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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah
Ainil Fhadilah
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Religion Economics, Econometrics & Finance Education Library & Information Science Social Sciences Other

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Mengkonstruksi Makna Akad Dalam Produk Digital Bank Syariah: Analisis Fikih Kontemporer Ainil Fhadilah
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 7 No. 2 (2025): (September 2025)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v7i2.1161

Abstract

Akad yang yang biasanya dilakukan secara langsung, lisan, dan fisik kini berubah menjadi digital, non tatap muka, dan berbasis sistem otomatis. Perubahan ini menimbulkan pertanyaan penting mengenai keabsahan, validasi hukum, dan kesesuaian bentuk akad digital dengan prinsip-prinsip fikih muamalah klasik. Penelitian ini merupakan studi kualitatif normatif berbasis kepustakaan dengan pendekatan multidisipliner, meliputi pendekatan fikih normatif, maqashid al-shariah, hermeneutika hukum Islam, dan dekonstruksi. Analisis dilakukan secara tematik dan kritis terhadap struktur akad, validitas sighat digital, dan nilai-nilai keadilan dalam praktik digitalisasi bank syariah. Hasil penelitian menunjukkan bahwa akad digital secara hukum dianggap sah selama memenuhi rukun dan syarat, serta telah mendapatkan legitimasi dari lembaga fatwa. Namun, dari perspektif maqashid, bentuk digital berpotensi mengalami formalisasi dan kehilangan ruh substansial jika tidak disertai dengan internalisasi nilai-nilai kejujuran, kerelaan (ridha), dan tanggung jawab etis. Oleh karena itu, diperlukan dekonstruksi atas makna akad yang terlalu legalistik menuju pendekatan yang lebih holistik, kontekstual, dan spiritual sesuai tujuan syariah.  
IMPLEMENTASI ISLAMIC ENTREPRENEURSHIP MELALUI MANAJEMEN PENDIDIKAN DI SEKOLAH DASAR ISLAM TERPADU Ainil Fhadilah; Adilla, Ulfa; Yulia Friska, Sonia; Dewi Sara; Sopiati
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01, Maret 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.44319

Abstract

This study aims to analyze the implementation of Islamic entrepreneurship through educational management at SD IT Al-Akhyar Muara Bungo. This research employs a qualitative approach with a descriptive design. Data collection techniques include observation, interviews, and documentation, involving school principals, teachers, and students as research subjects. Data analysis was conducted through data reduction, data display, and conclusion drawing, while data validity was ensured through source and method triangulation.The findings reveal that the implementation of Islamic entrepreneurship at SD IT Al-Akhyar Muara Bungo is carried out through integration into learning activities, market day programs, and the habituation of Islamic values such as honesty, trustworthiness, responsibility, and hard work. Educational management plays a crucial role in the success of the program through systematic planning, organizing, implementation, and evaluation. Teachers act as facilitators in guiding students, while the support of school principals and parents strengthens program implementation. However, several challenges were identified, including limited instructional time, insufficient facilities, and varying levels of teacher competence in integrating Islamic entrepreneurial values. Nevertheless, the program has generally contributed positively to students’ character development, self-confidence, social skills, and financial literacy. Therefore, strengthening educational management, improving teacher competence, and developing a more structured curriculum are necessary to optimize and sustain the implementation of Islamic entrepreneurship.
Co-Authors Adilla, Ulfa Dewi Sara Sopiati Yulia Friska, Sonia