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Does Fiscal Decentralization Increases Regional Income Inequality in Indonesia? Afief El Ashfahany; Rifi Fazrina Djuuna; Nur Fahmi Rofiq
Jambura Equilibrium Journal Vol 2, No 2 (2020): Vol 2. No 2: Jambura Equilibrium Journal - July (2020)
Publisher : Gorontalo State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (347.106 KB) | DOI: 10.37479/jej.v2i2.6866

Abstract

This paper examines the impact of fiscal decentralization on regional income inequality in Indonesia. This study employs dynamic panel data analysis–the two-step system generalized method of moments (GMM) on 2008-2017 regional level datasets. This study found that regional income inequality indeed increases during the implementation of fiscal decentralization and appears to be exceptionally high for rich provinces. Essentially, this study suggest that fiscal decentralization appears to increase regional income inequality in Indonesia. The results might be due to low regional fiscal capacity in Indonesia, which induces high dependency of local government that further restraints local competition in public goods provision. Keywords: fiscal decentralization, regional income inequality, generalized method of moments (GMM).
Exploration of Factors that Hinder The Use of Sharia Crowdfunding Model Financing Services as Funding by Micro, Small, and Medium Enterprises (MSMEs) Azhar Alam; Muchamad Rizsal Sulistiyanto; Aditya Nurrahman; Afief El Ashfahany; Adi Saifurrahman
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.383

Abstract

Sharia crowdfunding can be an alternative financing solution with looser requirements than banking, but the reality is that MSMEs using sharia crowdfunding is still relatively low.  This study explores the factors that prevent MSMEs from using Sharia crowdfunding financing to meet business capital needs. This research focuses on the level of understanding of MSME entrepreneurs towards Sharia crowdfunding financing and what are the causes of using the sharia crowdfunding model financing to help the capital of MSME actors engaged in food and beverage. This type of research is a survey. This study used two data collection methods, namely filling out questionnaires and in-depth interviews with 12 MSME entrepreneurs in the Surakarta area, then the results were carefully analyzed to find the right results. The findings of this study show that the answer to the level of understanding of MSME actors towards Sharia crowdfunding financing is divided into three, namely, not understanding, understanding a little, and very understanding. This study also shows five facts that prevent MSME actors from using Sharia crowdfunding financing: lack of information and knowledge, still relying on traditional financing, not requiring financing, the impact of the pandemic, and a wrong understanding of the working mechanism of sharia crowdfunding. This study is expected to be a reference in the policy of digitizing sharia capital sources for MSMEs.
CHALLENGES AND STRATEGIES IN USING SHARIA CROWDFUNDING AND SUKUK FOR MICRO AND SMALL MEDIUM ENTREPRISES (MSME) ACCELERATION Ashfahany, Afief El; Hanifa, Siska; Noor, Nurul Hidayana Mohd; Fuzi, Amirah
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 2 (2022): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i2.6343

Abstract

Abstrak: Penelitian ini bertujuan untuk menggali secara kritis pengalaman UMKM dalam menggunakan instrumen pasar modal syariah seperti crowdfunding dan Sukuk khususnya permasalahan dan tantangannya. Metode penelitian yang digunakan adalah kualitatif dengan metode wawancara mendalam terhadap perusahaan pengguna crowdfunding dan provider platform crowdfunding Syariah. Hasil penelitian ini menemukan bahwa UMKM mengalami kendala dalam mengakses instrumen pasar modal syariah, terutama karena kendala pengetahuan tentang produk crowdfunding dan kendala proses administrasi yang rumit dan proses seleksi yang panjang. Namun demikian, Crowdfunding dan Sukuk masih memiliki potensi besar bagi UMKM utama untuk pemulihan pasca pandemi. Hasil penelitian ini memiliki implikasi khusus bagi otoritas pemerintah dan penyedia platform crowdfunding untuk melakukannya penyederhanaan proses administrasi dan seleksi guna mempercepat akses UMKM terhadap instrumen pasar modal syariah. Kata kunci: Instrumen Pasar Modal Syariah, UMKM, Crowdfunding, Sukuk Abstract: This study aims to critically explore the experiences of MSME for using Islamic capital market instruments such as crowdfunding and Sukuk in particular the problems and challenges. The research method used is qualitative with in-depth interview method to crowdfunding user companies and Sharia crowdfunding platform provider. The results of this study found that MSME encountered obstacles in accessing Islamic capital market instruments, mainly due to knowledge constraints on crowdfunding products and constraints on the complexity of the administrative process and the lengthy selection process. However, Crowdfunding and Sukuk still have great potential for the main MSME for post-pandemic recovery. The results of this study have particular implications for government authorities and crowdfunding platform providers in order to simplifying administration and selection processes in order to accelerate MSME access to Islamic capital market instruments. Keywords: Islamic Capital Market Instruments, MSMEs, Crowdfunding, Sukuk
Efficiency Analysis of Zakat Management Institutions in Banyumas Regency: Case Study of LAZISMU, LAZISNU and BAZNAS Afief El Ashfahany; Muhammad Iqbal Nur Ishlahudin
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 10, No 1 (2023): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v10i1.8261

