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All Journal Jurnal Riset Multidisiplin Edukasi AT-TAKLIM: Jurnal Pendidikan Multidisiplin
Arini Nurfaizah
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TANTANGAN DAN PELUANG PASAR MODAL DIERA DIGITAL DALAM MENINGKATKAN MINAT INVESTASI Fadali Rahman; Mohammad Redy; Arini Nurfaizah; Nurinda Aulia Fikni; Alfin Naila; Enjang Tri Fauwas
AT-TAKLIM: Jurnal Pendidikan Multidisiplin Vol. 2 No. 11 (2025): At-Taklim: Jurnal Pendidikan Multidisiplin (Edisi November)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/at-taklim.v2i11.1215

Abstract

The digital revolution has fundamentally transformed the capital market paradigm, offering new opportunities and challenges in boosting investment interest. The capital market in the digital era provides ease of access, transaction efficiency, and financial inclusion, but also faces challenges such as low financial literacy, cybersecurity risks, and regulations that are not sufficiently adaptive to technological advancements. This article aims to explore the dynamics of the capital market in the digital era, analyze the challenges and opportunities faced by market participants, and suggest strategies to overcome existing barriers. It is expected that this article will provide insights for stakeholders in enhancing the attractiveness of Indonesia’s capital market and supporting sustainable national economic growth.
PENERAPAN TOTAL QUALITY MANAGEMENT (TQM) SEBAGAI STRATEGI PENINGKATAN KEPUASAN PELANGGAN PADA INDUSTRI PERHOTELAN Arini Nurfaizah; Adam Ahmad; Muhammad Ali Hosen; Junaidi Efendi
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i6.2308

Abstract

Customer satisfaction at the Azana style Hotel in Pamekasan. Hotels are a service industry that includes lodging, food and beverage services, travel agencies and others, the hotel industry operates in the service sector This accommodation is also the same as other industries. Where it is growing and there are more and more hotel buildings in every place. Both in big cities and small towns. The main function of the hotel industry is as a temporary residence for guests who generally go on long trips, or carry out special and general activities and can also be a place for tourists who want to go on holiday, and can also be a place for meetings, gatherings, birthday events. , as well as wedding events. The aim of this research is to determine the application of total quality management (TQM) in an effort to increase customer satisfaction at the Azana style Hotel in Teluk Dalam City, South Nias Regency. This research uses qualitative research methods using data collection, data reduction and documentation techniques. The data analysis techniques are data collection, data reduction, data presentation and conclusion drawing. The sources of informants for this research are the leaders (owners) of the Azana style Hotel, general managers, employees and customers/guests of the Azana style Hotel. The results of this research show that implementing TQM can increase customer satisfaction if it is fully implemented or implemented. Where TQM refers to organizational change, starting from changes in structure, goals, leadership and the role of employees in achieving a goal. Total Quality Management (TQM) in an effort to increase customer satisfaction can also achieve total business excellence and competitiveness. Because customer satisfaction is the level of customer satisfaction after receiving the services provided by a business. Therefore, with the main elements in TQM that can be used as a reference in increasing customer satisfaction, namely focus on customers, obsession with quality, scientific approach, long-term commitment, teamwork, continuous system improvement, education and training, controlled freedom, unity of purpose, employee involvement and empowerment. If the TQM elements are fully implemented or implemented within the Azana style Hotel, it can increase customer satisfaction effectively and efficiently.
PENGARUH KEBIJAKAN MONETER TERHAP KINERJA LEMBAGA KEUANGAN Arini Nurfaizah; Umar Faruk; Moh. Norkholis; Ahmarul Fajar
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 6 (2026): Jurnal Riset Multidisiplin Edukasi (Juni 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i6.2323

Abstract

Monetary policy implemented by Bank Indonesia has a fundamental or significant impact on banking performance and economic growth in Indonesia. The primary objective of this policy is to achieve exchange rate stability, low inflation, and sustainable economic growth. The positive impact of monetary policy on Indonesia's economic growth is evident through financial system stability, stable interest rates, and maintained exchange rates. In addition, this monetary policy also affects banking performance through bank profitability, credit distribution, and bank asset quality. Economic growth is influenced by monetary policy through investment, consumption, and trade, where low interest rates and stable exchange rates play a central role in driving economic growth both in the long and short term.
Co-Authors Adam Ahmad Ahmarul Fajar Alfin Naila Enjang Tri Fauwas Junaidi Efendi Moh. Norkholis Mohammad Redy Muhammad Ali Hosen Nurinda Aulia Fikni Rahman, Fadali UMAR FARUK