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All Journal JIMEK Jurnal Ilmiah Manajemen Dan Kewirausahaan
Wibowo, Erwin Sya’ban Ardi
Unknown Affiliation
Economics, Econometrics & Finance

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Ketika Gaya dan Kesadaran Menjadi Arah Baru Pilihan Konsumen Wibowo, Erwin Sya’ban Ardi; Chua, Agus Sandro; Saputra, Christian; Jackson, Jackson; Arifin, Felix Gerrard; Lim, Stephen
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 6 No. 1 (2026): Maret: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan (JIMEK)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v6i1.9147

Abstract

This study analyzes the influence of fashion consciousness on the intention to purchase secondhand shopping, with ecological consciousness functioning as a mediating variable. The increasing prominence of secondhand shopping consumption is widely associated with the notion of sustainable living, yet there remains growing concern regarding how this trend may disrupt the development and competitiveness of local fashion brands. Therefore, this study aims to explain the extent to which fashion awareness and ecological considerations shape purchasing decisions among Gen-Z consumers in Indonesia. A quantitative descriptive research method with a cross-sectional design was applied, involving 340 respondents collected through an online questionnaire. Data were processed using Structural Equation Modeling with the Partial Least Squares approach. The results demonstrate that fashion consciousness has a strong and significant influence on ecological consciousness and interest in secondhand shopping. Furthermore, ecological consciousness significantly strengthens secondhand purchase intention and mediates the relationship between fashion consciousness and sustainable shopping behavior. These findings indicate that environmental responsibility plays an essential role in transforming style-driven motivations into responsible consumption choices. The study contributes to the growing body of knowledge on sustainable consumer behavior while offering practical implications for industry stakeholders and local fashion brands to design strategies centered on sustainability, consumer education, and value-driven marketing that can enhance consumer engagement and strengthen the creative economic ecosystem.
Literasi Keuangan dan Kecemasan Finansial sebagai Penentu Penggunaan Fintech dan Perilaku Keuangan Wibowo, Erwin Sya’ban Ardi; Darwin, Darwin; Faderica, Jennyfer; Kwan, Juy Celina; Wijaya, Metta Julylia; Wijaya, Philip
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 1 (2026): Januari: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i1.6053

Abstract

Generation Z is a group that's very comfortable with digital technology and is the main group using financial technology, or fintech, services. They depend a lot on digital wallets, mobile banking, and PayLater services because these offer ease, quick access, and flexibility. However, even though they use fintech a lot, it doesn't always mean they make smart financial choices, which can lead to financial stress and poor financial decisions. This study looks at how financial knowledge affects the way Generation Z uses fintech, with financial anxiety acting as a middle factor. The research uses a quantitative method, where questionnaires were given to students who regularly use fintech services. The tools used in the study were based on established indicators of financial knowledge, financial anxiety, and fintech usage from past research. The data was analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results show that financial knowledge has a positive effect on both financial anxiety and fintech usage. Financial anxiety was also found to impact fintech usage and plays a role in how financial knowledge influences the use of fintech. These findings show that the financial behavior of young people isn't just about knowing financial things, but also about their mental state and how it affects their use of digital services. This study has important implications for creating better financial literacy programs and teaching young people how to use fintech healthily, so they can use it in a more responsible and sustainable way
Co-Authors Arifin, Felix Gerrard Chua, Agus Sandro Darwin Darwin Faderica, Jennyfer Jackson Jackson, Jackson Kwan, Juy Celina Lim, Stephen Saputra, Christian Wijaya, Metta Julylia Wijaya, Philip