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All Journal KREATIF: Jurnal Pengabdian Masyarakat Nusantara Optimal: Jurnal Ekonomi dan Manajemen
Olivia L.E Tomasowa
Universitas Nusa Cendana
Economics, Econometrics & Finance Education Engineering Health Professions Law, Crime, Criminology & Criminal Justice

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Pengaruh Jumlah Penduduk, Pengangguran dan Pendidikan terhadap Tingkat Kemiskinan di Wilayah Indonesia Bagian Timur Tahun 2019-2023 Leony Angelica Weru; Novi Theresia Kiak; Olivia L.E Tomasowa
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 1 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i1.5687

Abstract

This study aims to analyze the effect of population, unemployment rate, and education level on poverty levels in eastern Indonesia in 2019–2023. This study is a quantitative study with a descriptive approach using secondary data obtained from official publications of the Central Statistics Agency and other reliable sources. The analysis method used is the panel data regression analysis technique. The results of the study indicate that partially the variables of population, unemployment rate, and education level have a significant effect on poverty levels. Simultaneously, these three variables also have a significant effect on poverty levels in eastern Indonesia. These findings indicate that increasing education and decreasing unemployment rates can be effective strategies in reducing poverty. This study is expected to be a reference for local governments in formulating more targeted and sustainable socio-economic development policies.
Efektivitas dan Efisiensi Sistem Pembayaran Non Tunai Quick Response Indonesia Standard (QRIS) dalam Mempengaruhi Inklusi Keuangan Mahasiswa FEB Undana Konsetrasi Perbankan Carles Yulius Bata Mbani; Maria Indriyani Hewe Tiwu; Olivia L.E Tomasowa
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 6 No. 2 (2026): Juni: OPTIMAL: Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v6i2.10723

Abstract

This study aims to determine the effectiveness of the Quick Response Indonesia Standard (QRIS) non-cash payment system in influencing financial inclusion of students at the Faculty of Economics and Business, Nusa Cendana University, Kupang. To determine the efficiency of the Quick Response Indonesia Standard (QRIS) non-cash payment system in influencing financial inclusion of students at the Faculty of Economics and Business, Nusa Cendana University, Kupang. To determine the effectiveness and efficiency of the Quick Response Indonesia Standard (QRIS) non-cash payment system in influencing financial inclusion among students at the Faculty of Economics and Business, Nusa Cendana University, Kupang. This study employed a descriptive quantitative approach. In this study, researchers obtained results derived from the types and sources of data. The data sources used in this study were primary data. The population and sample were all FEB Undana students majoring in monetary banking. The instrument tests used in this study included validity and reliability. Data analysis used multiple linear regression analysis, partial t-test, simultaneous t-test (F-test), and the coefficient of determination (R2). The results showed that both effectiveness and efficiency had a significant effect on financial inclusion, indicating that effectiveness and efficiency had a positive effect on financial inclusion. Based on the simultaneous test results, effectiveness and efficiency simultaneously had a positive and significant effect on financial inclusion. Therefore, Ho was rejected and Ha was accepted. This means that effectiveness and efficiency variables simultaneously influence financial inclusion.
Co-Authors Carles Yulius Bata Mbani Leony Angelica Weru Maria Indriyani Hewe Tiwu Novi Theresia Kiak