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All Journal Mutlaqah: Jurnal Kajian Ekonomi Syariah Wahana Islamika; Jurnal Studi Keislaman
Pertiwi, Intan Dinda
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Manajemen Sumber Daya Manusia di Era Revolusi Industri 4.0 Pertiwi, Intan Dinda; Jannah, Wahdinil; Wardhani, Irine Ika
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 5, No 2 (2025): Edisi Januari
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/mutlaqah.v5i2.10791

Abstract

Memasuki paruh pertama milenium kedua, tantangan yang dihadapi perusahaan atau organisasi semakin berat dan kompleks. Berbagai bentuk ketidakmenentuan muncul seperti cepatnya globalisasi, percepatan inovasi, dan kompetisi yang terus tumbuh yang mengakibatkan mudah berubahnya situasi pasar (volatility), kompleksitas, dan ambiguitas (Schwenker & Wulf, 2013: 38). Era ini lebih dikenal dengan istilah era Industri 4.0 atau Revolusi Industri 4.0 (disingkat RI 4.0) yang ditandai dengan meningkatnya digitalisasi di segala bidang sehingga orang, objek, dan sistem dapat terhubung secara real time (Hecklau et al., 2016: 2). Otomatisasi dan pertukaran data berukuran besar (big data) dalam teknologi manufaktur menjadi kecenderungan yang nyaris tidak dapat dihindari perusahaan agar tetap kompetitif.
Maqāṣid Asy-syarī'ah dan Paradoks Profitabilitas: Tinjauan Sistematis terhadap Strategi Pembiayaan Hijau Bank Syariah Indonesia Pertiwi, Intan Dinda; Pratami, Arifa; Ismail
Wahana Islamika Jurnal Studi Keislaman Vol. 12 No. 1 (2026): Wahana Islamika: Jurnal Studi Keislaman
Publisher : Institut Agama Islam Syubbanul Wathon Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61136/qqajva62

Abstract

This study aims to analyze the strategy of Bank Syariah Indonesia (BSI) in supporting the green economy through renewable energy financing, specifically examining the dialectic between Maqāṣid Asy-syarī'ah values and financial performance. Employing a Systematic Literature Review (SLR) with the PRISMA protocol, this research synthesizes 10 reputable academic articles published between 2021 and 2025. The findings reveal that BSI plays a strategic role as a technological catalyst and carbon emission mitigator through innovative instruments such as Green Sukuk and Green Murabahah. However, the study identifies a profitability paradox, where green financing correlates negatively with ROA in the short term due to high initial investment costs. BSI mitigates this challenge by leveraging its massive bank size and digitalizing operations under the G-Sharia framework. The study concludes that the integration of Islamic ethics and digital technology enables BSI to balance ecological responsibility with long-term stability. Implicatively, regulatory support in the form of fiscal incentives is essential to mitigate transition risks toward a low-carbon economy within the Islamic banking sector.
Co-Authors Ismail Jannah, Wahdinil Pratami, Arifa Wardhani, Irine Ika