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All Journal Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah ANWARUL: Jurnal Pendidikan dan Dakwah
Hari Risky Syahputra
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Religion Economics, Econometrics & Finance Education Social Sciences Other

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Takaful Batasan Gharar dalam Asuransi Syariah: Analisis Fiqh Klasik dan Model Takaful Kontemporer Hari Risky Syahputra; Muhamad Zen
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.28807

Abstract

Gharar is a concept that should be avoided due to the uncertainty inherent in financial transactions according to Islamic law. In conventional insurance practices, the element of gharar is considered quite dominant, especially in terms of uncertainty in a contract. This study aims to analyze the limitations of gharar based on the perspective of classical Islamic jurisprudence and how the principles of the takaful model become a form of contemporary insurance. This study uses a qualitative method with a comparative descriptive analysis approach to classical Islamic jurisprudence literature on takaful practices. The results of this study indicate that gharar fahisy (severe) is strictly prohibited, while gharar light (Yasir) can be tolerated in contracts (tabarru) and with the application of the principles of transparency, fairness, and separation of participant and manager funds. This study concludes that Islamic insurance, through the takaful system, has succeeded in significantly minimizing gharar in accordance with Islamic jurisprudence, thus becoming an ethical and Sharia-compliant financial solution.
Model Segmentasi dan Positioning Dakwah Digital PBNU dalam Penguatan Literasi Ekonomi Umat Islam Hari Risky Syahputra; Muhamad Zen; Fatmawati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i2.31235

Abstract

Penelitian ini membahas model segmentasi dan positioning dakwah digital yang dilakukan oleh Pengurus Besar Nahdlatul Ulama (PBNU) dalam upaya memperkuat literasi ekonomi Islam di era digital. Perkembangan teknologi informasi telah mendorong transformasi dakwah dari metode konvensional menuju platform digital yang lebih interaktif, adaptif, dan luas jangkauannya. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif untuk menggambarkan secara mendalam strategi komunikasi dakwah digital PBNU. Hasil penelitian menunjukkan bahwa segmentasi audiens dilakukan secara komprehensif berdasarkan aspek demografis, psikografis, dan perilaku digital, sehingga pesan dakwah dapat disesuaikan dengan karakteristik masing-masing kelompok. Sementara itu, positioning dakwah digital PBNU dibangun sebagai gerakan yang moderat, inklusif, solutif, dan relevan dengan kebutuhan ekonomi umat. Melalui pemanfaatan berbagai platform digital, konten dakwah tidak hanya bersifat normatif, tetapi juga aplikatif dalam bentuk edukasi ekonomi syariah, kewirausahaan, dan pengelolaan keuangan berbasis Islam. Model segmentasi dan positioning yang tepat dalam dakwah digital terbukti mampu meningkatkan literasi ekonomi Islam, memperluas partisipasi masyarakat, serta mendorong pemberdayaan ekonomi umat secara berkelanjutan di era media sosial.
Genealogi Pemikiran Lembaga Dakwah Hari Risky Syahputra; Hasna Azhaari; Muhammad Firdaus; Muhammad Yakub
ANWARUL Vol 6 No 2 (2026): APRIL
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/anwarul.v6i2.9492

Abstract

This study was motivated by the importance of understanding the genealogy of thought concerning dakwah institutions through tracing the historical development and institutional transformation of dakwah from the classical, modern, to the contemporary period. This study aims to explain how dakwah institutions were formed, developed, and adapted to social, political, and technological changes in each phase of Islamic history. This study used a qualitative approach with a secondary data analysis method through a historical-philosophical approach to examine the dynamics of thought and practice of dakwah institutions. The results of the study show that in the classical period, dakwah institutions were centered on the mosque institution, which functioned as a center of worship, education, and community organization since the time of the Prophet. During the Khulafaur Rasyidin period, dakwah began to undergo a process of institutionalization through strengthening the structure of government, managing community administration, and expanding Islamic territory, which encouraged the emergence of more organized dakwah mechanisms. Entering the modern period, various dakwah institutions emerged, such as Muhammadiyah, Nahdlatul Ulama, Persatuan Islam, and Hizbut Tahrir Indonesia, which brought diverse patterns of thought, methods, and dakwah strategies in accordance with their respective ideological and social orientations. Meanwhile, in the contemporary era, dakwah institutions underwent transformation through institutional professionalization, the digitalization of dakwah media, and the strengthening of global networks. However, these developments also gave rise to various problems, such as the commercialization of dakwah, the fragmentation of religious authority, and challenges in maintaining the substance of dakwah values amid the development of modern society’s thought. This study emphasizes that the genealogy of thought concerning dakwah institutions shows continuity, change, and dynamic adaptation in accordance with the historical context, while also expanding understanding of the development of dakwah institutions in Muslim society.
Co-Authors Fatmawati Fatmawati Hasna Azhaari Muhamad Zen Muhammad Firdaus Muhammad Yakub