Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal AT-TAKLIM: Jurnal Pendidikan Multidisiplin
Ali Achmad Muhajir
Unknown Affiliation
Other

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
TINJAUAN HUKUM ISLAM TERHADAP SISTEM PEMBAYARAN DIGITAL DALAM PLATFORM E-COMMERCE Ali Achmad Muhajir; Mohammad Ridwan
AT-TAKLIM: Jurnal Pendidikan Multidisiplin Vol. 2 No. 12 (2025): At-Taklim: Jurnal Pendidikan Multidisiplin (Edisi Desember)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/at-taklim.v2i12.1363

Abstract

The rapid development of digital transactions in e-commerce platforms has introduced various payment innovations, including e-wallets, virtual accounts, debit/credit cards, QRIS, and paylater services. This study aims to analyze the compliance of these digital payment methods with Islamic legal principles, particularly regarding contracts, fairness, public interest, and the prohibition of riba, gharar, and maisir. Using a library research approach, this study reviews literature on Islamic commercial law, regulations issued by OJK and BI, and relevant DSN-MUI fatwas. The findings indicate that most digital payment methods can be considered sharia-compliant as long as the transactional mechanisms are transparent and free from prohibited elements. However, paylater services still pose significant risks of riba due to interest charges and late payment penalties. Therefore, a stronger sharia compliance framework and integrated regulatory supervision are required to ensure that digital payment systems align with Islamic principles.
Co-Authors Mohammad Ridwan