Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Ahammi, Ihyani Syithrotul
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Pengaruh Pembiayaan Bagi Hasil dan Tingkat Kesehatan Bank Terhadap Kinerja Keuangan dengan Pembiayaan Bermasalah Sebagai Variabel Moderasi di Bank Umum Syariah di Indonesia Tahun 2021-2024 Ahammi, Ihyani Syithrotul; Arifiansyah, Farhadi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 12 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i12.10045

Abstract

This study examines the effect of profit sharing finacing and bank health level on the financial performance of Islamic Commercial Banks in Indonesia, with Non Performing Financing (NPF) as a moderating variable. Using regression analysis on secondary data from 2021-2024, the findings reveal that the Financing to Deposito Ratio (FDR) has a significant positive effect on Return on Assets (ROA), while profit sharing financing, Capital Adequacy Ratio (CAR), BOPO, and NPF show no significant effect. Moreover, NPF does not moderate the relationship among variables, indicating that optimizing financing distribution remains essential for improving profitability. These results contribute to the literatur and provide pratical recommendations for bank management and regulators.
Co-Authors Arifiansyah, Farhadi