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All Journal Jurnal Hadratul Madaniyah Al-Qalam: Jurnal Kajian Islam Dan Pendidikan
Utomo, Hery Dwi
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Religion Education Other

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Application of Murabahah Financing with Debt Transfer (Take Over) in Islamic Banking in Indonesia Utomo, Hery Dwi
Jurnal Hadratul Madaniyah Vol. 12 No. 1 (2025): Jurnal Hadratul Madaniyah
Publisher : ​Institute for Researches and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/jhm.v12i1.9996

Abstract

The level of public trust in the performance of Islamic banking is quite rapid. One of them is because it is based on the principle of ta'āwun (helping and cooperation among people for good and benefit) which is in accordance with the ethnographic conditions of the Muslim population in Indonesia. From the author's observation, the need for (take over) Home Ownership Loans is increasing from conventional banks to Islamic banking. The author highlights the debt transfer financing contract (take over) carried out by Islamic banking with the concept of ta'awun. This research uses empirical research to examine and analyze the implementation and application of law in society and sociological research, to look at law from the point of view of formal institutions and understand the law and the empirical behavior of applicable legal operations. the approach used socio legal research. The application of murabahah financing, one of the financing with the principle of sale and purchase (ba'i) in Islamic banking, provides many benefits for lighter installments for customers.
Purifikasi Jabatan Menteri Dari Partai Politik: Tinjauan Filsafat Ketatanegaraan Islam Al-Ghazali Utomo, Hery Dwi
Al-Qalam: Jurnal Kajian Islam dan Pendidikan Vol 16 No 2 (2024): Al-Qalam: Jurnal Kajian Islam Dan Pendidikan
Publisher : LP2M Universitas Islam Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47435/al-qalam.v16i2.3365

Abstract

The phenomenon of concurrent positions when the position as Minister and also occupies the position of a member of a political party shows that there is often a conflict of interest if the Minister's position is affiliated with a political party. This study looks at the relevance of these problems with Al-Ghazali's thinking which in its concept juxtaposes government with the principles of theology, this research is conducted with normative legal research with a philosophical approach. This research shows that the review of Al-Ghazali's constitutional philosophy can be seen as an effort to ensure that a minister can devote his full attention to the moral and ethical responsibilities associated with his government, without being hindered by party political interests. Al-Ghazali regarded the office of minister as a mandate that must be carried out with sincere intentions and responsibility for the welfare of the people. Moral and spiritual principles should be the foundation of policies should be driven by values that can benefit everyone. Ministers who are free from political affiliations will be better able to do their jobs in a way that is fair, objective, and responsible to both the people and God.
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