Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
P-Index
This Author published in this journals
All Journal al-Afkar, Journal For Islamic Studies Al-Ibnor : Jurnal Kependidikan Indonesia Economic Journal
Beni Andriano
Unknown Affiliation
Economics, Econometrics & Finance Education Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Dominasi Shopee dalam Arus Globalisasi Digital dan Kapitalisme terhadap Pasar Tradisional dan Ekonomi Lokal Lisa Wahyuni; Beni Andriano; Dwi Wardoyo
Indonesia Economic Journal Vol. 1 No. 2 (2025): DESEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/pyd9p702

Abstract

Globalization is a phenomenon of increasingly intensive global connectivity through the flow of information, capital, and culture across countries. In its development, globalization cannot be separated from capitalism, which is the main driver of market expansion and capital accumulation. This article aims to analyze the relationship between globalization and capitalism in constructing the dynamics of contemporary society, the problems they cause, and efforts to mitigate their negative impacts. The method used is a literature study by reviewing various relevant literature from books, journals, and online sources. The results of the study indicate that capitalism utilizes globalization to expand market dominance, which in turn results in socio-economic inequality, cultural homogenization, labor exploitation, environmental damage, and the weakening of state sovereignty. However, globalization also opens opportunities for economic growth, technological innovation, and global community integration. Therefore, efforts to mitigate its negative impacts need to be carried out through strengthening local, people-based economies, critical education, protective state regulations, and strengthening civil society movements. In conclusion, globalization and capitalism must be understood critically so that they can be utilized as opportunities and managed to prevent the reproduction of injustice.
Analisis Efektivitas Aplikasi SIHALAL dalam Mempercepat Proses Sertifikasi Halal bagi UMKM di Kabupaten Kapuas Bidin; Agus Rifai; Beni Andriano
AL-IBNOR Vol. 3 No. 2 (2026): AL-IBNOR
Publisher : STAI Kuala Kapuas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63849/alibnor-vol3-no2-2026-id170

Abstract

This study aims to analyze the effectiveness of the SIHALAL application developed by the Halal Product Guarantee Agency (BPJPH) in accelerating the halal certification process for Micro, Small, and Medium Enterprises (MSMEs) in Kapuas Regency, Central Kalimantan. The method used is descriptive qualitative with a case study approach to understand the extent to which the implementation of the SIHALAL application can improve service efficiency, process transparency, and ease of access for business actors. The results of the study show that the implementation of SIHALAL has contributed significantly to accelerating the halal certification process, with the number of certified MSMEs increasing from 220 units in 2022 to 512 units in 2024. This application has also been able to reduce the time required to apply for certification from 3-6 months to one to two months. However, the effectiveness of SIHALAL is still hampered by low digital literacy, limited internet access in rural areas, and a lack of technical assistance for MSME players. This study emphasizes that optimizing SIHALAL requires support from local governments, halal assistance institutions, and capacity building for business actors so that the halal certification digitization system can run more effectively and sustainably in supporting the strengthening of the sharia economic ecosystem in the region.
Syirkah Contract Scheme as an Alternative Property Financing in Collaboration between Islamic Banks and Developers Beni Andriano; Tri Hidayati
al-Afkar, Journal For Islamic Studies Vol. 9 No. 1 (2026)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v9i1.2497

Abstract

This article discusses the application of shirkah contracts, particularly the Musyarakah Mutanaqisah (MMQ) scheme, in property financing by Islamic financial institutions. Shirkah contract is a form of business cooperation based on the principle of bearing risks and profits proportionally. MMQ is one of the relevant contemporary implementations of shirkah in the property sector, where the bank and the customer have joint ownership of the asset (house), and the customer gradually takes over the ownership. This research uses a descriptive qualitative method with a literature study approach from literature, fatwas, financial institution reports, and reliable media articles. The results show that although MMQ has been used by several Islamic banks in Indonesia, its application is still limited to bilateral relationships between banks and customers. Opportunities for strengthening shirkah contracts in the property sector can be done through strategic cooperation between Islamic banks and developers, which allows project financing from the early stages of development. The article also identifies challenges to MMQ implementation, such as low Islamic financial literacy, regulatory limitations, and financing risks. Therefore, synergy between financial authorities, the property industry, and the public is needed to optimize the role of MMQ in sharia-based property development.
Co-Authors Agus Rifai Bidin Dwi Wardoyo Lisa Wahyuni Tri Hidayati