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All Journal IQTISHADIA Al Fikra : Jurnal Ilmiah Keislaman I-ECONOMICS: A Research Journal on Islamic Economics JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam An-Nisbah: Jurnal Ekonomi Syariah Ziswaf : Jurnal Zakat dan Wakaf Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JIE (Journal of Islamic Education) al-Afkar, Journal For Islamic Studies Jurnal At-Tarbiyat (Jurnal Pendidikan Islam) Jambura Equilibrium Journal Jurnal PAI Raden Fatah Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Indonesian Journal of Islamic Education Studies (IJIES) Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Munaddhomah: Jurnal Manajemen Pendidikan Islam Abdi Psikonomi Jurnal Abdimas Prakasa Dakara Cakrawala: Jurnal Studi Islam Mabsya: Jurnal Manajemen Bisnis Syariah ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Proceeding ISETH (International Summit on Science, Technology, and Humanity) Tadris: Jurnal Pendidikan Islam Ekonomi dan Bisnis: Berkala Publikasi Gagasan Konseptual, Hasil Penelitian, Kajian, dan Terapan Teori IIJSE An-Nisbah: Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Indonesian Journal of Islamic Education Studies (IJIES) Suhuf: International Journal of Islamic Studies IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Journal of Islamic Economic Laws Journal of Islamic Education
Afief El Ashfahany
Universitas Muhammadiyah Surakarta
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Does Fiscal Decentralization Increases Regional Income Inequality in Indonesia? Afief El Ashfahany; Rifi Fazrina Djuuna; Nur Fahmi Rofiq
Jambura Equilibrium Journal Vol 2, No 2 (2020): Vol 2. No 2: Jambura Equilibrium Journal - July (2020)
Publisher : Gorontalo State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (347.106 KB) | DOI: 10.37479/jej.v2i2.6866

Abstract

This paper examines the impact of fiscal decentralization on regional income inequality in Indonesia. This study employs dynamic panel data analysis–the two-step system generalized method of moments (GMM) on 2008-2017 regional level datasets. This study found that regional income inequality indeed increases during the implementation of fiscal decentralization and appears to be exceptionally high for rich provinces. Essentially, this study suggest that fiscal decentralization appears to increase regional income inequality in Indonesia. The results might be due to low regional fiscal capacity in Indonesia, which induces high dependency of local government that further restraints local competition in public goods provision. Keywords: fiscal decentralization, regional income inequality, generalized method of moments (GMM).
Exploring Zakat Payment Awareness and its Impact among MSMEs in Kartasura, Central Java, Indonesia Azhar Alam; Tika Widiastuti; Anisa Nur Faizah; Afief El Ashfahany
ZISWAF Vol 9, No 2 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (159.345 KB) | DOI: 10.21043/ziswaf.v9i2.16473

Abstract

This study aims to review the level of awareness of business zakat and its impact on business progress. The data for this research originated from the micro, small, and medium enterprises (MSME) business actors in Kartasura Subdistrict, Central Java, Indonesia. This study uses a qualitative approach to explore the awareness of business zakat and its impact on business progress. The open-ended interviews with a single case study from micro, small, and medium-sized enterprises (MSMEs) in the Kartasura sub-district, Central Java, Indonesia, were executed for data collection. 10 MSME businessmen were interviewed. The data was evaluated using the interpretative approach of the deductive method. The results showed the authors' deductive reasoning from the interview participants, explaining the informants' knowledge regarding zakat from commercial businesses and the impacts that might correspond to their business progress. This research underscores the importance of zakat awareness among MSME businessmen in Indonesia to further practice zakat in their businesses. This research recommended that MSME businesspeople need to know how to boost their zakat knowledge. MSME players must also include their staff to grasp their duties and the social purpose of zakat compliance, which will boost business development. Zakat management coordinators like BAZNAS must pay attention to MSMEs' compliance and zakat literacy because many sectors of the Indonesian economy still rely on them.
Optimizing Cash Waqf and Cash Waqf Linked Sukuk : The Role of Nazhir and The Strategies Afief El Ashfahany; Novita Lestari
IQTISHADIA Vol 15, No 2 (2022): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v15i2.16353

