Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Aptisi Transactions on Technopreneurship (ATT) Jurnal Ekonomika Manajemen Dan Bisnis
Abdul Wahab, Nadratun Nafisah
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Healthy Spending Habits as Drivers of Technopreneurial and Financial Outcomes Zainol, Zuraidah; Abdul Wahab, Nadratun Nafisah; Shokory, Suzyanty Mohd; Harianto, Prayudi
Aptisi Transactions On Technopreneurship (ATT) Vol 7 No 3 (2025): November
Publisher : Pandawan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34306/att.v7i3.485

Abstract

Healthy spending of the population has been raised as one of the measures to restore social harmony and economic stability. Nevertheless, limited attention has been given to understanding how different forms of spending, rather than saving alone, influence people’s financial conditions and family well-being. This study aims to examine how various spending behaviors including experiential, impulsive, self-expressive, prosocial, and conspicuous spending affect financial well-being and, in turn, marital satisfaction among married individuals in Malaysia. Using a quantitative and deductive research design, data were gathered from 400 married respondents through a structured self-administered questionnaire. The analysis was conducted using Covariance-Based Structural Equation Modeling (CB-SEM) with the aid of AMOS software to validate the hypothesized relationships. The results show that prosocial and conspicuous spending have a significant positive impact on financial well-being, while impulsive spending demonstrates a negative influence. Moreover, financial well-being plays a crucial mediating role, exerting a significant positive effect on marital satisfaction. To enhance both financial stability and relationship satisfaction, individuals should cultivate mindful and responsible spending habits. The findings offer new perspectives for policymakers, businesses, and educators in fostering family harmony and economic empowerment through balanced spending and financial awareness.
Descriptive Analysis of Psychological and Demographic Resources Among Entrepreneurs Graduated from State Universities in Padang ., Agriqisthi; Abdul Wahab, Nadratun Nafisah; Rahman, Rafiduraida Abdul
Jurnal Ekonomi Manajemen dan Bisnis (JEMB) Vol. 4 No. 2 (2025): Juli-Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jemb.v4i2.3900

Abstract

This study provides a detailed descriptive analysis of the demographic profile and self-reported psychological resources essential for entrepreneurship among a cohort of nascent university graduates in Padang, West Sumatra, Indonesia. Facing increasing structural unemployment challenges, a sample of 150 fresh graduate entrepreneurs from state universities in Padang was examined. The analysis focused on descriptive statistics for key constructs: Entrepreneurial Resilience (R), Internal Locus of Control (ILOC), Achievement Motivation (AM), Materialism Motivation (MM), and Entrepreneurial Self-Efficacy (ESE). The findings reveal a highly persistent, dual-motivated (intrinsic mastery and extrinsic financial) cohort, with Materialism Motivation and Achievement Motivation items registering the highest mean scores. Conversely, while still high, self-efficacy in specific outcomes (ESE) demonstrated the lowest comparative mean. This descriptive insight highlights the strong, pragmatic drive—necessitated by the competitive urban environment—that underpins the pursuit of entrepreneurship in this emerging market. This paper establishes a crucial psychological profile for this demographic, offering foundational data for future intervention design and policy formulation.
Co-Authors ., Agriqisthi Harianto, Prayudi Rahman, Rafiduraida Abdul Shokory, Suzyanty Mohd Zainol, Zuraidah