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All Journal Jurnal Kajian Hukum Dan Kebijakan Publik Jurnal CENDIKIA ISNU Jurnal Cendikia ISNU SU
Andhika Bayu Pranata
Universitas Islam Negeri Sumatera Utara
Religion Arts Humanities Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Legal Protection for Policyholders in Motor Vehicle Insurance Syifa Arinda; Devani Agustia; Ahmad Mufti Farid Nababan; Andhika Bayu Pranata; M Farhan Maulana Nst
Jurnal Cendikia ISNU SU Vol. 1 No. 3 (2024): Vol 1. No 3 Des 2024 : JCISNU
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jcisnu.v2i2.847

Abstract

This study examines legal protection for policyholders in motor vehicle insurance using a literature review approach. Legal protection is a crucial aspect of the relationship between insurance companies and policyholders, particularly in guaranteeing the rights that policyholders should receive as stipulated in the insurance policy. This study highlights the role of law in protecting against potential injustice arising from claim rejections or discrepancies between promised services and actual performance. This study also explores the basic principles of insurance contracts, the obligations of insurance companies, and the rights of policyholders. Furthermore, it discusses the forms of dispute resolution available when disputes arise between policyholders and insurance companies, both through litigation and non-litigation mechanisms. The results of this literature review indicate that legal protection for policyholders is highly dependent on the clarity of the insurance contract, the understanding of the law by both parties, and the effectiveness of dispute resolution institutions in upholding justice. Therefore, it is necessary to improve legal education for policyholders and strengthen regulations in insurance practices to create a fair, transparent, and balanced relationship between insurance companies and policyholders.
Legal Protection for Policyholders in Motor Vehicle Insurance Syifa Arinda; Devani Agustia; Ahmad Mufti Farid Nababan; Andhika Bayu Pranata; M Farhan Maulana Nst
Jurnal Cendikia ISNU SU Vol. 1 No. 3 (2024): Vol 1. No 3 Des 2024 : JCISNU
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/jcisnu.v2i2.847

Abstract

This study examines legal protection for policyholders in motor vehicle insurance using a literature review approach. Legal protection is a crucial aspect of the relationship between insurance companies and policyholders, particularly in guaranteeing the rights that policyholders should receive as stipulated in the insurance policy. This study highlights the role of law in protecting against potential injustice arising from claim rejections or discrepancies between promised services and actual performance. This study also explores the basic principles of insurance contracts, the obligations of insurance companies, and the rights of policyholders. Furthermore, it discusses the forms of dispute resolution available when disputes arise between policyholders and insurance companies, both through litigation and non-litigation mechanisms. The results of this literature review indicate that legal protection for policyholders is highly dependent on the clarity of the insurance contract, the understanding of the law by both parties, and the effectiveness of dispute resolution institutions in upholding justice. Therefore, it is necessary to improve legal education for policyholders and strengthen regulations in insurance practices to create a fair, transparent, and balanced relationship between insurance companies and policyholders.
Penegakan Hukum Terhadap Tindak Pidana Pencurian Kendaraan Bermotor Studi Kasus Kota Medan Lukman Hakim; Si Putri A Pramudinta; Andhika Bayu Pranata
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 2 No. 4 (2025): Januari - Februari
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/42e54f88

Abstract

The purpose of this study was to determine the law enforcement of the crime of the theft of motor vehicles (curanmor) is one of the important efforts in maintaining security and public order. This research uses quantitative methods (internet research and court decisions) and research. The crime of curanmor, which often occurs in various regions, causes significant material losses and affects the sense of public security. Law enforcement against this crime involves a series of actions ranging from investigation, arrest, confiscation of evidence, to the judicial process. This research examines the effectiveness of law enforcement carried out by the police, obstacles faced in the handling process, and solutions that can be implemented to improve the effectiveness of handling curanmor crimes. It was found that constraints such as limited personnel, lack of supporting technology, and organized networks of perpetrators are the main factors that hinder law enforcement efforts. The proposed recommendations include increasing cooperation between agencies, optimizing the use of technology, and improving the quality of police human resources to face the challenges of increasingly complex crimes.
Co-Authors Ahmad Mufti Farid Nababan Devani Agustia Lukman Hakim M Farhan Maulana Nst Si Putri A Pramudinta Syifa Arinda