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All Journal Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Sharia Economic and Management Business Journal (SEMBJ)
Surya Tegar Widjiantoro
Institut Agama Islam Imam Syafii (IMSYA) Indonesia
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Analisis Konseptual melalui Bibliometric-Systematic Literature Review: Keberhasilan Redenominasi Rupiah dan Implikasinya terhadap Pertumbuhan Ekonomi Indonesia Surya Tegar Widjiantoro; Ahda Segati; Yusrizal Yusrizal
Jesya Vol 9 No 2 (2026): ARTICLES : RESEARCH JUNI 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v9i2.2689

Abstract

Rencana redenominasi rupiah dalam PMK Nomor 70 Tahun 2025 muncul di tengah tekanan nilai tukar, sementara kajian terdahulu masih terbatas pada studi parsial dan belum memetakan kondisi kritis keberhasilannya bagi Indonesia. Penelitian ini menggunakan Bibliometric-Systematic Literature Review (B-SLR) terhadap 27 artikel Scopus, dianalisis dengan VOSviewer melalui keyword co-occurrence analysis dan sintesis naratif tematik. Hasil penelitian mengidentifikasi empat kluster: Redenomination Risk & Monetary Union Shock, Legal & Financial Contract Redenomination, Economic Impact, Growth & Policy, dan Policy Implementation & Public Perception. Sintesis menunjukkan bahwa keberhasilan redenominasi bergantung pada kesiapan analitik-legislatif, sosialisasi tersegmentasi untuk mencegah money illusion, kesiapan ekosistem bisnis, dan manajemen biaya transisi. Kontribusi penelitian ini adalah menyusun kerangka konseptual keberhasilan redenominasi rupiah yang menghubungkan risiko kebijakan, perilaku publik, kesiapan institusional, dan pertumbuhan ekonomi. Keterbatasan penelitian terletak pada jumlah artikel yang terbatas dan penggunaan basis data Scopus, sehingga studi lanjutan perlu memperluas sumber data dan pengujian empiris.
Safe Framework: Sharia Super App for Financial Inclusion in Indonesia Surya Tegar Widjiantoro; Muhammad Irwan Padli Nasution; Muhammad Habibi Siregar
Sharia Economic and Management Business Journal (SEMBJ) Vol. 6 No. 3 (2025): Sharia Economic and Management Business
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v6i3.2491

Abstract

Background: Despite Indonesia's Muslim population of 207 million, the sharia financial inclusion rate stands at only 13.41%, markedly lagging behind the conventional financial inclusion rate of 80.51%. Meanwhile, 92% of customers of Indonesia's largest Islamic bank already utilize conventional super app ecosystems for daily financial transactions, exposing an architectural gap that remains unaddressed in the academic literature. This study aims to propose the first conceptual framework that positions the sharia super app as an integrated Islamic finance distribution model in Indonesia. Method: The methodology integrates a Systematic Literature Review (SLR) following the PRISMA protocol applied to 39 articles retrieved from Scopus (2016–2026), bibliometric analysis using VOSviewer, and conceptual framework development via a Theory Synthesis approach. Results: The study produces the SAFE Framework (Sharia-Aligned Financial Ecosystem), which positions the sharia super app as the highest manifestation of a Digital Business Ecosystem, integrating seven core services (Islamic banking, sharia e-wallet, sharia investment, digital ZISWAF, sharia peer-to-peer lending, halal marketplace, and Islamic insurance) under a robust sharia governance layer, evaluated through the lens of Maqasid al-Shariah as a normative framework. Conclusion: The study contributes as the first academic work to model the sharia super app as an Islamic finance distribution channel in Indonesia, to operationalize Maqasid al-Shariah as an evaluative instrument for Islamic fintech ecosystem design, and to provide a realistic implementation blueprint for practitioners, regulators, and future researchers.
Co-Authors Ahda Segati Muhammad Habibi Siregar Muhammad Irwan Padli Nasution Yusrizal Yusrizal