Abstract

In the economic field, zakat has a role as an effort to prevent the accumulation of wealth in only one community, therefore must be managed properly.This study focuses on discussing the efficiency of a zakat management institution in Banyumas district. This study discusses two private zakat institutions (LAZISMU Banyumas, and LAZISNU Banyumas) and one Government Zakat institution (BAZNAS Banyumas). This research uses the Data Envelopment Analysis method. This study also uses quantitative methods and uses secondary data types derived from financial report data for 2018, 2019, and 2020 from LAZISMU Banyumas, LAZISNU Banyumas, and BAZNAS Banyumas. The variables used in this research are input and output variables. The input variables consist of assets and operational costs. The output variable consists of collected zakat funds and distributed zakat funds. The results of this study are that in 2018 LAZISMU and LAZISNU experienced inefficiency in the CRS approach, but in the VRS approach the three zakat institutions were efficient. In 2019 LAZISNU experienced inefficiency in the CRS approach, but in the VRS approach.Keywords: Effectiveness; Harmony; ToleranceAbstrakDalam bidang ekonomi, zakat berperan sebagai upaya mencegah penumpukan kekayaan hanya pada satu golongan, oleh karena itu harus dikelola dengan baik. Kajian ini fokus membahas efisiensi lembaga pengelola zakat di Kabupaten Banyumas. Kajian ini membahas tentang dua lembaga zakat swasta (LAZISMU Banyumas, dan LAZISNU Banyumas) dan satu lembaga zakat Pemerintah (BAZNAS Banyumas). Penelitian ini menggunakan metode Data Envelopment Analysis. Penelitian ini juga menggunakan metode kuantitatif dan menggunakan jenis data sekunder yang berasal dari data laporan keuangan tahun 2018, 2019, dan 2020 dari LAZISMU Banyumas, LAZISNU Banyumas, dan BAZNAS Banyumas. Variabel yang digunakan dalam penelitian ini adalah variabel input dan output. Variabel input terdiri dari aset dan biaya operasional. Variabel output terdiri dari dana zakat yang terkumpul dan dana zakat yang disalurkan. Hasil penelitian ini adalah pada tahun 2018 LAZISMU dan LAZISNU mengalami inefisiensi pada pendekatan CRS, namun pada pendekatan VRS ketiga lembaga zakat tersebut efisien. Pada tahun 2019 LAZISNU mengalami inefisiensi pada pendekatan CRS, namun pada pendekatan VRS.Kata kunci: Efektivitas; Harmoni; Toleransi          
MAP Development and Direction of Teacher-Based Islamic Education Through Bibliometric Data Analysis Fauzan Irsyad Wibowo; Nurul Latifatul Inayati; Muhamad Subhi Apriantoro; Afief El Ashfahany
At-Tarbiyat Vol 6 No 2 (2023): Islamic Education In Indonesia
Publisher : Institut Agama Islam An-Nawawi Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37758/jat.v6i2.677

Abstract

This study aims to determine the mapping of the development and direction of Islamic Religious Education research in publications indexed by scopus data. This study used bibliometric analysis techniques to explore all publications indexed in the Scopus database on Teacher-Based Islamic Religious Education from 1980 to 2023. The data obtained were analyzed using Microsoft Excell and R/R-Studio. VOSviewer is used to perform visual analysis of keyword occurrence and document citations stimulantly. The author found 564 publications that fit the function, subject, and criteria set. The limitation of this study is only taking data sets or metadata to publications indexed by Scopus. Other national and international databases were not taken into account in the study. This study presents a brief overview of the literature that can be accessed by researchers working in the field of Islamic Religious Education and provides recommendations for research.
Islamic Education Landscape: A Bibliometric Analysis of Pesantren Institutions Luthfi Fitria Dewi; Mohammad Zakki Azani; Muhamad Subhi Apriantoro; Afief El Ashfahany; Humairah Minin
AL-FIKRA Vol 22, No 1 (2023): Al-Fikra : Jurnal Ilmiah Keislaman
Publisher : Program Pascasarjana Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/af.v22i1.25475

Abstract

This study aims to describe the development map and research direction of Islamic education and pesantren in Indonesia in publications indexed by the Scopus database. This study uses bibliometric analysis techniques to explore all publications indexed in the Scopus database on Islamic education and pesantren in Indonesia from 1966 to 2023. The data obtained were analyzed using Microsoft Excel and R/R-Studio. Vosviewer is used to visually analyze keyword occurrence and document citation stimulants. The author found 957 publications that fit the function, subject, and criteria set. The results of this study show that research with the theme of Islamic education and pesantren in Indonesia is the most researched in 2021. Indonesia is the country that contributes the most publications followed by Malaysia as the country that publishes the most in second place. The highest affiliation is occupied by the University Kebangsaan Malaysia. While the most relevant author is Hamzah, M.I. The limitation of this study is only taking data sets or metadata in publications indexed by Scopus. Other national and international databases were not taken into account in the study. This study presents a brief overview of the literature accessible to researchers working in education and provides recommendations for future research. TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
Insights into Islamic Education Research: A Bibliometric Study to Analyzing Research Development Islamic Education Jessika Ria Puspitasari; Istanto Istanto; Muhamad Subhi Apriantoro; Afief El Ashfahany
AL-FIKRA Vol 22, No 1 (2023): Al-Fikra : Jurnal Ilmiah Keislaman
Publisher : Program Pascasarjana Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/af.v22i1.25473

