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All Journal Tasharruf : Journal of Islamic Economics and Business
C, Nailatul Khoiriyah
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Economics, Econometrics & Finance

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Hubungan Antara Faktor Lingkungan Usaha Dengan Keberhasilan Kinerja Koperasi C, Nailatul Khoiriyah; Nisa’, Khoirun
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 1 (2021): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i1.76

Abstract

This research is descriptive research, while the method used is the survey method at the Tani Sadar cooperative and the Gunung Madu cooperative. In this study, 20 samples were used for each cooperative which were determined based on simple random sampling. Data analysis used descriptive analysis and analysis tables. The results in this study are as follows: 1) The condition of the business environment of the Tani Sadar cooperative and the Gunung Madu cooperative has a medium category 2) the successful performance of the Tani Sadar cooperative and the Gunung Madu cooperative has a category 3) there is a tendency of the relationship between the business environment and the successful performance. Suggestions that can be given regarding this research are: 1) the government and NGOs as facilitators, must support and develop cooperatives to be independent so that cooperatives do not always depend on facilitators. With the existence of independence, the cooperative will exist. 2) The management of the cooperative must often conduct counseling to its members, this is to create a sense of trust in the members of the cooperative so that members will participate more often in activities. 3) cooperatives must be more open to their members so that members will feel confident in the cooperative
Faktor dan Dampak TKW Terhadap Kondisi Sosial Ekonomi Keluarga Petani C, Nailatul Khoiriyah; Mardia, Konita
Tasharruf : Journal of Islamic Economics and Business Vol. 2 No. 2 (2021): Tasharruf : Journal of Islamic Economics and Business (November)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v2i2.79

Abstract

Poverty is a global problem, often associated with needs, difficulties and deficiencies in various living conditions, especially in the agricultural sector. The picture of material shortages which usually includes daily needs for food, clothing, housing, and health services. The problem of poverty in rural areas is more commonly found in dry land-based areas, and the symptoms of poverty are caused, among others, by the relatively less natural carrying capacity, Socio-economic infrastructure is not evenly distributed and institutions have not yet reached the local community and the quality of human resources is still relatively low. This study aims to describe: (1). What are the factors that cause peasant women to become migrant workers abroad, (2). Describe the impact of international migration of female workers (TKW, on the socio-economic conditions of the farming families left behind, while the TKW is abroad, 3) Describe the impact of international migration of female workers (TKW), on the socio-economic conditions of farming families, after TKW returns to their home area The results of this study are as follows: the study shows there are (1) factors that influence respondents to make international migration which are grouped into three parts, namely: personal factors, push factors, pull factors. The amount of remittance contributions for basic household needs. The chosen business capital is trading or opening a shop, while savings or savings are in the form of jewelry because according to them jewelry is also useful to show prestige in society.
Perilaku Masyarakat dalam Mengambil Keputusan Memperoleh Pinjaman Uang pada Rentenir Ditinjauan dari Ekonomi Islam : di Desa Bajangan Kecamatan Gondang Wetan Pasuruan C, Nailatul Khoiriyah; Labibi, silda
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Tasharruf : Journal of Islamic Economics and Business (Mei)
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55757/tasharruf.v3i1.87

Abstract

This study shows people's behavior in making decisions to get money loans to moneylenders, to increase economic income, because not all people have sufficient capital to build their businesses. This condition makes it difficult for people, including small traders, to build their businesses. So that most people turn to borrow from moneylenders. This type of research uses qualitative research, while the research location is carried out in Bajangan Village, Gondangwetan District, Pasuruan. The approach used in this study uses a phenomenological approach model, in this study using two data sources, namely primary data and secondary data. Data analysis is done by working with data, organizing data, sorting it into units so that it can be managed. The results of the study show that people's behavior knows the law about the prohibition of usury carried out by moneylenders. However, there are many needs that force people to use the services of loan sharks. There are also many people who feel helped by the existence of the moneylender market because their presence can help the community's needs which sometimes suddenly become urgent. Furthermore, the ease of the loan process and without making agreements on paper only uses the basis of trust between the community and moneylenders, besides that there are no guarantees and there are no restrictions on borrowing.
Co-Authors Labibi, silda Mardia, Konita Nisa’, Khoirun