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All Journal International Journal of Science and Society (IJSOC)
Vidaro, Radhika Althaf
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Materials Science & Nanotechnology Social Sciences

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Legal Staffing Methods in Resolving Non-Performing Loans in the Banking Industry Based on Prudential Banking Principles Vidaro, Radhika Althaf; Mulyati, Etty; Harrieti, Nun
International Journal of Science and Society Vol 6 No 3 (2024): International Journal of Science and Society (IJSOC)
Publisher : GoAcademica Research & Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54783/ijsoc.v6i3.1227

Abstract

The banking industry is often perceived as the heart and driving force of a country's economy. Given its strategic position, the role of banking as an intermediary institution in collecting and distributing funds to the public for financing economic sector activities is crucial. Based on field practices, debtors often refuse to make payments or settle the credit, which impacts one of the banking health factors, namely the non-performing loan percentage. Legal staffing is essentially a method for resolving credit with a collectibility of 5 and credits that have been written off (Write-Off). The legal staffing method emphasizes resolution principles through non-litigation mechanisms (out-of-court dispute resolution), focusing on the effectiveness and efficiency of case resolution.
Co-Authors Etty Mulyati Nun Harrieti, Nun