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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Riset Multidisiplin Edukasi
Asroful Anam
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other

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Risiko Aplikasi Dana dan Tingkat Kepuasan Konsumen di Provinsi Jambi Dalam Perspektif Islam: Studi Kasus Generasi Z Dean Amri, Ary; Hesti Imraatun Nadziroh; Asroful Anam; Novita Sari; Nadhilah Putri Riani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1081

Abstract

This study aims to determine the risks of use, the level of consumer satisfaction, as well as the general and Islamic legal basis for generation z in Jambi province. This research is a Mixed Research (Quantitative-Qualitative) using a Descriptive Approach. The test method used is the Reliability Test and Validity Test with the SPSS 26 Analysis Tool, and the test uses a Likert scale. The results showed that 243 respondents were declared neutral on the Likert Scale Analysis Test. Meanwhile, the reliability and validity test shows that research on the risk of application of funds and the level of consumer satisfaction in Jambi Province from an Islamic perspective (Case Study of Generation Z) is reliable or consistent.
Tantangan Dan Peluang UMKM Dalam Menghadapi Transformasi Digital (Studi Kasus : Kota Pamekasan) Fadali Rahman; Ach. Areadi; Asroful Anam; Enggar Rifaldi; Mohammad Faris
Jurnal Riset Multidisiplin Edukasi Vol. 2 No. 12 (2025): Jurnal Riset Multidisiplin Edukasi (Edisi Desember 2025)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v2i12.1415

Abstract

Digital transformation has become a significant phenomenon in the development of the national economy, including for Micro, Small, and Medium Enterprises (MSMEs). This study aims to identify the challenges and opportunities faced by MSMEs in Pamekasan City in the process of adopting digital technology. The research method employed is descriptive qualitative with a case study approach. Data were collected through in-depth interviews, observations, and documentation involving 10 MSME actors from various business sectors. The findings indicate that the main challenges faced by MSMEs include limited digital literacy, lack of capital for technology investment, and resistance to change. On the other hand, opportunities arise from increased access to digital markets, operational efficiency, and collaboration with e-commerce platforms. This study emphasizes the importance of training support and local government policies to accelerate the digital transformation of MSMEs in Pamekasan.
Co-Authors Ach. Areadi Dean Amri, Ary Enggar Rifaldi Hesti Imraatun Nadziroh Mohammad Faris Nadhilah Putri Riani Novita Sari Rahman, Fadali