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VALIDATING FACTORS AFFECTING PEOPLE’S INTENTION TO USE FINANCE COMPANIES’ SERVICES IN INDONESIA Keni , Keni; Wilson, Nicholas; Alexander , Alexander
International Journal of Application on Economics and Business Vol. 1 No. 3 (2023): Agustus 2023
Publisher : Graduate Program of Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/ijaeb.v1i3.1654-1668

Abstract

For the past decades, leasing and consumer finance had become the most popular types of service used and chosen by Indonesians to conduct various kind of purchasing activities toward productive and consumptive assets that people want to buy, such as cars, motorcycles, machineries, and the other kind of productive or consumptive assets. In this case, such behaviour was important to be thoroughly understood and evaluated in order to understand why these people opted to use leasing or consumer finance services as opposed to directly pay for these kinds of assets themselves. Therefore, this research attempt to thoroughly evaluated and validated some factors which were hypothesized could significantly affect people’s intention to use leasing or consumer finance services for the assets that these people were buying. Implementing purposive sampling in order to ensure that all respondents who participated in this study had conformed to all criteria set in this research, questionnaires were distributed to a total of 123 respondents who’ve used leasing or consumer finance services for the assets that they bought (such as cars, motorcycles, and machineries) participated in this research. All of these data then were thoroughly analysed using partial least squares-structural equation modelling (PLS-SEM) using SmartPLS 4 software. Based on the results of the data analyses obtained in this study, three factors, namely attitude toward using leasing/consumer finance services, subjective norm and perceived financial risk toward the product significantly affect people’s intention to buy assets through finance companies who provide leasing and/or consumer finance (financial services) in Indonesia.
KEPEMIMPINAN TRANSFORMASIONAL TERHADAP KEPUASAN KERJA DENGAN PERCEIVED ORGANIZATIONAL SUPORT SEBAGAI VARIABEL INTERVERNING DI KABUPATEN ROKAN HILIR Alexander , Alexander; Manullang , Marihot; Listihana, Wita Dwika
Jurnal Daya Saing Vol. 11 No. 3 (2025): Transformasi Manajemen, Kepemimpinan, dan Pemasaran Digital di Era Ekonomi Mod
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v11i3.2382

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kepemimpinan transformasional terhadap kepuasan kerja pegawai, serta menilai peran Perceived Organizational Support (POS) sebagai variabel intervening pada organisasi sektor publik di Kabupaten Rokan Hilir. Penelitian ini dilatarbelakangi oleh pentingnya peran pemimpin dalam menciptakan lingkungan kerja yang mendukung, serta persepsi pegawai terhadap dukungan organisasi yang berdampak pada kepuasan kerja. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan Structural Equation Modeling–Partial Least Square (SEM-PLS). Data diperoleh melalui penyebaran kuesioner kepada sejumlah ASN yang bekerja di lingkungan Pemerintah Kabupaten Rokan Hilir. Hasil analisis menunjukkan bahwa kepemimpinan transformasional berpengaruh positif dan signifikan terhadap Perceived Organizational Support dan kepuasan kerja. Selain itu, Perceived Organizational Support juga terbukti menjadi variabel intervening yang signifikan dalam memperkuat pengaruh kepemimpinan transformasional terhadap kepuasan kerja. Temuan ini menegaskan bahwa gaya kepemimpinan yang inspiratif, visioner, dan suportif dapat mendorong persepsi positif pegawai terhadap dukungan organisasi, yang pada akhirnya meningkatkan kepuasan kerja. Implikasi praktis dari penelitian ini adalah perlunya pengembangan kapasitas kepemimpinan dan budaya organisasi yang lebih peduli terhadap kesejahteraan pegawai.