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All Journal Salam (Islamic Economics Journal) WELFARE Jurnal Ilmu Ekonomi Bulletin of Artificial Intelligence
Khairani, Amelia
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Computer Science & IT Control & Systems Engineering Economics, Econometrics & Finance

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Implementasi Program Sekolah Rakyat di Kota Bengkulu: Analisis Fiskal, Sosial, dan Pendidikan Wardana, Mohamad Irfan Surya; Ismail, Ismail; Mursalin, Imam Abdurrahman; Sautomo, Sabar; Khairani, Amelia
WELFARE Jurnal Ilmu Ekonomi Vol 6, No 2 (2025): November
Publisher : Jurusan Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/wlfr.v6i2.16950

Abstract

This study aims to analyze the implementation of the People's School (Sekolah Rakyat, SR) Program in Bengkulu City, which is an educational initiative with a boarding school model targeting poor and extremely poor communities. The research applies a descriptive qualitative approach by supporting primary data from student surveys and secondary data from official government documents, the Regional Fiscal Study (Kajian Fiskal Regional, KFR), and statistics from the Central Bureau of Statistics (BPS). The findings indicate that the SR Program in Bengkulu has successfully enhanced students’ learning motivation, academic performance, discipline, and self-confidence, while also reducing the financial burden on their families. Large-scale fiscal investments through state budget allocation and direct assistance to students have generated positive impacts in both educational and socio-economic domains. However, major challenges include dependence on the state budget (APBN), limited availability of qualified teachers, disparities in general educational infrastructure, and insufficient socialization in remote areas. Penelitian ini bertujuan untuk menganalisis implementasi Program Sekolah Rakyat (SR) di Kota Bengkulu, yang merupakan inisiatif pendidikan berbasis asrama untuk masyarakat miskin dan miskin ekstrem. Pendekatan penelitian menggunakan metode kualitatif deskriptif dengan dukungan data primer dari survei kepada siswa serta data sekunder dari dokumen resmi pemerintah, laporan Kajian Fiskal Regional (KFR), dan data Badan Pusat Statistik (BPS). Hasil penelitian menunjukkan bahwa Program SR di Bengkulu berhasil meningkatkan motivasi belajar, prestasi akademik, disiplin, dan rasa percaya diri siswa, serta meringankan beban ekonomi keluarga. Investasi fiskal yang besar melalui alokasi APBN dan bantuan langsung kepada siswa telah memberikan dampak positif, baik di bidang pendidikan maupun sosial-ekonomi. Namun, tantangan utama meliputi ketergantungan pada APBN, keterbatasan tenaga pendidik berkualitas, kesenjangan infrastruktur pendidikan umum, serta keterbatasan sosialisasi di daerah terpencil.
Persepsi Pengguna terhadap Penggunaan AI dalam Kehidupan Sehari-hari Pendekatan Technology Acceptance Model (TAM) Br Situmeang, Sutrita; Khairani, Amelia; Fadillah, Rizkah
Bulletin of Artificial Intelligence Vol 4 No 2 (2025): October 2025
Publisher : Graha Mitra Edukasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62866/buai.v4i2.235

Abstract

The development of Artificial Intelligence (AI) technology has brought significant changes to various aspects of daily life, including information search, digital services, education, and social interaction. The presence of AI provides convenience, speed, and efficiency in completing various activities. However, the level of acceptance and utilization of AI within society still varies, influenced by users’ perceptions of ease of use, perceived benefits, and trust in the accuracy of information generated by AI. This study aims to analyze users’ perceptions and levels of acceptance of AI usage in everyday life in Indonesia using the Technology Acceptance Model (TAM) approach. The research method employed is descriptive quantitative, with data collected through a five-point Likert scale questionnaire. The questionnaire was distributed online to 35 respondents who had experience using AI technology. The variables analyzed include Perceived Ease of Use (PEOU), Perceived Usefulness (PU), Attitude Toward Using (ATU), Behavioral Intention to Use (BI), and Actual Use (AU). The results of the validity test indicate that all questionnaire items are valid, with calculated r-values greater than the r-table value of 0.334, while the reliability test produced a Cronbach’s Alpha value of 1.03, indicating that the research instrument has a very high level of internal consistency. Descriptive analysis shows that the PEOU variable achieved a percentage of 65%, PU 78%, ATU 72%, AU 75%, and BI 68%. These results indicate that respondents generally have positive perceptions toward the use of AI, particularly in terms of perceived usefulness and ease of use. These positive perceptions influence users’ attitudes, intentions to use, and actual use of AI in daily activities. Therefore, this study demonstrates that AI is well accepted by users and has strong potential to effectively support everyday activities.
PENGARUH KONTRIBUSI PENDAPATAN ASLI DAERAH DAN DANA TRANSFER TERHADAP KEMANDIRIAN FISKAL PEMERINTAH DAERAH DI PROVINSI BENGKULU Khairani, Amelia; Mustika, Nelda
Salam (Islamic Economics Journal) Vol. 8 No. 2 (2026): June 2026
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/aatwyq08