Abstract

This study aims to explore the role and strategy of Nazhir in optimizing the management of cash waqf and cash waqf linked Sukuk (CWLS) yields. The method of the study is field research with a qualitative descriptive approach. The data was obtained through an in-depth interview with key persons from the Central Java Muhammadiyah (PWM Central Java) Waqf and Assets Council, the Nahdlatul Ulama Amil Zakat Institute (LAZISNU), and the Baitulmaal Muamalat. The results of this study emphasize the critical role of Nazhir in managing cash waqf and CWLS yield funds to be distributed to Mauquf 'Alaih. The management of cash waqf by the Central Java Muhammadiyah Waqf and Treasurer Council is carried out in the productive business sector, such as rental equipment, farm investment, and integrated farms in Wonolopo Central Java. Meanwhile, apart from effective businesses, LAZISNU and Baitulmaal Muamalat manage Cash Waqf through the CWLS scheme. The cash waqf yields from the three institutions were channeled to the fields of education, economy, and health. Especially for the CWLS scheme, with the great potential that the combination of cash waqf and Sukuk can be more optimally used as an instrument of financing sources to increase the welfare of people in need, especially during the pandemic.
Optimizing Cash Waqf and Cash Waqf Linked Sukuk : The Role of Nazhir and The Strategies Afief El Ashfahany; Novita Lestari
IQTISHADIA Vol 15, No 2 (2022): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v15i2.16353

Abstract

This study aims to explore the role and strategy of Nazhir in optimizing the management of cash waqf and cash waqf linked Sukuk (CWLS) yields. The method of the study is field research with a qualitative descriptive approach. The data was obtained through an in-depth interview with key persons from the Central Java Muhammadiyah (PWM Central Java) Waqf and Assets Council, the Nahdlatul Ulama Amil Zakat Institute (LAZISNU), and the Baitulmaal Muamalat. The results of this study emphasize the critical role of Nazhir in managing cash waqf and CWLS yield funds to be distributed to Mauquf 'Alaih. The management of cash waqf by the Central Java Muhammadiyah Waqf and Treasurer Council is carried out in the productive business sector, such as rental equipment, farm investment, and integrated farms in Wonolopo Central Java. Meanwhile, apart from effective businesses, LAZISNU and Baitulmaal Muamalat manage Cash Waqf through the CWLS scheme. The cash waqf yields from the three institutions were channeled to the fields of education, economy, and health. Especially for the CWLS scheme, with the great potential that the combination of cash waqf and Sukuk can be more optimally used as an instrument of financing sources to increase the welfare of people in need, especially during the pandemic.
Exploration of Factors that Hinder The Use of Sharia Crowdfunding Model Financing Services as Funding by Micro, Small, and Medium Enterprises (MSMEs) Azhar Alam; Muchamad Rizsal Sulistiyanto; Aditya Nurrahman; Afief El Ashfahany; Adi Saifurrahman
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.383

