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Saha Ghafur, A. Hanief
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Economics, Econometrics & Finance

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The Challenges of Digital Banking in Today’s Banking Industry Haryono, Didi; Saha Ghafur, A. Hanief; Rusliwa Somantri, Gumilar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3857

Abstract

Nowadays, the development of technology is very rapid. Technology is used in almost every area of life. The same applies to the banking industry. The digital era has changed the pattern of the banking business. The ease of use of this technology is expected to bring convenience and speed to transactions called digital banking. Digital banking is a banking service that creates a digital economy that is pursued by many new products issued by banks through technology that utilizes digital technology to meet customer needs and facilitate transactions with customers. The research method is with a Qualitative Descriptive approach and the data used in the survey is using literature, documents, news magazines, interviews, and direct observation of what is happening in the rapidly growing financial technology, taking into account the laws and regulations. Namely Bank Indonesia and the Financial Services Authority. The banking industry is facing increasing challenges in the digital world and progress in the coming years is unstoppable. This is because banks not only have to compete with other banks but also with other financial technology companies that provide security and convenience to their users in the digital economy era. The public needs to be educated about digital banking services. As a tech-savvy society, there is no need to hesitate to make technological advances, but also need to be careful not to sacrifice technological advances. The public needs to be educated about digital banking services.
Sustainable Palm Oil Industry: A Literature Study with Bibliometric Analysis Husin, Saleh; Wijaya, Chandra; Saha Ghafur, A. Hanief; Zakir Machmud, T.M.
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3871

Abstract

This article aims to discuss the latest trends and look for new research on the sustainable palm oil industry. This research is a literature review using Publish or Perish software to search for article data on Google Scholar and using VOSviewer to analyze and visualize the data obtained. The research findings show 3 main group themes of research on the sustainable palm oil industry and based on the research findings, the researcher draws the conclusion that the research gap on the sustainable palm oil industry is still very wide open for the theme of the institutional industry, producers, and the European Union as well as on the palm oil certification system, especially in Indonesia.
Co-Authors Chandra Wijaya Haryono, Didi Husin, Saleh Rusliwa Somantri, Gumilar Zakir Machmud, T.M.