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Analisis Kelayakan Usaha Menggunakan Diskonto dan Tanpa Diskonto UMKM ‘’HS Styrofoam’’ (Studi Kasus di Desa Pekalongan, Kecamatan Pekalongan, Lampung Timur, Lampung) Hafitsah, Nazila; Fadhilah, Indah; Sovia, Sabrina Tiara; Ramadhani, Novia Nazila; Shihab, Nazwa; Dian Fajarini
E-journal Field of Economics, Business and Entrepreneurship (EFEBE) Vol. 3 No. 1 (2025): Vol.3 No.1 (2025)
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/efebe.v3i1.314

Abstract

This study aims to analyze the business feasibility of the Kedai Sera This study aims to assess the business feasibility of HS Styrofoam in Lampung Timur using discounted and non-discounted financial analysis methods. The business supplies styrofoam decorations to meet increasing demand for creative and cost-efficient event decor. The study uses secondary data from projected financial reports (2021–2024). Results indicate that the business is financially feasible. The Net Present Value (NPV) is positive at Rp36,999,066, the Internal Rate of Return (IRR) is 29.14%, and the payback period is only 1.53 years. Other indicators also exceed standard thresholds for efficiency and profitability. Therefore, HS Styrofoam is an efficient and profitable business with fast capital recovery and strong potential for development.
Penerapan Augmented Taylor Rule pada Kebijakan Suku Bunga: Periode Sebelum Selama dan Pasca Krisis Awaluddin, Imam; Fadhilah, Indah
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 6 No. 2 (2026): Maret-April
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v6i2.4500

Abstract

The COVID-19 pandemic created major economic disruption and global uncertainty, questioning the reliability of the conventional Taylor Rule in guiding monetary policy. This study aims to examine changes in Bank Indonesia’s monetary policy reaction function across three phases: before, during, and after the COVID-19 pandemic. The study applies an Augmented Taylor Rule specification incorporating the inflation gap, output gap, real effective exchange rate (REER), and the Federal Funds Rate. Using a quantitative approach, monthly macroeconomic data from November 2014 to September 2025 are obtained from Bank Indonesia, the Central Statistics Agency, and international financial databases. The sample is divided into pre-pandemic, pandemic, and post-pandemic periods. Data are analyzed using the Autoregressive Distributed Lag (ARDL) model to estimate long-run relationships and short-run dynamics. The findings indicate that monetary policy behavior varies across phases. Prior to the pandemic, the policy rate response is largely inflation-oriented with limited sensitivity to output fluctuations. During the crisis, the reaction function becomes more flexible, responding to domestic economic contraction and external pressures. In the post-pandemic period, policy gradually normalizes, although global interest rates remain relevant. Overall, the results suggest that Bank Indonesia’s policy rule is adaptive to changing macroeconomic conditions rather than structurally fixed.