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Blockchain-based Smart Contract for Decentralized Marketplace Yutia, Syifa Nurgaida; Zaini Fathiana, Rana; Zahrotul Fajriyah, Siti
JOIV : International Journal on Informatics Visualization Vol 6, No 2-2 (2022): A New Frontier in Informatics
Publisher : Society of Visual Informatics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/joiv.6.2-2.1121

Abstract

The advance of information technology has a growing influence on one of the most popular social trends: online shopping. The rising popularity of online shopping among the general public, as indicated by the growth in the number of online purchasers each year, has prompted business owners to pursue online ventures. The marketplace is intrinsically tied to online buying activity that connects merchants and customers, allowing customers to search for various goods and services from various providers. However, service failures are vulnerable to centralized market systems that emerge frequently. When the company's services to customers fail to satisfy consumer expectations. A breakdown in purchasing and selling essential services, including product delivery and customer support, is referred to as service failure. As a result, not only does this harm confidence, but it may also cause clients to migrate to an alternative marketplace. The marketplace's competitiveness is based on consumer confidence. The decentralized marketplace can address this security concern. A decentralized marketplace is meant to build a system that does not require the confidence of a third party using blockchain technology and smart contracts that can record all transactions clearly and consistently, allowing them to serve as a single point of truth between distrusting entities. The findings largely support the feasibility of Ethereum Smart Contracts to construct a decentralized marketplace. However, there are some places where further study and development are needed.
FinTech Syariah Dan Implikasinya Terhadap Praktik Akuntansi: Literature Review Yuliafitri, Indri; Hapsari, Nabela; Zahrotul Fajriyah, Siti
Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika Vol 4 No 2 : Desember (2025): Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan
Publisher : Shofanah Media Berkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of financial technology (FinTech) has driven significant transformation in the financial industry, including the Islamic finance sector. Islamic FinTech emerges as an innovation that integrates digital technology with Sharia principles, such as fairness, transparency, and the prohibition of riba. However, the rapid growth of Islamic FinTech raises various implications for accounting practices, particularly in terms of recognition, measurement, presentation, and disclosure of digital-based transactions. This study aims to comprehensively review the development of Islamic FinTech and its implications for accounting practices through a literature review approach. The research method involves reviewing relevant national and international journal articles published within the last five years. The findings indicate that Islamic FinTech influences changes in business models, increases the complexity of digital transaction recording, and requires adjustments in Islamic accounting standards and policies. Furthermore, key challenges identified include regulatory issues, Sharia compliance, data security, and the readiness of accounting human resources. This study is expected to contribute theoretically to the development of Islamic accounting literature and serve as a practical reference for academics, practitioners, and regulators in addressing the dynamics of Islamic FinTech.