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All Journal Al Furqan: Jurnal Ilmu Al Quran dan Tafsir Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah
Mujadid, Shofam Amim
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Bai‘ Al-Salam dan Aplikasinya dalam Sistem Pre-Order Online Platform Tanifund Mujadid, Shofam Amim; Zen, Muhamad
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 3 No. 2 (2025)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v3i2.15410

Abstract

This study analyzes the suitability of the digital pre-order system with the bai' al-salam contract from a muamalah jurisprudence perspective, using the TaniFund platform as a model of contemporary practice. In principle, pre-orders share similar characteristics to salam, in that payment is made in advance for goods delivered later according to agreed specifications and timing. However, observations on TaniFund indicate potential Sharia inconsistencies, such as unclear commodity specifications, uncertain harvest times, the risk of product substitution, and possible production delays due to crop failure. Furthermore, the use of conventional protection schemes and the lack of Sharia-compliant dispute resolution mechanisms can give rise to elements of gharar (unclear risk) and injustice for both investors and farmers. This study uses a qualitative-descriptive approach through a study of classical fiqh literature, the DSN-MUI fatwa No. 05/DSN-MUI/IV/2000 on salam, and an analysis of practices on the TaniFund platform. The research results show that pre-orders can be declared valid according to Sharia if they fulfill the pillars and requirements of salam, and are supported by transparent digital mechanisms, written contracts, commodity verification, and Sharia-compliant risk mitigation schemes. Therefore, strengthening contracts, internal regulations, and user education are necessary to ensure that digital pre-order practices, including those at TaniFund, align with the principles of justice, legal certainty, and the welfare of the Islamic economy.
Interpretation of the Qur'anic Managerial Commentary on Caliphate, ‘Ibad, and Amanah in the Context of Human Responsibility Mujadid, Shofam Amim; Mahmud, Hamidullah
Al Furqan: Jurnal Ilmu Al Quran dan Tafsir Vol. 8 No. 2 (2025): Al Furqan: Jurnal Ilmu Al Quran dan Tafsir
Publisher : Jawa Timur: Prodi. Ilmu Al Quran dan Tafsir Fakultas Ushuluddin IAI Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/alfurqan.v8i2.4281

Abstract

The ongoing leadership crisis, low integrity, and weak organizational governance highlight the need for a managerial paradigm grounded not only in technical competence but also in moral and spiritual values. This article aims to reconstruct the Qur’anic concept of human responsibility by integrating three key notions—khalifah (leadership mandate), ‘ibad (servanthood and value orientation), and amanah (trust and accountability)—into the framework of Qur’anic Managerial Responsibility (QMR). The study employs a qualitative approach using thematic (maudhu‘i) interpretation and hermeneutical analysis, examined through the lens of contemporary Islamic management theory. Data are derived from Qur’anic verses, classical and modern tafsir literature, and scholarly works on Islamic leadership and management. The findings demonstrate that khalifah represents a strategic leadership mandate and sustainable stewardship, ‘ibad constitutes the spiritual–ethical foundation guiding leadership behavior, and amanah functions as a structure of moral and institutional accountability. The integration of these three pillars forms a holistic Qur’anic leadership model conceptualized as Leader–Servant–Trustee. Furthermore, the study shows that QMR is not merely theoretical but can be operationalized in Islamic finance, education, and business sectors through ethical governance and accountability practices. Theoretically, this research bridges the epistemological gap between Qur’anic exegesis and Islamic management studies, offering a value-based leadership framework relevant to contemporary organizational contexts.
Pengaruh Kepemimpinan dan Budaya Organisasi terhadap Kinerja Karyawan KSPPS BMT Ben Sejahtera Kroya Cilacap Mujadid, Shofam Amim; Turhamun, Turhamun
Co-Value Jurnal Ekonomi Koperasi dan kewirausahaan Vol. 16 No. 6 (2025): Co-Value: Jurnal Ekonomi, Koperasi & Kewirausahaan
Publisher : Program Studi Manajemen Institut Manajemen Koperasi Indonesia Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/67j2h673

Abstract

Kinerja karyawan merupakan bagian penting dari dunia perusahaan karena pertumbuhan perusahaan bergantung pada seberapa baik karyawan mengelolanya. Suatu perusahaan dapat berkembang ketika karyawannya berkolaborasi secara efektif. “Kinerja karyawan dipengaruhi oleh berbagai faktor, termasuk kepemimpinan dan budaya perusahaan. Studi ini bertujuan untuk mengetahui dampak kepemimpinan dan budaya organisasi terhadap kinerja karyawan di BMT Ben Sejahtera Kroya Cilacap. Penelitian ini menggunakan metodologi kausal kuantitatif. Studi ini mencakup populasi 31 individu dan sampel 31 responden. Data yang digunakan terdiri dari data primer yang dikumpulkan melalui kuesioner. Sebelum penelitian, instrumen tersebut telah menjalani penilaian validitas, reliabilitas, dan normalitas, yang melibatkan 31 karyawan BMT Ben Sejahtera Kroya Cilacap. Studi ini menunjukkan dampak positif Kepemimpinan dan Budaya Organisasi terhadap Kinerja Karyawan di BMT Ben Sejahtera Kroya Cilacap. Hasil penelitian menunjukkan bahwa nilai R-squared yang disesuaikan dalam analisis regresi linier berganda, yang menunjukkan proporsi varians yang dijelaskan oleh model, adalah 0,671. Data menunjukkan bahwa pengaruh gabungan variabel independen (Kepemimpinan dan Budaya Organisasi) terhadap variabel dependen (Kinerja Karyawan) adalah 67,1%.” Sebanyak 32,9% kinerja KSPPS BMT Ben Sejahtera Kroya Cilacap disebabkan oleh faktor eksternal.
Co-Authors Mahmud, Hamidullah Muhamad Zen Turhamun, Turhamun