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All Journal Al-bank: Journal of Islamic Banking and Finance
Kamila, Hana Rahmah
Unknown Affiliation
Religion Economics, Econometrics & Finance Social Sciences

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Analisis Akad Wakalah Pada Transaksi Financial Technology Syariah Putri, Citra Kirana Astika; Anggraini, Jihan; Kamila, Hana Rahmah; Al Fadli, Faisal; Suko, Fadhli
Al-bank: Journal of Islamic Banking and Finance Vol 3 No 1 (2023): January - June 2023
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v3i1.7963

Abstract

This study aims to analyze the application of the wakalah contract in the sharia fintech digital payment system in one of the sharia fintech service products in Indonesia. This type of research is a literature study with a quantitative descriptive approach. The results showed that the wakalah contract in Islamic financial technology transactions is allowed if the issuer and the parties organizing electronic money and digital financial service agents do not use an ijarah contract. This is in accordance with DSN-MUI Fatwa No. 10/DSN-MUI/IV/2000 concerning wakalah which applies rewards to wakalah contracts. Instead of renting services, the issuer represents its duties to the parties organizing electronic money including digital financial service agents. So that the results of this study can be a guideline in making and formulating policies.
Co-Authors Al Fadli, Faisal Anggraini, Jihan Putri, Citra Kirana Astika Suko, Fadhli