Abstract

Sharia crowdfunding can be an alternative financing solution with looser requirements than banking, but the reality is that MSMEs using sharia crowdfunding is still relatively low.  This study explores the factors that prevent MSMEs from using Sharia crowdfunding financing to meet business capital needs. This research focuses on the level of understanding of MSME entrepreneurs towards Sharia crowdfunding financing and what are the causes of using the sharia crowdfunding model financing to help the capital of MSME actors engaged in food and beverage. This type of research is a survey. This study used two data collection methods, namely filling out questionnaires and in-depth interviews with 12 MSME entrepreneurs in the Surakarta area, then the results were carefully analyzed to find the right results. The findings of this study show that the answer to the level of understanding of MSME actors towards Sharia crowdfunding financing is divided into three, namely, not understanding, understanding a little, and very understanding. This study also shows five facts that prevent MSME actors from using Sharia crowdfunding financing: lack of information and knowledge, still relying on traditional financing, not requiring financing, the impact of the pandemic, and a wrong understanding of the working mechanism of sharia crowdfunding. This study is expected to be a reference in the policy of digitizing sharia capital sources for MSMEs.
CHALLENGES AND STRATEGIES IN USING SHARIA CROWDFUNDING AND SUKUK FOR MICRO AND SMALL MEDIUM ENTREPRISES (MSME) ACCELERATION Ashfahany, Afief El; Hanifa, Siska; Noor, Nurul Hidayana Mohd; Fuzi, Amirah
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 2 (2022): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i2.6343

Abstract

Abstrak: Penelitian ini bertujuan untuk menggali secara kritis pengalaman UMKM dalam menggunakan instrumen pasar modal syariah seperti crowdfunding dan Sukuk khususnya permasalahan dan tantangannya. Metode penelitian yang digunakan adalah kualitatif dengan metode wawancara mendalam terhadap perusahaan pengguna crowdfunding dan provider platform crowdfunding Syariah. Hasil penelitian ini menemukan bahwa UMKM mengalami kendala dalam mengakses instrumen pasar modal syariah, terutama karena kendala pengetahuan tentang produk crowdfunding dan kendala proses administrasi yang rumit dan proses seleksi yang panjang. Namun demikian, Crowdfunding dan Sukuk masih memiliki potensi besar bagi UMKM utama untuk pemulihan pasca pandemi. Hasil penelitian ini memiliki implikasi khusus bagi otoritas pemerintah dan penyedia platform crowdfunding untuk melakukannya penyederhanaan proses administrasi dan seleksi guna mempercepat akses UMKM terhadap instrumen pasar modal syariah. Kata kunci: Instrumen Pasar Modal Syariah, UMKM, Crowdfunding, Sukuk Abstract: This study aims to critically explore the experiences of MSME for using Islamic capital market instruments such as crowdfunding and Sukuk in particular the problems and challenges. The research method used is qualitative with in-depth interview method to crowdfunding user companies and Sharia crowdfunding platform provider. The results of this study found that MSME encountered obstacles in accessing Islamic capital market instruments, mainly due to knowledge constraints on crowdfunding products and constraints on the complexity of the administrative process and the lengthy selection process. However, Crowdfunding and Sukuk still have great potential for the main MSME for post-pandemic recovery. The results of this study have particular implications for government authorities and crowdfunding platform providers in order to simplifying administration and selection processes in order to accelerate MSME access to Islamic capital market instruments. Keywords: Islamic Capital Market Instruments, MSMEs, Crowdfunding, Sukuk
Efficiency Analysis of Zakat Management Institutions in Banyumas Regency: Case Study of LAZISMU, LAZISNU and BAZNAS Afief El Ashfahany; Muhammad Iqbal Nur Ishlahudin
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 10, No 1 (2023): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v10i1.8261

