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All Journal Jurnal Penelitian Pendidikan IPA (JPPIPA) YUME : Journal of Management IIJSE Nomico
Haryono, Didi
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Agriculture, Biological Sciences & Forestry Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Economics, Econometrics & Finance Education Health Professions Materials Science & Nanotechnology Physics Social Sciences

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Bank Kalbar's Educational Programs for MSME Revitalization and Community Economic Development Haryono, Didi; Somantri, Gumilar Rusliwa; Gafur, Hanif Saha; Rofii, Muhammad Syaroni; Hidayati, Ajeng
Nomico Vol. 1 No. 5 (2024): Nomico-June
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/sjpxb984

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are crucial to Indonesia's economy, contributing approximately 60.5% to the Gross Domestic Product (GDP) and employing about 96.9% of the national workforce. Despite the large number of MSMEs and their potential GDP contribution, there is still room for improvement in exports. The government has taken various measures to support MSME development, including policies that encourage digital business growth and education-based training for MSMEs. In West Kalimantan Province (Kalbar), MSMEs play a vital role in regional economic development. Despite their potential, they face several challenges such as access to capital, financial management, and market access. The regional government and the Bank of West Kalimantan have collaborated to revitalize MSMEs post-COVID-19 through various programs, credit schemes, and educational initiatives or training sessions. This study employs both qualitative and quantitative methods with a case study approach. The research results indicate that MSMEs significantly contribute to West Kalimantan's economic development, despite being impacted by the pandemic. The internal and external revitalization strategies implemented by Bank Kalbar have assisted MSMEs in recovery and adapting to digital-based business models. The study concludes that MSMEs in West Kalimantan have the potential to continue growing and thriving as independent economic entities in a digital-based business environment. The revitalization of MSMEs is a result of collaboration between MSME actors, the government, and banking institutions to achieve regional economic stability and recovery.
Pengaruh Efektivitas Program Desa, Kualitas Pelayanan, dan Disiplin Kerja terhadap Kepuasan Masyarakat Desa Orobatu Maslim, Maslim; Razak, Mashur; Haryono, Didi
YUME : Journal of Management Vol 7, No 2 (2024)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v7i2.6929

Abstract

Tujuan dalam penelitian ini adalah untuk mengetahui pengaruh efektivitas program desa terhadap kepuasan Masyarakat Desa Orobatu, pengaruh kualitas pelayanan terhadap kepuasan Masyarakat Desa Orobatu, pengaruh disiplin kerja terhadap kepuasan Masyarakat Desa Orobatu dan pengaruh simultan antara efektivitas program desa, kualitas pelayanan dan disiplin kerja terhadap kepuasan Masyarakat Desa Orobatu. Penelitian ini merupakan penelitian dengan pendekatan kuantitatif yang melibatkan 332 warga Desa Orobatu sebagai responden. Metode analisis yang digunakan dalam penelitian ini adalah metode analisis regresi linear berganda. Adapun hasil penelitian ini yaitu efektifitas program desa berpengaruh positif terhadap kepuasan Masyarakat Desa Orobatu, kualitas pelayanan berpengaruh positif terhadap kepuasan Masyarakat Desa Orobatu, disiplin kerja berpengaruh positif terhadap kepuasan Masyarakat Desa Orobatu, dan efektifitas program desa, kualitas pelayanan serta disiplin kerja secara simultan berpengaruh terhadap kepuasan Masyarakat Desa Orobatu. Kata Kunci: Efektivitas Program Desa; Kualitas Pelayanan; Disiplin Kerja; Kepuasan Masyarakat; Desa Orobatu 
Education Food Security Efforts in West Kalimantan through MSME Education by Bank Kalbar Haryono, Didi; Ghafur, A. Hanief Saha; Rofi’i , Muhammad Sya’roni
Jurnal Penelitian Pendidikan IPA Vol 9 No SpecialIssue (2023): UNRAM journals and research based on science education, science applic
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v9iSpecialIssue.6369

Abstract

This research investigates what practical strategies Bank Kalbar can implement to improve family welfare in West Kalimantan through revitalizing education for MSMEs. This research uses a qualitative method with a case study approach. The instrument in this research is interviews. Data was obtained through in-depth interviews with Bank Kalbar and the regional government. Data were analyzed descriptively through stages of data reduction, thematic analysis, and interpretation of findings according to research needs. The research results show that Bank Kalbar has implemented various programs and strategies to strengthen education and socio-economic development to revitalize MSMEs in West Kalimantan. These programs include technical training, digital-based business adaptation, and financing support. Bank Kalbar has also implemented various strategies to strengthen education and socio-economic development, such as internal and external revitalization, network development, and collaboration with various related parties. Provides opportunities to improve family welfare in West Kalimantan, especially for people around MSME locations, such as housewives
The Challenges of Digital Banking in Today’s Banking Industry Haryono, Didi; Saha Ghafur, A. Hanief; Rusliwa Somantri, Gumilar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3857

Abstract

Nowadays, the development of technology is very rapid. Technology is used in almost every area of life. The same applies to the banking industry. The digital era has changed the pattern of the banking business. The ease of use of this technology is expected to bring convenience and speed to transactions called digital banking. Digital banking is a banking service that creates a digital economy that is pursued by many new products issued by banks through technology that utilizes digital technology to meet customer needs and facilitate transactions with customers. The research method is with a Qualitative Descriptive approach and the data used in the survey is using literature, documents, news magazines, interviews, and direct observation of what is happening in the rapidly growing financial technology, taking into account the laws and regulations. Namely Bank Indonesia and the Financial Services Authority. The banking industry is facing increasing challenges in the digital world and progress in the coming years is unstoppable. This is because banks not only have to compete with other banks but also with other financial technology companies that provide security and convenience to their users in the digital economy era. The public needs to be educated about digital banking services. As a tech-savvy society, there is no need to hesitate to make technological advances, but also need to be careful not to sacrifice technological advances. The public needs to be educated about digital banking services.
Co-Authors Gafur, Hanif Saha Ghafur, A. Hanief Saha Gumilar Rusliwa Somantri Hidayati, Ajeng Mashur Razak Maslim Maslim, Maslim Muhammad Syaroni Rofii Rofi’i , Muhammad Sya’roni Rusliwa Somantri, Gumilar Saha Ghafur, A. Hanief