Article Per Year (5 Year)
p-Index From 2021 - 2026
0.751
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Bisnis dan Organisasi KREATIF: Jurnal Pengabdian Masyarakat Nusantara Optimal: Jurnal Ekonomi dan Manajemen
Olivia L.E Tomasowa
Universitas Nusa Cendana
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Pengaruh Jumlah Penduduk, Pengangguran dan Pendidikan terhadap Tingkat Kemiskinan di Wilayah Indonesia Bagian Timur Tahun 2019-2023 Leony Angelica Weru; Novi Theresia Kiak; Olivia L.E Tomasowa
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 1 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i1.5687

Abstract

This study aims to analyze the effect of population, unemployment rate, and education level on poverty levels in eastern Indonesia in 2019–2023. This study is a quantitative study with a descriptive approach using secondary data obtained from official publications of the Central Statistics Agency and other reliable sources. The analysis method used is the panel data regression analysis technique. The results of the study indicate that partially the variables of population, unemployment rate, and education level have a significant effect on poverty levels. Simultaneously, these three variables also have a significant effect on poverty levels in eastern Indonesia. These findings indicate that increasing education and decreasing unemployment rates can be effective strategies in reducing poverty. This study is expected to be a reference for local governments in formulating more targeted and sustainable socio-economic development policies.
Efektivitas dan Efisiensi Sistem Pembayaran Non Tunai Quick Response Indonesia Standard (QRIS) dalam Mempengaruhi Inklusi Keuangan Mahasiswa FEB Undana Konsetrasi Perbankan Carles Yulius Bata Mbani; Maria Indriyani Hewe Tiwu; Olivia L.E Tomasowa
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 6 No. 2 (2026): Juni: OPTIMAL: Jurnal Ekonomi dan Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v6i2.10723

Abstract

This study aims to determine the effectiveness of the Quick Response Indonesia Standard (QRIS) non-cash payment system in influencing financial inclusion of students at the Faculty of Economics and Business, Nusa Cendana University, Kupang. To determine the efficiency of the Quick Response Indonesia Standard (QRIS) non-cash payment system in influencing financial inclusion of students at the Faculty of Economics and Business, Nusa Cendana University, Kupang. To determine the effectiveness and efficiency of the Quick Response Indonesia Standard (QRIS) non-cash payment system in influencing financial inclusion among students at the Faculty of Economics and Business, Nusa Cendana University, Kupang. This study employed a descriptive quantitative approach. In this study, researchers obtained results derived from the types and sources of data. The data sources used in this study were primary data. The population and sample were all FEB Undana students majoring in monetary banking. The instrument tests used in this study included validity and reliability. Data analysis used multiple linear regression analysis, partial t-test, simultaneous t-test (F-test), and the coefficient of determination (R2). The results showed that both effectiveness and efficiency had a significant effect on financial inclusion, indicating that effectiveness and efficiency had a positive effect on financial inclusion. Based on the simultaneous test results, effectiveness and efficiency simultaneously had a positive and significant effect on financial inclusion. Therefore, Ho was rejected and Ha was accepted. This means that effectiveness and efficiency variables simultaneously influence financial inclusion.
ANALYSIS OF THE INFLUENCE OF RUPIAH EXCHANGE RATE, BI INTEREST RATE, AND FOREIGN EXCHANGE RESERVES ON INFLATION IN INDONESIA DURING THE PERIOD 2002–2023 Frederina Jubika Uskono; Fransina W Ballo; Olivia L.E Tomasowa
Jurnal Manajemen Bisnis Dan Organisasi Vol 4 No 1 (2025): Jurnal Manajemen Bisnis Dan Organisasi (JMBO)
Publisher : Yayasan Pendidikan Cahaya Budaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64626/jmbo.v4i1.398

Abstract

Inflation has long been an economic issue in Indonesia, where this phenomenon is significantly influenced by several factors such as the Rupiah exchange rate, the BI interest rate, and foreign exchange reserves. When maintained at an appropriate level, inflation can stimulate economic growth in a positive direction. The purpose of this study is to analyze the partial and simultaneous relationship between the Rupiah exchange rate, the BI interest rate, and foreign exchange reserves on the inflation rate in Indonesia during the period 2002–2023. This research employs a mixed-method approach, using the Error Correction Model (ECM) for analysis. The data used consist of secondary data in the form of time series, while the primary data were obtained directly from informants through interviews. The partial results indicate that the exchange rate has a significant effect on inflation in both the short and long term; the BI interest rate also significantly affects inflation in both the short and long term. Meanwhile, foreign exchange reserves have a significant effect on inflation in the short term but do not have a significant effect in the long term. Simultaneously, in both the short and long term, the Rupiah exchange rate, BI interest rate, and foreign exchange reserves have a significant effect on inflation in Indonesia.
The Influence of Credit Guarantees on the Growth of Micro, Small, and Medium Enterprises (MSMEs) in Kupang City Variani Setia Handu; Fransina W Ballo; Olivia L.E Tomasowa
Jurnal Manajemen Bisnis Dan Organisasi Vol 4 No 1 (2025): Jurnal Manajemen Bisnis Dan Organisasi (JMBO)
Publisher : Yayasan Pendidikan Cahaya Budaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64626/jmbo.v4i1.433

Abstract

Credit guarantee is a strategic effort to improve access to financing for Micro, Small, and Medium Enterprises (MSMEs) in Kupang City. This study aims to examine the influence of credit guarantees on the growth of MSMEs in Kupang City and analyze how the implementation of credit guarantees can strengthen business performance, increase sales, and profit for MSME actors. This research employs a quantitative approach with data collected through surveys and documentation from MSME actors who have received credit guarantees. The results indicate that credit guarantees have a positive and significant effect on the growth of MSMEs in Kupang City. Prior to obtaining guarantees, MSME actors faced obstacles in accessing capital, managing transactions, and developing their businesses, especially those just starting out. After receiving credit guarantees, MSME actors were able to overcome these barriers, enhance business capacity, and compete in the local market. The conclusions of this study affirm that credit guarantees are a crucial factor in driving MSME growth and supporting sustainable regional economic development.
Co-Authors Carles Yulius Bata Mbani fransina w Ballo Frederina Jubika Uskono Leony Angelica Weru Maria Indriyani Hewe Tiwu Novi Theresia Kiak Variani Setia Handu