Abstract

In the economic field, zakat has a role as an effort to prevent the accumulation of wealth in only one community, therefore must be managed properly.This study focuses on discussing the efficiency of a zakat management institution in Banyumas district. This study discusses two private zakat institutions (LAZISMU Banyumas, and LAZISNU Banyumas) and one Government Zakat institution (BAZNAS Banyumas). This research uses the Data Envelopment Analysis method. This study also uses quantitative methods and uses secondary data types derived from financial report data for 2018, 2019, and 2020 from LAZISMU Banyumas, LAZISNU Banyumas, and BAZNAS Banyumas. The variables used in this research are input and output variables. The input variables consist of assets and operational costs. The output variable consists of collected zakat funds and distributed zakat funds. The results of this study are that in 2018 LAZISMU and LAZISNU experienced inefficiency in the CRS approach, but in the VRS approach the three zakat institutions were efficient. In 2019 LAZISNU experienced inefficiency in the CRS approach, but in the VRS approach.Keywords: Effectiveness; Harmony; ToleranceAbstrakDalam bidang ekonomi, zakat berperan sebagai upaya mencegah penumpukan kekayaan hanya pada satu golongan, oleh karena itu harus dikelola dengan baik. Kajian ini fokus membahas efisiensi lembaga pengelola zakat di Kabupaten Banyumas. Kajian ini membahas tentang dua lembaga zakat swasta (LAZISMU Banyumas, dan LAZISNU Banyumas) dan satu lembaga zakat Pemerintah (BAZNAS Banyumas). Penelitian ini menggunakan metode Data Envelopment Analysis. Penelitian ini juga menggunakan metode kuantitatif dan menggunakan jenis data sekunder yang berasal dari data laporan keuangan tahun 2018, 2019, dan 2020 dari LAZISMU Banyumas, LAZISNU Banyumas, dan BAZNAS Banyumas. Variabel yang digunakan dalam penelitian ini adalah variabel input dan output. Variabel input terdiri dari aset dan biaya operasional. Variabel output terdiri dari dana zakat yang terkumpul dan dana zakat yang disalurkan. Hasil penelitian ini adalah pada tahun 2018 LAZISMU dan LAZISNU mengalami inefisiensi pada pendekatan CRS, namun pada pendekatan VRS ketiga lembaga zakat tersebut efisien. Pada tahun 2019 LAZISNU mengalami inefisiensi pada pendekatan CRS, namun pada pendekatan VRS.Kata kunci: Efektivitas; Harmoni; Toleransi          
MAP Development and Direction of Teacher-Based Islamic Education Through Bibliometric Data Analysis Fauzan Irsyad Wibowo; Nurul Latifatul Inayati; Muhamad Subhi Apriantoro; Afief El Ashfahany
At-Tarbiyat Vol 6 No 2 (2023): Islamic Education In Indonesia
Publisher : Institut Agama Islam An-Nawawi Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37758/jat.v6i2.677

Abstract

This study aims to determine the mapping of the development and direction of Islamic Religious Education research in publications indexed by scopus data. This study used bibliometric analysis techniques to explore all publications indexed in the Scopus database on Teacher-Based Islamic Religious Education from 1980 to 2023. The data obtained were analyzed using Microsoft Excell and R/R-Studio. VOSviewer is used to perform visual analysis of keyword occurrence and document citations stimulantly. The author found 564 publications that fit the function, subject, and criteria set. The limitation of this study is only taking data sets or metadata to publications indexed by Scopus. Other national and international databases were not taken into account in the study. This study presents a brief overview of the literature that can be accessed by researchers working in the field of Islamic Religious Education and provides recommendations for research.
Islamic Education Landscape: A Bibliometric Analysis of Pesantren Institutions Luthfi Fitria Dewi; Mohammad Zakki Azani; Muhamad Subhi Apriantoro; Afief El Ashfahany; Humairah Minin
AL-FIKRA Vol 22, No 1 (2023): Al-Fikra : Jurnal Ilmiah Keislaman
Publisher : Program Pascasarjana Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/af.v22i1.25475