Abstract

This study aims to examine the effect of Regional Original Revenue (PAD), General Allocation Fund (DAU), Special Allocation Fund (DAK), and Revenue Sharing Fund (DBH) on regional financial independence. This research employed a quantitative approach using panel data regression analysis through the Common Effect Model (CEM), Fixed Effect Model (FEM), and Random Effect Model (REM), with model selection conducted using the Chow, Hausman, and Lagrange Multiplier tests. The results indicate that PAD has a positive and significant effect on regional financial independence, suggesting that higher local revenue enhances the ability of regional governments to finance development independently. In contrast, DAU, DAK, and DBH have negative and significant effects on regional financial independence, indicating that greater dependence on central government transfer funds tends to reduce regional fiscal autonomy. Therefore, optimizing local revenue sources is essential to strengthen regional financial independence and reduce dependency on intergovernmental transfers.
Kinerja Ekspor Indonesia Dalam Perspektif Makroekonomi:Pendekatan ARDL Ramah, Nabila Miftaahur; Khairani, Amelia
Salam (Islamic Economics Journal) Vol. 8 No. 2 (2026): June 2026
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/y81fdc63

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh inflasi, suku bunga, utang luar negeri, dan nilai tukar rupiah terhadap dolar AS terhadap ekspor barang dan jasa Indonesia periode 1986–2025. Penelitian ini menggunakan data sekunder yang diperoleh dari World Bank dengan pendekatan kuantitatif dan analisis Autoregressive Distributed Lag (ARDL) menggunakan aplikasi Stata. Hasil penelitian menunjukkan bahwa dalam jangka panjang variabel utang luar negeri berpengaruh positif dan signifikan terhadap ekspor barang dan jasa Indonesia, sedangkan suku bunga berpengaruh negatif dan signifikan. Sementara itu, inflasi dan nilai tukar rupiah terhadap dolar AS tidak berpengaruh signifikan dalam jangka panjang. Dalam jangka pendek, nilai tukar rupiah terhadap dolar AS berpengaruh negatif dan signifikan terhadap ekspor barang dan jasa Indonesia. Selain itu, nilai Error Correction Term (ECT) yang negatif dan signifikan menunjukkan adanya mekanisme penyesuaian menuju keseimbangan jangka panjang. Hasil penelitian ini memberikan bukti empiris bahwa stabilitas suku bunga, pengelolaan utang luar negeri yang produktif, serta stabilitas nilai tukar memiliki peran penting dalam mendukung kinerja ekspor Indonesia. Penelitian ini masih terbatas pada variabel inflasi, suku bunga, utang luar negeri, dan nilai tukar, sehingga penelitian selanjutnya disarankan menambahkan variabel lain seperti investasi asing, cadangan devisa, dan produk domestik bruto untuk memperoleh hasil yang lebih komprehensif.  Key words: Ekspor, Inflasi, Suku Bunga, Utang Luar Negeri, Nilai Tukar Rupiah, ARDL.
Co-Authors Br Situmeang, Sutrita Fadillah, Rizkah Ismail Ismail Mursalin, Imam Abdurrahman Mustika, Nelda Ramah, Nabila Miftaahur Sautomo, Sabar Wardana, Mohamad Irfan Surya