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All Journal Nanggroe: Journal Of Scholarly Service Nanggroe: Journal of Scholarly Service
Sulistiawati, Rina
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Edukasi dan Implementasi Manajemen Keuangan dalam Upaya Peningkatan Kapasitas UMKM di Kelurahan Benda Baru, Kota Tangerang Selatan Suryani, Ani; Andini, Melly; Sulistiawati, Rina; Hidayat, Ismail Nur; N, Nofryanti; Saga, Baharudin
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 9 (2025): December 2025
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17850869

Abstract

The low level of financial management literacy among micro, small, and medium enterprises (MSMEs) remains a key barrier to effective and sustainable business operations. This community service program aims to enhance the understanding and skills of MSME actors in basic financial recording, cash flow management, SWOT analysis, and financial decision-making. The methods applied include socialization, technical training, practical simulations, technical assistance, and evaluation through pre-tests and post-tests. The results indicate a significant improvement in participants’ abilities to record daily transactions, prepare cash flow statements, calculate cost of goods sold, and assess their business position using SWOT analysis. Beyond knowledge enhancement, the program also generated positive behavioral changes and fostered the emergence of local leaders who initiated collaborative bookkeeping practices within the MSME community. This program proved effective in strengthening MSME financial capacity and promoting more accountable and sustainable business governance.
Edukasi dan Implementasi Manajemen Keuangan dalam Upaya Peningkatan Kapasitas UMKM di Kelurahan Benda Baru, Kota Tangerang Selatan Suryani, Ani; Andini, Melly; Sulistiawati, Rina; Hidayat, Ismail Nur; N, Nofryanti; Saga, Baharudin
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 9 (2025): December 2025
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17850869

Abstract

The low level of financial management literacy among micro, small, and medium enterprises (MSMEs) remains a key barrier to effective and sustainable business operations. This community service program aims to enhance the understanding and skills of MSME actors in basic financial recording, cash flow management, SWOT analysis, and financial decision-making. The methods applied include socialization, technical training, practical simulations, technical assistance, and evaluation through pre-tests and post-tests. The results indicate a significant improvement in participants’ abilities to record daily transactions, prepare cash flow statements, calculate cost of goods sold, and assess their business position using SWOT analysis. Beyond knowledge enhancement, the program also generated positive behavioral changes and fostered the emergence of local leaders who initiated collaborative bookkeeping practices within the MSME community. This program proved effective in strengthening MSME financial capacity and promoting more accountable and sustainable business governance.
Co-Authors Andini, Melly Ani Suryani Hidayat, Ismail Nur N, Nofryanti Saga, Baharudin