Abstract

This study aims to describe the development map and research direction of Islamic education and pesantren in Indonesia in publications indexed by the Scopus database. This study uses bibliometric analysis techniques to explore all publications indexed in the Scopus database on Islamic education and pesantren in Indonesia from 1966 to 2023. The data obtained were analyzed using Microsoft Excel and R/R-Studio. Vosviewer is used to visually analyze keyword occurrence and document citation stimulants. The author found 957 publications that fit the function, subject, and criteria set. The results of this study show that research with the theme of Islamic education and pesantren in Indonesia is the most researched in 2021. Indonesia is the country that contributes the most publications followed by Malaysia as the country that publishes the most in second place. The highest affiliation is occupied by the University Kebangsaan Malaysia. While the most relevant author is Hamzah, M.I. The limitation of this study is only taking data sets or metadata in publications indexed by Scopus. Other national and international databases were not taken into account in the study. This study presents a brief overview of the literature accessible to researchers working in education and provides recommendations for future research. TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
Insights into Islamic Education Research: A Bibliometric Study to Analyzing Research Development Islamic Education Jessika Ria Puspitasari; Istanto Istanto; Muhamad Subhi Apriantoro; Afief El Ashfahany
AL-FIKRA Vol 22, No 1 (2023): Al-Fikra : Jurnal Ilmiah Keislaman
Publisher : Program Pascasarjana Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/af.v22i1.25473

Abstract

This study aims to determine the mapping of the development and direction of Islamic education research in publications indexed by the Scopus database. This study used bibliometric analysis techniques to explore all publications indexed in the Scopus database on Islamic education from 1974 to 2023. The data obtained were analyzed using Excel and R/R-Studio. VOSviewer is used to perform a visual analysis of keyword occurrence and document citations stimulant. The author found 593 publications that fit the subject, function, and criteria set. The results of this study show that publications on Islamic education were the most researched in 2020 with as many as 75 documents. The country that contributes the most publications is Indonesia. The highest affiliation is occupied by the International Islamic University Malaysia. The most relevant author is Nuryana, Z. The limitation of this study is only taking data sets or recording to publications that are Scopus in desks. Other national and international databases were not taken into account in the study. This study presents a brief overview of the literature that can be accessed by researchers working in education and provides recommendations for research.TRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
Co-Authors Ab Rahman, Muhamad Radzuan Adi Saifurrahman Aditya Nurrahman Adriansyah, Ikhwan Ahmed, Shahumeel Aini, Mei Nurul Ambarwati, Andreana Putri Aminudin Ma'ruf Anisa Nur Faizah Ariona, Vanneza Diva Azhar Alam Aziza, Nur Amalia DWI PUJI ASTUTI Faradilla, Safina Fauzan Irsyad Wibowo Fauziyah, Luthfi Syifa' Fauzul Hanif Noor Athief Fuzi, Amirah Hanifa, Siska Hassan, Fauziah Hidayah, Awalul Dini Nur Hudaifah Hudaifah Humairah Minin Inayati, Nurul Latifatul Isman Istanto Istanto Jessika Ria Puspitasari Khan, Mohammad Zahid Kurniawati, Neneng Nadila Linda Isma Cahyaningrum Lukmanul Hakim Luthfi Afif Murtadho Luthfi Fitria Dewi Maruf, Aminudin Mohammad Zakki Azani Mohammad Zakki Azani Muchamad Rizsal Sulistiyanto Mufidah Sukriyani Muhamad Subhi Apriantoro Muhammad Iqbal Nur Ishlahudin Muhammad Multazam Murtadla, Abdullah Alfikri Mutohharun Jinan Noh, Mohd Shahid bin Mohd Noor, Nurul Hidayana Mohd Novita Lestari Nur Fahmi Rofiq Nur Faizah, Annisa Nurlita, Eta Nurul Latifatul Inayati Nurul Latifatul Inayati Othman, Azam Pradana, Yoga Ferdira Wishnu Puspa , Fina Nusa Rahmadhani, Vika Ayu Ranu Diva Kaloka Rifi Fazrina Djuuna RINDIANI, LIFIA Rozi Irfan Rosyadhi Setiana, Dadang Sheila Putri Anggraeni Shohib, Muhamad Wildan Solichah, Etik Nur Tanasya , Nasya Tika Widiastuti Tjandra, Eka Anugerah Widyaningrum, Nyimas Esti Widyastuti, Hesti Wulan Galuh Savitri Wulandari, Zuli Yayuli Yayuli Yogi Dwi Saputra