marketing them through social media.
Co-Authors Abdul Rosyid Achmad Labib Achmad Nur Alfianto AFIFAH, UMI Afridatul Fikriyah Ahmad Efendi Efendi Ahmad Fauzan Alfianto, Achmad Nur Alfiyanto, Achmad Nur Ali Rochmat Alif sofian Anam, Rizqy Khairul Anisatul Azizah, Anisatul Assodiqoh, Nur Ma'rifah Azkiya Qurrata A’yun Damar Irsyad Ustadz Datu Mussolini Sinsuat Lidasan Dewi, Tri Rachma Fadilla, Nurlita Dewi Fajar Pambudi Febriyanti, Aprillyana Fuad Yanuar Halipah Halipah Heri Sudarsono Herliana Rizki Yati Hidayat, Trian Hidayat, Yahya Nur Ihsan Rafifalah Imanul Achmad Al Amir Ayyusuf Indahsari, Sutriyana Istikharoh, Maya Jannah, Vina Roudhotul Jinggo Aldino Labib, Achmad Lia Nur Cahyani Lidasan, Datu Mussolini Sinsuat Lidasan, Mussolini Sinsuat M Pudail M. Robit Nailal Fadli Maemunah Mariana Ratih Ratnani Maryono . Maufur, Miqdam Milna Wafirah Muhammad Alif Muzakki Muhammad Haris Al Ayubi Muhammad Rifki Mustika Noor Mifrahi, Mustika Noor Mu’awanah, Annisa Siti Natiq Al Aksar Nugrohowati, Rindang Nuri Isnaini Nur Ma'rifah Assodiqoh Nur Rochmah, Eva Pambudi, Fajar Priyonggo Suseno Pudail, M. Pudail, M. Purwanto Purwanto Purwanto Purwanto, Purwanto Qurotul Aini Qurotul Aini Qurrotul Aini Rafifalah, Ihsan Rahmaan, Dimas Anjanii Rahmawati Lewo Ramadani, M. Kevin Rifa'i, Fuad Yanuar Akhmad Rifai, Fuad Yanuar Akhmad Risydiyani, Wilda Rizqi Istiqomah Rochison, Muhammad Rohmat, Ali Satrio Arif Wicaksono Shofa Robbi, Imam arsya Siti Nur Aini, Siti Nur Siti Nur Azizah Sofyana, Sonia Tajun Yuhsinun Tri Mulyani Tumewang, Yunice Karina Ula, Himmatul Wahyu Achmad Pamuji