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Body Part Insurance for Football Athletes Abroad Reviewed under Positive Law in Indonesian Katarina, Katarina; Sulistiyowati, Deny; Maedy, Maedy
Jurnal Indonesia Sosial Sains Vol. 6 No. 3 (2025): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v6i3.1650

Abstract

This article analyzes insurance related to human body parts for football athletes abroad compared to positive laws in Indonesia. This insurance product is a potential product to be explored because of the various types of professions that are developing in this country, especially professional athletes who take part in the sport of football. However, it is unfortunate that up to now there are no regulations or insurance products that can be used to fulfill this kind of request. The aim of this research is to compare human limb insurance for football athletes in other countries with existing regulations in Indonesia. The research method used is normative juridical with comparative approach using primary legal materials, secondary legal materials and interviews. In conclusion, the rules regarding insurance for body parts are contained in article 1 number 25 of Law No. 40 of 2014 concerning Insurance. The object of agreement on the body parts of professional soccer athletes is the feet. The principles used in insurance contract law emphasize the principle of consensualism, freedom of contract and good faith. Insurance companies in Indonesia should take this potential and translate it into a new insurance product using the principle of insurable interest and the principle of indemnity like in other countries. The use of this type of life insurance can be used for insurance for the limbs of football athletes such as in Italy, Belgium, Spain, the Netherlands or loss insurance according to insurance in South Africa, Germany, France, Belgium and England.
The Government's Responsibility in Resolving Contract Disputes Between Pharmacy Facility Owners and Pharmacists Sulistiyowati, Deny; Zamroni, Mohammad; Putera, Andika Persada
Jurnal Indonesia Sosial Sains Vol. 6 No. 3 (2025): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v6i3.1662

Abstract

Contract disputes between owners of pharmaceutical facilities (PSAs) and pharmacists in charge (APAs) often arise due to an imbalance in the rights and obligations stipulated in cooperation agreements. These contracts are often onerous for pharmacists, such as requiring them to find a replacement before resigning, without providing adequate protection. In some cases, pharmacists do not even receive the salary to which they are entitled. This research aims to analyze the legal protections available to pharmacists facing contract disputes and the government's responsibility in resolving such issues. This research uses a normative legal study method with statutory and conceptual approaches. The research findings show that legal protection for pharmacists is divided into two aspects: internal (through contracts) and external (through government regulations). However, many contracts do not have adequate dispute resolution mechanisms, and the implementation of government responsibilities is still not optimal. The study concludes that there is a need to improve cooperation agreements between PSAs and APAs by adopting the principles of equality and fairness. The government should improve supervision and law enforcement to protect pharmacists from violations of their rights. In addition, dispute resolution mechanisms, both litigation and non-litigation, should focus more on efficiency and effectiveness.