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Ridho Rambu Bassae
Universitas Negeri Jakarta
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Peningkatan Literasi Keuangan melalui Pelatihan Pengelolaan Keuangan Berbasis Excel Bagi Siswa SMP Negeri 93 Jakarta Putri Harynai; Septi Nurmalita; Siti Halizah Salsabilla; Ridho Rambu Bassae
Jurnal Bersama Pengabdian Kepada Masyarakat (SAMAMAS) Vol. 1 No. 4 (2025): Desember 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/samamas.v1i4.310

Abstract

Financial knowledge remains a challenge for middle school students in Indonesia, particularly those at SMP Negeri 93 Jakarta, where many students come from families with limited access to financial education. This issue is underscored by the national financial literacy rate, which stands at a mere 38,03%, as reported by the Financial Services Authority. In response to this pressing need, this study aimed to evaluate the effectiveness of a practical, technology based financial literacy training workshop for junior high school students. The workshop, conducted over one day, was structured in three key stages included pre-test administered via Google Form to assess baseline knowledge, an interactive training session that emphasized essential concept of financial planning and budgeting practices using excel, and a posttest to measure the improvement in understanding. The results showed a significant enhancement in student’s knowledge and awareness regarding personal finance management. This program demonstrates that a straightforward application-based approach can serve as an effective model for financial literacy education, offering potential for replication in other school through collaboration between universities, schools, and local communities.
Peningkatan Literasi Keuangan Siswa SMKS Bani Adna melalui Pelatihan Perencanaan Keuangan Pribadi Berbasis Excel Septi Nurmalita; Putri Haryani; Siti Halizah Salsabilla; Ridho Rambu Bassae
Jurnal Bersama Pengabdian Kepada Masyarakat (SAMAMAS) Vol. 1 No. 3 (2025): September 2025
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/samamas.v1i3.311

Abstract

The low level of financial literacy among Indonesian youth remains a serious challenge, particularly for vocational high school (SMK) students who are being prepared to enter the workforce. This community service program aims to enhance students’ financial literacy through personal financial planning training using Microsoft Excel, conducted at SMKS Bani Adna, Bojong Loa Village, Tangerang Regency. The method employed was a one-day workshop consisting of three stages: a Google Form–based pre-test, an interactive training session emphasizing fundamental concepts of personal financial management and budgeting practices using Excel, and a post-test to measure students’ improvement in understanding. The training results indicated a significant increase in students’ financial understanding, with the highest improvement of 10.26% observed in the aspect of daily expense recording. A total of 93% of participants found the Excel template easy to use, and 89% expressed interest in joining follow-up training sessions. This program demonstrates that a simple technology-based approach can effectively enhance students’ financial literacy while offering opportunities for replication in other schools through collaboration among universities, schools, and local communities.
Co-Authors Putri Haryani Putri Harynai Septi Nurmalita Siti Halizah Salsabilla