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Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Minat Menabung Mahasiswa Fakultas Ekonomi Universitas Negeri Medan Br. Sidebang, Tamaria; Fahrani, Meutia; Situmorang, Eva; Hasyim, Hasyim
Innovative: Journal Of Social Science Research Vol. 4 No. 6 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i6.15849

Abstract

The purpose of this study was to see how financial literacy and lifestyle of students at the Faculty of Economics, State University of Medan affect their interest in saving. A survey was conducted on 30 students of Economic Education, Faculty of Economics used to collect data using quantitative methods. Data analysis was carried out using the SPSS program for multiple linear regression. The results showed that financial literacy has a positive and significant impact on interest in saving (t-count 3.370> t-table 1.703; sig. 0.002). Lifestyle also has a positive impact on interest in saving, but this impact is not statistically significant (t-count 2.467> t-table 1.703; sig. 0.064). Simultaneously, financial literacy and lifestyle both have a significant impact on interest in saving. The coefficient of determination (R2) of 0.368 indicates that financial literacy and 36.8% of the variation in interest in saving students' finances to encourage them to save, and the importance of managing their lifestyle so as not to stop them from saving.
Pajak dan Retribusi Daerah Serta Dampaknya Bagi Publik Awaliyah Matondang, Khairani; Fransiska Adelia; Br. Sidebang, Tamaria; Olivia Ginting, Renata
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.1265

Abstract

Regional taxes and levies are an important source of regional income to finance the implementation of regional government and regional development. This research aims to examine how the collection of taxes and fees affects what are obstacles to financing and raising funds. The approach used in preparing this research uses literature study, where the data obtained comes from media literature and significant reading with journal titles that are relevant to the topic of discussion. In carrying out this research, researchers used a qualitative description method, this method contains non-numerical data (not numbers). The aim of the journal is to use this qualitative description in accordance with the problem which will discuss regional taxes and levies and their impact on the public, so that we can understand the concept of regional taxes and levies.