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Implementation of Financial Technology (Fintech) in the Collection of Zakat, Infak, and Sedekah Among Generation Y and Z (Case Study: BAZNAS RI) Kurniawati, Neneng Nadila; Hidayat, Muhammad Rohmat
International Journal of Zakat Vol 10 No 2 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i2.680

Abstract

This research is based on the author's interest in the development of financial technology or fintech adapted by Zakat, Infak, and Sedekah (ZIS) institutions in their collection mechanisms. Then, in relation to the subject of this research, it is aimed at the millennial generation or Gen Y and Gen Z as parties considered adaptive to the times, especially in the field of technology. Thus, the research preparation implements a qualitative method with a literature review approach. This research is presented descriptively with secondary data sources obtained from relevant sources. The results of this study illustrate that fintech is beneficial for muzakki in providing an easy and efficient mechanism for zakat collection. BAZNAS is committed to facilitating zakat payers with digital or fintech payments through e-commerce by providing services that make it easier for the community to fulfill their obligations of zakat, infak, and sedekah through a server-based system with PayTren. Fintech has proven to have a positive impact because it simplifies transactions and can be accessed anywhere. However, there is a generation that is still not confident about account security and there are still concerns about the potential leakage of personal data.
The Mosque as an Agent of Social Welfare: Philanthopic Programs at Jogokariyan Mosque Kurniawati, Neneng Nadila; Afief El Ashfahany; Khan, Mohammad Zahid
Suhuf: International Journal of Islamic Studies Vol. 37 No. 2 (2025): November
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/suhuf.v37i2.10798

Abstract

This article explores the role of Jogokariyan Mosque as an agent of social transformation in enhancing community welfare through Islamic philanthropic programs and community-based economic empowerment. Departing from the conventional function of mosques limited to ritual worship, Jogokariyan Mosque has evolved into a center of socio-economic integration that actively engages in uplifting the local community. Using a qualitative-descriptive method, this study examines the mosque’s strategic approaches, programmatic innovations, and the socio-economic impacts of its philanthropic activities. Findings reveal that Jogokariyan Mosque implements a comprehensive, data-driven social mapping system to design needs-based programs. It adopts a no-surplus financial policy, ensuring that zakat, infaq, and sadaqah (ZIS) funds are immediately allocated for entrepreneurship, education, and healthcare. Through these initiatives, the mosque facilitates the transformation of beneficiaries (mustahiq) into donors (muzakki) and strengthens social cohesion rooted in Islamic ethical values. The study highlights the potential of faith-based institutions to function as sustainable community empowerment centers. Further research is recommended to assess the scalability and long-term impact of such mosque-based models across diverse socio-cultural contexts.