Abstract

This study aims to determine the mapping of the development and direction of Islamic education research in publications indexed by the Scopus database. This study used bibliometric analysis techniques to explore all publications indexed in the Scopus database on Islamic education from 1974 to 2023. The data obtained were analyzed using Excel and R/R-Studio. VOSviewer is used to perform a visual analysis of keyword occurrence and document citations stimulant. The author found 593 publications that fit the subject, function, and criteria set. The results of this study show that publications on Islamic education were the most researched in 2020 with as many as 75 documents. The country that contributes the most publications is Indonesia. The highest affiliation is occupied by the International Islamic University Malaysia. The most relevant author is Nuryana, Z. The limitation of this study is only taking data sets or recording to publications that are Scopus in desks. Other national and international databases were not taken into account in the study. This study presents a brief overview of the literature that can be accessed by researchers working in education and provides recommendations for research.TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
KAJIAN BIBLIOMETRIK: TREN RISET PENDIDIKAN PSIKOLOGI ISLAM DALAM PANGKALAN DATA SCOPUS Mufidah Sukriyani; Istanto Istanto; Muhamad Subhi Apriantoro; Afief El Ashfahany; Luthfi Afif Murtadho
PAI RAFAH Vol 5 No 4 (2023): Jurnal PAI Raden Fatah
Publisher : Program Studi Pendidikan Agama Islam Fakultas Ilmu Tarbiyah Dan Keguruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/pairf.v5i4.19285

Abstract

Bibliometric indicators are one of the tools that play a role in evaluating the results of scientific research; examining the interaction between science and technology, producing mapping of the field of science, tracking/tracing the development of new knowledge in a particular field, and are future indicators in making strategic plans. This study aims to determine the mapping of the development and direction of Islamic educational psychology research in publications indexed in the Scopus database. This research uses bibliometric analysis techniques to explore all publications indexed in the Scopus database on Islamic educational psychology from 1983 to 2023. The data obtained were analyzed using Excel and R/R-Studio. VOSviewer was used to perform a visual analysis of keyword occurrences and document citations together. The author found 161 publications that matched the function, subject, and criteria set. The results showed an annual growth rate of 2.78. The bibliometric analysis conducted was limited to Scopus data. The limitation of this research is that it only takes metadata of Scopus-indexed publications. Other national and international databases were not taken into account in this study. This study provides a brief overview of the literature that can be accessed by researchers working in the field of Islamic psychology education and provides recommendations for research.
The Synergy of BWM and BUMDES as an Alternative for Improving the Welfare of SME Fauzul Hanif Noor Athief; Linda Isma Cahyaningrum; Darlin Rizki; Afief El Ashfahany
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20656

Abstract

This research paper investigates the symbiotic relationship between two institutions, BWM Imam Syuhodo and BUMDes Wonorejo, both committed to advancing the welfare of small and medium-sized enterprises (SMEs). The primary objective of this study is to provide a comprehensive exploration of the collaborative process between these entities and to offer a thorough analysis of the resultant impact on SMEs. Employing a qualitative research approach, this study incorporates field research methodology involving meticulous observations of the participating institutions, in-depth interviews with relevant stakeholders, and systematic documentation of physical and textual data. The findings of this research reveal a significant synergy between BWM Imam Syuhodo and BUMDes Wonorejo, facilitated under the auspices of the Financial Services Authority. This synergy was realized during the inauguration of BUMDes through a well-executed bazaar event, characterized by seamless operations and positive repercussions for local SMEs. The collaborative efforts have served as a vital conduit for entrepreneurs, offering expanded market access and exerting a transformative influence on the financial stability of SMEs. As a result, the surrounding community has witnessed tangible advancements in their business landscape, further underscoring the potential of such synergistic endeavors for SME welfare enhancement.
Exploring Muhammadiyah's Research Landscape: A Bibliometric Analysis and Emerging Trends Muhamad Subhi Apriantoro; Ranu Diva Kaloka; Afief El Ashfahany; Hudaifah Hudaifah
Cakrawala: Jurnal Studi Islam Vol 18 No 2 (2023)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/cakrawala.9520

Abstract

This research aims to analyze the developmental map and direction of Muhammadiyah research using bibliometric studies to classify processed data based on author, year of publication, country of publication, and network analysis. Utilizing bibliometric analysis and quantitative methods from the Scopus database, 701 articles were collected, analyzed, and visualized. The majority of Muhammadiyah research authors are based in Indonesia. The most influential source is the Journal of Physics: Conference Series. Consequently, we identified four focal points of Muhammadiyah research, including (1) student learning, (2) Muhammadiyah and humanitarian issues, (3) Muhammadiyah human resources, and (4) Muhammadiyah research methods.