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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Aulia Rahma Putri
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Economics, Econometrics & Finance Other

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PENGEMBANGAN MEDIA AUDIO PODCAST PADA MATA PELAJARAN BAHASA INGGRIS UNTUK SISWA SMA KELAS X Aulia Rahma Putri; Abna Hidayati; Ulfia Rahmi; Rahmi Pratiwi
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25592

Abstract

This study aims to develop an audio podcast-based instructional media to improve listening skills in English learning for Grade X senior high school students. The research employs the Research and Development (R&D) method using the Plomp development model, which consists of five stages: preliminary investigation, design, realization, evaluation, and limited implementation. The developed podcast includes interactive narration, practice exercises, and an introduction to Recount Text material. It was produced using BandLab and Eleven Labs and distributed via Spotify. Validation by content and media experts yielded an average score of 4.8 (very valid), while a practicality test involving 40 students resulted in a score of 4.3 (very practical). These findings indicate that audio podcast media is feasible and effective for supporting English language learning, especially in enhancing students’ listening skills.
Analisis Perbedaan Kinerja Bank Syariah dan Bank Konvensional Rahmadita Karunia; Risyda Tazkiyatun Nufus; Tiara Anggita Sari; Hawwa Syifa Azzahra; Aulia Rahma Putri Ananda Realita Islami; Miya Ulya Sari; Muhamad Panji Satria; Aulia Rahma Putri
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 2 No. 6 (2025): November : Jurnal Inovasi Ekonomi Syariah dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v2i6.1711

Abstract

This material provides an in-depth overview of the fundamental distinctions between Islamic banks and conventional banks, covering their underlying principles, contract types, operational mechanisms, legal frameworks, and organizational structures. Islamic banks operate based on Islamic values derived from the Qur’an, Hadith, and the rulings of the National Sharia Council (DSN-MUI), emphasizing strict prohibitions on riba, gharar, and maysir. Contracts such as wadiah, mudharabah, musyarakah, murabahah, ijarah, salam, and istishna’ are applied to promote fairness and profit-sharing. In contrast, conventional banks rely on positive law and interest-based systems as their primary source of income. Legally, Islamic banks are supervised by the Sharia Supervisory Board (DPS) to ensure compliance with sharia principles, while conventional banks adhere solely to general financial regulations set by authorities like the Financial Services Authority (OJK) and Bank Indonesia. The operations of Islamic banks include fund mobilization, financing, and financial services without the use of interest, whereas conventional banks earn revenue from the interest spread between deposits and loans. Although both bank types share a similar organizational structure, Islamic banks incorporate an additional layer of sharia oversight. Overall, Islamic banks aim to balance profitability with ethical and spiritual values (falah), while conventional banks primarily focus on maximizing financial returns. This material highlights Islamic banking as an ethical alternative within modern financial practices, promoting justice, sustainability, and broader economic well-being.
Co-Authors Abna Hidayati Aulia Rahma Putri Ananda Realita Islami Hawwa Syifa Azzahra Miya Ulya Sari Muhamad Panji Satria Rahmadita Karunia Rahmi Pratiwi Risyda Tazkiyatun Nufus Tiara Anggita Sari Ulfia Rahmi