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All Journal Jurnal Ilmiah Manajemen Kesatuan Sharia Economic and Management Business Journal (SEMBJ)
Muhammad Habibi Siregar
Universitas Islam Negeri Sumatera Utara, Indonesia
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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Revitalizing Mosque Management: A Social and Cultural Framework for Boosting Local Economic Growth Mhd. Indra Mulia Nasution; Mustapa Khamal Rokan; Muhammad Habibi Siregar
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 5 (2025): JIMKES Edisi September 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i5.4007

Abstract

Mosques have strategic potential not only as places of worship but also as centres for community economic empowerment. This study aims to analyze the potential, solutions, and strategies for strengthening mosque management in supporting the economic empowerment of surrounding communities through social and cultural approaches. The method used is the Analytic Network Process (ANP), which integrates both qualitative and quantitative approaches, including in-depth interviews, participatory observations, and questionnaires involving religious leaders, cultural experts, mosque administrators, and local business actors. The findings show that the social approach is effective in building trust and community participation, with programs such as charity distribution, healthcare services, economic training, and guidance for converts strengthening solidarity and self-reliance. The cultural approach plays a crucial role in enhancing community identity and acceptance of the mosque. The acculturation of local culture with Islamic values increases the mosque’s relevance in daily life. A successful mosque management model involves visionary leadership, financial transparency, and productive community activities such as cooperatives and MSME bazaars. This study contributes to mosque management by integrating social and cultural approaches through ANP and provides strategic guidance for mosque managers to optimize the mosque’s social, cultural, and economic functions to improve public welfare.
Safe Framework: Sharia Super App for Financial Inclusion in Indonesia Surya Tegar Widjiantoro; Muhammad Irwan Padli Nasution; Muhammad Habibi Siregar
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 3 (2025): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i3.2491

Abstract

Background: Despite Indonesia's Muslim population of 207 million, the sharia financial inclusion rate stands at only 13.41%, markedly lagging behind the conventional financial inclusion rate of 80.51%. Meanwhile, 92% of customers of Indonesia's largest Islamic bank already utilize conventional super app ecosystems for daily financial transactions, exposing an architectural gap that remains unaddressed in the academic literature. This study aims to propose the first conceptual framework that positions the sharia super app as an integrated Islamic finance distribution model in Indonesia. Method: The methodology integrates a Systematic Literature Review (SLR) following the PRISMA protocol applied to 39 articles retrieved from Scopus (2016–2026), bibliometric analysis using VOSviewer, and conceptual framework development via a Theory Synthesis approach. Results: The study produces the SAFE Framework (Sharia-Aligned Financial Ecosystem), which positions the sharia super app as the highest manifestation of a Digital Business Ecosystem, integrating seven core services (Islamic banking, sharia e-wallet, sharia investment, digital ZISWAF, sharia peer-to-peer lending, halal marketplace, and Islamic insurance) under a robust sharia governance layer, evaluated through the lens of Maqasid al-Shariah as a normative framework. Conclusion: The study contributes as the first academic work to model the sharia super app as an Islamic finance distribution channel in Indonesia, to operationalize Maqasid al-Shariah as an evaluative instrument for Islamic fintech ecosystem design, and to provide a realistic implementation blueprint for practitioners, regulators, and future researchers.
Co-Authors Mhd. Indra Mulia Nasution Muhammad Irwan Padli Nasution Mustapa Khamal Rokan Surya Tegar Widjiantoro